Enveloop vs Spending Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Enveloop
Manage your finances visually with digital envelopes that sync with your paychecks. Track funded, short, and overdue bills at a glance. Share budgets privately with family via iCloud.
- Visual envelope budgeting
- Automatic paycheck allocation
- Combined account summary
- Private family sharing via iCloud
- Customizable bill organization
- Transaction logging and audit trail
- On-device data storage
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Ditch subscription budgets. With Enveloop, every bill gets its own envelope on your phone. Fill them up each payday, and see at a glance which bills are covered, which are short, and which are past due. EVERY DOLLAR HAS A HOME Drop your bills into envelopes. Color-coded lights show which ones are covered, almost there, past due, or still empty. No spreadsheets. No guessing. PAYCHECK IN. BILLS HANDLED. Tell Enveloop when your paycheck lands. Each payday, it tops up every envelope based on what that bill needs. Set it up once, then forget about it. SEE EVERYTHING AT A GLANCE Got more than one account? Flip between them, or see a running total of your balance and what's left across all of them. BUDGET TOGETHER. PRIVATELY. Share a budget with anyone in your family. Everyone sees the same bills and balances update in real time. No extra sign-ups, no extra servers — it all goes through your iCloud. STAY ORGANIZED YOUR WAY Group bills into folders — Utilities, Subscriptions, Home — with your own icons and colors. Sort by what's due next, by size, or drag them into whatever order feels right. EVERY CHANGE. LOGGED. Every move is saved automatically. You can always look back and see what changed, when, and who did it. Withdrawals still waiting to clear the bank stay visible so nothing goes missing. YOUR DATA. YOUR DEVICE. Enveloop stores everything on your device. iCloud sync and sharing are optional and go through your iCloud account only. No middlemen, no tracking, no ads. Your money is your business. TRY FREE. UNLOCK FOREVER. Start with a 2-week free trial — everything's unlocked, no strings. After two weeks, keep Enveloop forever for $4.99. One-time. No subscriptions, no ads, no auto-renew surprises. Built for iPhone and iPad — looks sharp in dark mode, light mode, or both. Privacy Policy: https://sknauss7.github.io/KynossStudiosSupport/enveloop-privacy.html Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Spending Tracker
This finance app helps you take control of your money by tracking expenses and monitoring income. It provides a clear overview of your financial situation, simplifies budgeting, and helps improve saving habits. Manage your money smarter with this practical and efficient tool.
- Track expenses
- Monitor income
- Simplify budgeting
- Organize bills
- Improve saving habits
- Financial dashboard
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SpendKit is a simple home finance app designed to give you a clear and direct way to take control of your money. Whether you want to track expense or monitor your income, SpendKit helps you stay organized in one place without complexity or confusion. With SpendKit, you can easily record every transaction and understand your actual financial situation at any moment. It works as your personal organizer and financial planner, helping you manage your money smarter every day. From daily spending to long-term goals, everything is structured to support better management of your finances. Keep all your bills under control and never miss important payments again. SpendKit is built to simplify your monthly budgeting, giving you a clear overview of where your money goes and how you can improve your saving habits. It’s designed for people who want a practical and efficient way to stay on top of their finances. All your data is organized in your my dashboard, where you can quickly check your income, expenses, and budget progress. SpendKit makes financial tracking feel effortless, turning complicated money management into a smooth and simple daily habit. If you’re looking for a reliable way to track, organize, and improve your financial life, SpendKit is your all-in-one solution for better control, smarter decisions, and stronger savings.
Screenshots
Verdict
The clearest difference is in-app purchases: Spending Tracker at none against Enveloop's 1. Enveloop's advantage is ratings volume (5 vs 1) and iOS requirement (18.1 vs 26.0). On price, rating, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Enveloop sells 1 one-off in-app purchase. Spending Tracker asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for Enveloop against 5.0 for Spending Tracker. That said, the two scores are not equally well evidenced: Enveloop has 5 ratings behind it against 1, so its average is the more settled of the two.
| Parameter | Enveloop | Spending Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (5 ratings) | 5.0 (1 ratings) |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 5 — better | 1 |
| Update frequency | Weekly | — |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 18.1 — better | 26.0 |
| Further details — not scored | ||
| Size | 6 MB | 13 MB |
| Age rating | 4+ | +4 |
| Developer | Steven Knauss | Jose Sapon |
Customer experience
Enveloop
Spending Tracker
In-app purchases
Enveloop
- Enveloop$4.99
Spending Tracker
No in-app purchases









