PutaoWealth vs Kercento

Private Net Worth Tracking This application is designed for individuals who value structured, long-term wealth observation rather than short-term speculation. It provides a clear and restrained view of your financial position through an automatically generated net worth curve. Data Ownership Matters There is no centralized server storage. All financial records are stored only on: Your local device Your personal Apple iCloud private space Your asset information remains under your control. Flexible Asset Recording Supports multiple asset categories including: Cash positions Securities and investment funds Digital assets Payment balances Custom asset types Historical records can be corrected or backdated, and the system will automatically recalculate net worth trends. Professional Data Workflow Excel import and export are supported for: Long-term financial archiving External analysis Tax or compliance preparation Cross-platform data migration Your data remains portable and verifiable. Security by Design Access is protected by biometric authentication where available. The application does not push trading signals, advertisements, or behavioral prompts. It is a quiet financial management instrument. Built for Long-Term Thinkers This is not a trading assistant. It is a private ledger for observing wealth structure, risk exposure, and long-term financial evolution.

Kercento 是一款本地优先的个人资产与负债追踪工具，无需注册，也无需连接银行或券商账户。 你可以： • 统一管理现金、投资、固定资产、应收款、信用卡和贷款 • 按账户、分组、类别与币种查看资产、负债和净资产 • 为投资账户添加多个股票、基金或加密货币持仓，并通过 Kercento 行情服务更新估值 • 记录流水、余额检查点、账户间转账和定期记录 • 查看资产配置、净资产趋势、变动来源与记录活跃度 • 使用 JSON 完整备份与 CSV 导入导出迁移数据 • 通过 Widget、Siri 与本地通知快速查看或记录 • 可选启用 iCloud 同步、Face ID 和后台隐私保护 Kercento 默认将财务数据保存在设备上。行情请求只包含市场代码、搜索词和币种，不包含你的余额、数量、备注或备份内容。 市场数据可能延迟或使用缓存，仅用于资产估值，不构成投资建议。