Comparison

FI vs mibu

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

FI

Features
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The budget app for two (or more). FI-532 gives your household one clear number โ€” what's left to spend โ€” and splits every paycheck 50/30/20 into needs, wants and savings. No bank login. Add expenses by voice, receipt photo or automatically from Apple Pay, and see who owes whom in one tap. Track everything in one place: - Log income, expenses, and transfers in seconds - Organize spending with Needs, Wants, and Savings categories - Follow a 50/30/20 budget rule and customize monthly targets - Create recurring bills and subscriptions, then mark them as paid - Get reminders for upcoming payments - View monthly cash flow, budget progress, and upcoming bills at a glance - Split shared expenses and settle balances between household members - Keep selected transactions private when needed - Filter by date range, transaction type, and category - Set household currency and timezone for accurate planning Premium features include: - AI Reports to ask questions about spending and budget trends - CSV export for transaction and recurring payment history - Advanced reminders and expanded collaboration tools FI-532 helps your household stay aligned, spend smarter, and build better money habits together. Get to know the app and all of its features first with a free trial before you can choose between a FI-532 Premium monthly or yearly subscription. The subscription will automatically renew at the end of the period, for the same price. You can turn off the auto- renewal at any time up until 24-hours before the end of the subscription period in your Account Settings. When you cancel the auto-renewal, access to the "Premium features" will not expire immediately, you will have access until the end of the current payment period. Read more about it in the privacy policy: https://www.fi-532.app/privacy Read more about it in the end user license agreement (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

mibu

Read full description

Mibu is a personal finance app for tracking your money manually, without connecting your bank account. One-time Premium purchase, no subscriptions. With Mibu you can: - Log your income and expenses - Analyze them by category - Create overall or per-category budgets - Set up recurring income and expenses - Create custom categories that match how you organize your money - Set savings goals and track your progress - Record your assets and debts to see your net worth - See a yearly summary of your activity

Screenshots

FI4 screens
mibu4 screens

Verdict

The call

The clearest difference is in-app purchases: mibu at none against FI's 2. On price, update cadence, ads and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. FI sells 2 in-app purchases, starting at $4.99 per month. mibu asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 28, 2026 and November 5, 2026 respectively.

Scorecard1 real difference ยท 5 level
FI versus mibu: the parameters behind the verdict, then further details
ParameterFImibu
PriceFreeFree
Update frequencyEvery 2 weeksEvery 2 weeks
AdsNoNo
In-app purchasesYesNo โ€” better
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.015.1 โ€” better
Further details โ€” not scored
Size99 MB50 MB
Age rating4+4+
DeveloperRoberto SourdisMarina Nieblas Gallardo

In-app purchases

2 purchases

FI

Subscriptions2
  • FI-532 Premium Monthly7 Days trial$4.991 Month
  • FI-532 Premium Yearly14 Days trial$39.991 Year
None

mibu

No in-app purchases

Questions

Is FI free?
FI is free to download, with in-app purchases available.
Is mibu free?
mibu is free to download, with no in-app purchases.
Do FI or mibu have ads?
Neither FI nor mibu shows ads.
Which is updated more often, FI or mibu?
FI ships an update every 2 weeks, and mibu every 2 weeks. Most recently, FI was updated on October 28, 2026 and mibu on November 5, 2026.

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