Cheque vs MasterBudget AI

Your mates don't need the app. Scan the bill, share one link, and everyone claims what they had from their own phone — any phone. Cheque-Mate does the maths and shows who owes who, down to the penny, service charge included. SNAP. SPLIT. SORTED. • Point your camera at any receipt — every item lands in the split, priced and ready • Everyone claims their own items, so nobody plays banker • Drag your share — whole items, halves, thirds, a splash of the wine • Fair-share maths keeps totals honest to the exact penny TRIPS & GROUPS One folder for the whole trip — the weekend away, the flat share, the padel crew. Drop in receipts as you go, mates claim whenever suits them, and running balances keep score bill by bill. • See what's still unclaimed at a glance • Push notifications when someone joins, adds a bill, or claims the last item • Home Screen widgets: your share, who's racked up what, and the full who-owes-who matrix • End-of-trip insights: Big Spender, the damage curve, spend by venue • Shareable summary cards in ten styles — from clean glass to a thermal receipt NO APP NEEDED FOR YOUR MATES Send an invite link and anyone joins from their browser — any phone, any laptop, anything with a screen. They claim their items and see exactly what they owe, penny-identical to the app. Only you need the app. QUICK SPLIT One-off dinner? No folder needed. Scan, everyone claims, sorted before the coats are on. Save your favourite splits for the regulars. SETTLE UP IN ONE TAP Who-Owes-Who collapses the whole trip into the fewest possible payments. Tap Pay and it deep-links straight into PayPal, Monzo, Revolut, Venmo or Cash App with the amount pre-filled — whichever your mate actually uses. Card details never touch Cheque-Mate. PRIVATE BY DESIGN No bank logins, no card numbers, no ads. Payments happen in the apps you already trust — Cheque-Mate just does the maths. FREE TO USE Scan and split free every month. Cheque-Mate Pro adds unlimited scans, collaborative splits, premium share styles and more — with a one-off Lifetime option if subscriptions aren't your thing. Next round's on you. The maths is on us.

The budget app built for two. MasterBudget AI is the personal finance app that pairs a real shared mode for couples with an AI assistant that tells you where your money actually goes. Invite your partner, sync in real time, and stop guessing. Start free for 7 days. WHY MASTERBUDGET IS DIFFERENT - Couple / Shared Mode — invite your partner, sync wallets in real time, split expenses, and track joint goals. Same screen, same numbers, same team. - AI Finance Assistant — ask where your money went in plain English. Get insights, spot money leaks, and see overspending before it happens. Powered by AI. - Multi-Currency — track in any currency. Built for expats, freelancers, and travelers who live across borders. - Offline-First & Private — no bank logins required. A fast, beautiful dark-mode design that keeps you in control of your data. - 8 Languages — full support including Arabic and Kurdish, with right-to-left layouts. EVERYTHING IN ONE PLACE - Smart expense & income tracking - Custom budgets with discipline scoring - Net worth dashboard — assets vs. liabilities - Savings goals with visual progress - Subscription tracker with renewal alerts - Financial Health Score (0–100) Free to download with core features included. Upgrade to Pro for the full AI experience — try it free for 7 days, then $9.99/month or $69.99/year. Download MasterBudget AI and take control of your money — together.