FinLens vs Ambagan PH

Record spending automatically with local AI FinLens reads your bank and card SMS alerts and turns them into transactions on your iPhone — no manual typing, no complex rules. Local AI extracts the amount, merchant, and card so your spending history builds itself. You can edit merchant, amount, category, or card anytime. Shops and cards, created for you Shops are added automatically from your purchases. You can also add shops yourself for better matching, set a default category and logo per shop, and keep everything organized without extra work. Cards are created from SMS — you only choose debit or credit. Easy spend tracking in your currency Choose a main currency and see one clear total. All amounts convert automatically, so you get simple breakdowns by category and by debit/credit — even when you spend in multiple currencies. EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Ambagan is an expense app built for friends, families, and barkada — and now for you on your own. Split shared bills without the awkward math, and track your personal spending in the same place. WHY AMBAGAN • Split any way you want — equally, by percentage, or with fully custom amounts. Multiple people chipped in for one expense? Ambagan breaks down each person's share automatically. • Always know where you stand — your net balance across every group sits right on the home screen. Tap any friend to see exactly what you owe each other. • Settle up with proof — request, approve, or reject settlements with proof-of-payment photos, and bulk-settle across all your groups at once. • Works offline — the moment you need to record something is exactly the moment you have no signal. Log it right there; Ambagan saves it locally and syncs the second you reconnect. • Join in seconds — share a group invite link or QR code and friends just scan to join. TRACK YOUR OWN SPENDING • Books — personal ledgers like Daily, Japan Trip, or Household, separate from any group. • Budgets — a cap that resets monthly or covers the whole book, showing paid and pending spend. Free for everyone. • Mark an expense paid or pending, so upcoming bills don't look like money already gone. • Link a book to a trip group to see what the trip really cost you. • Recurring personal expenses that post themselves (Pro). NEW WAYS TO LOG • Scan a receipt into a group or a book and let Ambagan fill in the details. • Set recurring expenses that post themselves (Pro). • Log in the local currency when you travel, and budget in another (Pro). • Sign in fast with Google or Apple. FREE & PRO Ambagan is free to download. Free users can log up to 5 expenses a day, with a separate daily allowance for personal expenses — and budgets are free for everyone. Pro removes the caps and unlocks the full feature set: multi-currency, recurring expenses, drafts, and spending analytics — available monthly, yearly, or as a 2-week plan for short trips. Whether it's a trip, a household, a regular night out, or just your own week — split it fairly, settle it cleanly. Learn more at https://lhestermonroyo.github.io/ambagan/ Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/