Budget0 vs Allot

Budget0 puts you in complete control of your money with zero-based budgeting — a proven method where every dollar of income is assigned a purpose, so nothing slips through the cracks. ZERO-BASED BUDGETING Start each budget by entering your income, then allocate every dollar to expenses until you reach zero. This ensures you always know exactly where your money is going and helps you save more intentionally. SMART CATEGORIZATION Choose from 31 built-in categories for income and expenses, or create your own. Budget0 features AI-powered auto-categorization that learns from your habits, so adding items gets faster over time. BUDGET GROUPS & COMPARISON Organize budgets into groups and compare them side by side. See how your spending evolves month to month with detailed comparison tables and stacked bar charts. BEAUTIFUL CHARTS Visualize your finances with interactive donut charts that break down spending by category, and drill down for more detail. Group charts show trends across multiple budgets at a glance. PDF EXPORT Generate professional PDF reports for individual budgets or entire group comparisons and share them with anyone. Budget reports are formatted in portrait, group comparisons in landscape. CLOUD BACKUP Back up your data to iCloud so you never lose your budgets. Restore anytime with a single tap. SECURITY FIRST Protect your financial data with a PIN code and optional biometric authentication (Face ID or Touch ID). Configure auto-lock to secure the app when you step away. WORKS EVERYWHERE • 25 currencies supported with proper formatting • 14 languages: English, Spanish, French, German, Italian, Japanese, Korean, Dutch, Polish, Portuguese, Russian, Swedish, Turkish, and Chinese • Fully offline — no account required, no data leaves your device ONE-TIME PURCHASE Budget0 is available for a one-time purchase of $2.99 — no subscriptions, no ads, no hidden fees. Pay once and own it forever. Download Budget0 today and give every dollar a job.

Every dollar gets a job. Allot is a zero-based budgeting app with no subscription — free to download, $11.99 unlocks every feature forever. Built for people who left YNAB when it went to $109/year, want envelope-style budgeting without a monthly bill, and don't want to hand their bank logins to a third party. Family Sharing is included — your spouse downloads, you pay $11.99 once for the household. WHY ALLOT? — Free download. $11.99 one-time unlocks every feature, forever. — No bank login. You categorize manually so your data stays on-device. — Zero-based budgeting — every dollar of income gets assigned a job. — Goals, debt-paydown plan, recurring-charges tracker built in. — Family Sharing — one purchase covers your whole household. WHAT YOU GET — Build a monthly budget where every dollar has a job — Track net worth and cash flow at a glance — Set goals (emergency fund, trip, anything) and watch progress — Plan debt-free dates with snowball/avalanche math — See every recurring charge in one place — Multiple budgets supported WHAT YOU DON'T GET — No subscription — No bank login required — No social features — No ads — No analytics — No Android (yet) Built solo. The pitch is simple — you should be able to budget without paying $109/year. $11.99 once unlocks everything. That's it.