Kercento vs Stratica

Kercento 是一款本地优先的个人资产与负债追踪工具，无需注册，也无需连接银行或券商账户。 你可以： • 统一管理现金、投资、固定资产、应收款、信用卡和贷款 • 按账户、分组、类别与币种查看资产、负债和净资产 • 为投资账户添加多个股票、基金或加密货币持仓，并通过 Kercento 行情服务更新估值 • 记录流水、余额检查点、账户间转账和定期记录 • 查看资产配置、净资产趋势、变动来源与记录活跃度 • 使用 JSON 完整备份与 CSV 导入导出迁移数据 • 通过 Widget、Siri 与本地通知快速查看或记录 • 可选启用 iCloud 同步、Face ID 和后台隐私保护 Kercento 默认将财务数据保存在设备上。行情请求只包含市场代码、搜索词和币种，不包含你的余额、数量、备注或备份内容。 市场数据可能延迟或使用缓存，仅用于资产估值，不构成投资建议。

Stratica is a visual asset management and portfolio analysis app designed to help you understand your complete financial picture in one place. Track investments, cash, precious metals, property, vehicles, and other real-world assets without forcing everything into a brokerage-only view. MANAGE YOUR ASSETS IN ONE PLACE
Keep securities, cash-like accounts, and physical assets together in a single structured system. Review your asset mix, net worth, and holdings at a glance. UNDERSTAND YOUR PORTFOLIO
Use clear charts to explore allocation, concentration, returns, and risk structure so you can better understand how your portfolio is built. SWITCH BETWEEN ANALYTICAL MODELS
Use the same asset data across multiple analytical models. Compare different perspectives on portfolio structure, allocation, and potential risk without maintaining separate copies of your data. TRACK REAL-WORLD ASSETS
Add gold, silver, property, vehicles, electronics, and other physical assets so your net worth is not limited to brokerage accounts. VISUAL INSIGHTS, NOT SPREADSHEET CLUTTER
Stratica turns complex asset data into readable charts and structured insights, helping you review changes, composition, and model outputs more easily. YOU STAY IN CONTROL
Stratica is built for asset tracking and analysis. It does not place trades or execute transactions on your behalf. Analytical outputs are for informational purposes only and should not be considered financial or investment advice. Stratica is for people who want a clearer, more structured way to understand their assets, portfolio, and long-term allocation.