Aseta vs Net Worth Candles

Aseta brings snapshot-first net worth tracking, important item management, and recurring expense planning together in one app. No need to record every transaction or connect a bank account — track your net worth and asset allocation changes with less effort. ITEMS AND RECURRING EXPENSES - Manage purchase information, current value, status, location, photos or attachments, and warranty or return dates - Review daily usage cost and value history over time - Track recurring expenses such as rent, insurance, memberships, and subscriptions - See schedules, upcoming payments, and reminders alongside your overall financial picture SNAPSHOT-FIRST: TRACK NET WORTH THE SIMPLE WAY Unlike budgeting apps that demand daily transaction logging or bank credentials, Aseta lets you record your asset balances at a point in time. Take a monthly snapshot to see how your wealth changes over time. It's that simple. - Record balances at any frequency: daily, weekly, or monthly - Add historical snapshots to build your trend retroactively - Attach notes and income/expense summaries to each snapshot - Set customizable reminders to keep your rhythm POWERFUL ANALYTICS DASHBOARD See the full picture of your financial health with professional-grade charts and metrics: - Net worth trend over time - Period contribution analysis (which assets drove growth?) - Drawdown and volatility metrics - Asset allocation pie charts and breakdowns - Year-over-year and month-over-month comparisons MULTI-CURRENCY, MULTI-LEDGER, MULTI-PERSPECTIVE Manage complex portfolios with ease: - Multiple currencies per asset with automatic exchange rate conversion - Multiple ledger profiles (personal, family, scenario planning) - Custom asset group perspectives: view by geography, risk level, liquidity, or any custom tag - Sub-asset structure: break down accounts into parent-child hierarchies (e.g., brokerage with sub-portfolios) GOAL TRACKING AND REBALANCING Set financial goals and track your progress: - Amount goals: target total assets, net worth, specific accounts, or tagged groups - Allocation goals: set target ratios by account or tag group - Deviation view: see how far your current allocation drifts from target - Use deviation data to make rebalancing decisions BUILT-IN FINANCIAL CALCULATORS From tracking to decision-making in one app: - FIRE calculator: estimate your financial independence timeline - Compound interest withdrawal planner - Debt avalanche calculator: optimize debt payoff order PRIVACY-FIRST, OFFLINE-READY Stay in control of your financial data: - No bank login required -- ever - No proprietary server storing your data - Core data works fully offline - iCloud backup and restore - Cross-device sync via iCloud (Sync V2) - Biometric lock with Face ID and Touch ID - CSV export for auditing and migration 14 LANGUAGES SUPPORTED Use Aseta in your language: English, Arabic, German, Spanish, French, Hindi, Indonesian, Japanese, Korean, Portuguese (Brazil), Russian, Turkish, Simplified Chinese, Traditional Chinese. WHO IS ASETA FOR? - Individual investors tracking long-term wealth growth - High-net-worth individuals managing complex multi-currency portfolios - Family wealth managers overseeing shared assets - FIRE movement followers planning for financial independence - Privacy-conscious users who refuse to share bank credentials - Expats and global citizens with assets in multiple currencies - Anyone tired of transaction-by-transaction budgeting apps Aseta is free to use. Optional Aseta Pro is a one-time Lifetime purchase (no auto-renew) or an auto-renewable Monthly/Yearly subscription. Payment is charged to your Apple Account at confirmation. Subscriptions renew unless auto-renew is turned off at least 24 hours before the period ends. Manage or cancel in Apple Account settings. Prices vary by region. Privacy Policy: https://aseta.ulives.io/privacy-policy.html Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Net Worth Candles turns your net worth into a living candlestick chart. Watch your money like a stock—green or red today, up or down this month, all at a glance. [Free and Pro] · Free: logging, accounts, budgets, monthly review and the last 30 days of your net-worth candles · Pro (one-time unlock): full history with week and month candles, the deeper Review charts, savings plans, multiple currencies and iCloud sync. Bought the app before? Pro is already yours [Core] · Net worth candles: your daily changes form candlesticks; switch red-up or green-up, zoom across day / week / month · Log in three seconds: built-in calculator, account and category in one pass; future-dated entries wait until their day · Account deck: cash, bank cards, credit cards in one place, net worth calculated automatically · Review: compare with the same days last month, a spending calendar, savings-rate and per-category trends, budgets—see where it all went · Net worth goal: set a number and watch the bar fill up [Apple Watch] Log from your wrist: type the amount, tap spending or income, pick the account and category — the last tap saves it. Net worth trend and pending entries at a glance, in the same language and colours as your iPhone. Hide your net worth on iPhone and it's hidden on the watch too. [iPhone and iPad] One universal app. On iPad, accounts in three columns and entries in two panes; optional iCloud sync keeps both devices on one ledger. [Privacy first] · Your data stays on your device: offline by default, no account, nothing collected — iCloud sync is optional and goes only to your own iCloud · No ads, no push notifications; free to download, and Pro is a one-time unlock — never a subscription · An eye icon on Overview and Accounts hides the amounts with one tap [Savings plans] Pick one account as your savings card and set how much to put away each day, week, month or year — run several plans at once. A card on the overview shows this period's progress, how long you've stayed on track and your total saved. Missed one? Top it up later and your streak holds. [Multiple currencies] Give each account its own currency — dollars, euros and yen each kept and counted on their own, with no exchange rates and no internet needed. Other currencies sit under the big number on the overview; tap one to see that ledger's chart and cash flow. Transfers only go between accounts in the same currency, so the books stay clean. [Handy extras] · Home screen widget: net worth and today's change, right on your home screen · Long-press the icon to log an entry fast · A month strip on Entries: one cell per day, tap a day to see just that day · 22 interface languages Net Worth Candles doesn't try to do everything—it does one thing well: let you watch your wealth grow, like watching the market.