Finnwise vs Trackonomy
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Finnwise
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Do you really know where your money goes every month? The first step to improving your finances is understanding your spending — and Finnwise makes it simple, smart, and even enjoyable. Finnwise is your personal AI-powered financial assistant. No spreadsheets, no complicated setup. Just complete clarity about your money so you can make better decisions, save more, and live with less financial stress. AI THAT WORKS FOR YOU Track expenses using natural language: simply tell the AI “I paid 250 for gas” and it categorizes, organizes, and saves it for you. With Apple Wallet automation (Premium), your transactions can be recorded automatically whenever you pay. Less work, more control. UNDERSTAND YOUR SPENDING Visualize your expenses by category, compare income vs. expenses, and discover your spending habits with clean, easy-to-read charts. Finnwise analyzes your history and shows you exactly where your money goes — so you can decide where to cut back. SMART BUDGETS Create category-based budgets and receive alerts before you overspend. How much have you spent on food this month? Have you exceeded your entertainment budget? Finnwise warns you in time so you can stay on track before it’s too late. REAL SAVINGS GOALS Set goals — vacations, emergency funds, a new phone — and contribute directly from the app. Watch your progress grow and celebrate milestones with the built-in achievement system. Saving money becomes motivating. MULTIPLE ACCOUNTS & CARDS Manage cash, debit cards, and credit cards all in one place. Set billing dates, payment reminders, and never forget to pay your credit card on time. Your financial health stays protected. AUTOMATIC RECURRING EXPENSES Netflix, rent, gym memberships, subscriptions... Set them up once and Finnwise logs them automatically. You’ll always know your fixed monthly expenses so you can plan accurately. LEARN & GROW Finnwise includes practical financial lessons: the 50/30/20 rule, emergency funds, debt management, and more. Level up, unlock achievements, and become the expert of your own finances. HOME SCREEN WIDGET Check your available balance and monthly cash flow at a glance directly from your home screen — no need to open the app. SECURE & ALWAYS AVAILABLE Sign in with Google or Apple. Your data syncs in real time and remains available even without an internet connection. Financial change doesn’t require being an economics expert. It simply requires taking the first step: understanding where your money goes. Finnwise makes that first step easy — and the next ones inevitable. Download Finnwise today. Your future self will thank you. Available in Free, Basic, and Premium plans to fit your financial journey. This app offers auto-renewable subscriptions. By subscribing, you agree to our Terms of Use, EULA and Privacy Policy available at: https://finnwiseapp.com/terms.html Official Website https://finnwiseapp.com
Trackonomy
Effortlessly track your spending and manage debts with automated expense capture from your email or Apple Pay. Log expenses via voice, receipt photos, or manual entry, and set budgets with visual alerts. Monitor your financial overview and recurring payments with convenient widgets.
- Automatic expense capture from email/alerts
- Apple Pay payment capture via Shortcuts
- AI-powered expense entry from voice/photos
- Manual expense logging
- Category-based budgeting with warnings
- Owed to me/I owe debt tracking
- Monthly financial overview and recurring payments
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Trackonomy shows you where your money goes without having to write down every expense by hand. AUTOMATIC CAPTURE • Connect your Outlook mailbox or forward your bank's alerts: Trackonomy reads the amount, merchant and date and gets the expense ready for you. • Apple Pay capture: with a shortcut in the Shortcuts app, every Apple Pay payment reaches your inbox the moment you pay. • Nothing is saved without your approval: review it, fix it if needed and confirm. LOG IT YOUR WAY • Say it out loud, snap the receipt or type it in a sentence: AI builds the entry and you confirm it. • Or enter it by hand, in the currency you use. BUDGETS • A limit for every category and a warning before you go over. • Trouble shows in red. DEBTS • "Owed to me" and "I owe", per person. Settling up nets it out automatically. YOUR MONTH AT A GLANCE • Net spend, daily average and how you compare with last month. • Recurring payments and widgets on the Home Screen and Lock Screen. • Works offline and syncs when you're back online. Available in English, Spanish and Portuguese. Some features, such as automatic capture, require Trackonomy Premium (weekly, monthly or yearly subscription). Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://trackonomy.app/privacy
Screenshots
Verdict
The clearest difference is iOS requirement: Finnwise at 15.0 against Trackonomy's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Finnwise sells 4 in-app purchases, starting at $3.99 per month and Trackonomy sells 3 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.
Finnwise ships an update every 9 days, Trackonomy every 2 weeks. The most recent releases landed on October 5, 2026 and October 24, 2026 respectively.
| Parameter | Finnwise | Trackonomy |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 1 — better |
| Update frequency | Every 9 days — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | — | Freemium |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 85 MB | 13 MB |
| Age rating | 4+ | 4+ |
| Developer | Inversa Financiera Digital | VIZIA S.A.C. |
In-app purchases
Finnwise
- Plan Básico – Mensual7 Days trial$3.991 Month
- Plan Premium – Mensual7 Days trial$7.991 Month
- Plan Básico – Anual$34.991 Year
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- Plan Premium – Anual$69.991 Year
Trackonomy
- Weekly Premium Plan$1.997 Days
- Monthly Premium Plan$3.991 Month
- Yearly Premium Plan7 Days trial$39.991 Year









