Spndly vs Tipid App

Spendly is a beautifully simple expense tracker that helps you understand exactly where your money goes — without the bloat. KEY FEATURES • Quick Entry — Add expenses and income in seconds with smart category and wallet pickers • Multiple Wallets — Track cash, bank accounts, and cards separately. See your total balance at a glance • Category Insights — Visual donut charts and category totals show your spending patterns by month or year • Drill Down — Tap any category to see every transaction grouped neatly with notes, dates, and wallets • Income & Expenses — Filter totals by type to see what you earn vs. what you spend • Home Widget (Android) — Glance at this month's spend right from your home screen • Notes & Titles — Add custom titles and notes to remember the context behind every transaction • Pure Privacy — All data stays on your device. No accounts, no ads, no tracking PERFECT FOR • Daily expense tracking • Monthly budget planning • Understanding spending habits • Managing multiple cash and card balances • Anyone who wants a clean, fast money tracker without spreadsheet overload Take control of your spending — beautifully and effortlessly.

Tipid is a private, offline budgeting app built for the way Filipinos actually handle money. Track every peso in seconds, set budgets and savings goals, keep tabs on utang, and grow your ipon — all on your iPhone, with nothing leaving your device. No bank logins. No cloud. No accounts. No subscriptions. Your financial life stays yours. LOG EXPENSES IN SECONDS • Just type it — "coffee 150 starbucks" — and Tipid figures out the rest. • Talk to it, or snap a photo of a receipt and let it read the details. • On-device AI puts each expense in the right category on its own. SEE WHERE YOUR MONEY GOES • A clean Today dashboard shows balances, recent activity, and your net worth at a glance. • Charts and insights show your spending patterns and where you can cut back. • Net worth updates the moment you log income or an expense. BUDGETS & GOALS THAT MOTIVATE • Set category budgets and track progress as you spend. • Create savings goals and watch your savings piggy grow plumper the more you save. • Cashflow forecasting helps you see what's coming before it hits. BUILT FOR REAL LIFE • Track utang and money owed — who you owe and who owes you. • Installment plans and recurring transactions stay organized. • Planned payments and upcoming bills so nothing surprises you. • Multiple accounts: debit, credit, cash, and investments. • Multiple currencies supported. PRIVATE BY DESIGN • 100% offline — your data never leaves your iPhone. • Face ID unlock and a privacy mode to hide balances. • On-device AI powered by Apple Foundation Models — smart, but private. GOES WHERE YOU GO • Apple Watch app for logging on the move. • Home screen widgets and Siri support. • Export to CSV/JSON and generate PDF statements anytime. Free to start, with a one-time purchase to unlock everything — no monthly fees, ever. Finally see your money clearly. Salamat for using Tipid!