Comparison

Spentio vs Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spentio

Features
Read full description

Know where your money actually goes. Spentio is a private expense tracker designed for quick daily logging. Clear, separate fields for amount, name, and category make each entry deliberate and mistake-resistant. Category suggestions adapt to your history, so most entries need just a tap. Charts show the patterns without the guilt. DESIGNED FOR DAILY USE • Streamlined entry flow — separate fields for amount, title, and category • Autocomplete learns from your history • Smart category suggestions adapt as you use the app • Inline category creation — no friction • Quantity, date, and store fields when you need them SEE THE FULL PICTURE • Monthly dashboard with a donut chart breakdown • Drill down from category totals to individual purchases • Weekly, monthly, yearly, and all-time views • Month-over-month deltas • Per-category trends with detailed charts INCOME, BILLS AND SAVINGS • Track recurring expenses and subscriptions • Set savings goals alongside your spending • Optional income tracking with a remaining-budget bar • Custom spending periods (start your month whenever payday hits) HOME SCREEN WIDGET Small and medium widgets show your spending at a glance. Toggle between "spent" and "remaining" to match how you think. EXPORT AND OWN YOUR DATA • CSV export for any date range • Formatted PDF reports • iCloud sync across your devices — processed by Apple, never seen by us PRIVACY FIRST Your financial data never leaves your device unless you choose iCloud sync. No analytics. No third-party tracking. No account required. No ads, ever. SPENTIO PRO Unlock unlimited recurring expenses and savings goals, yearly and all-time stats, category trend charts, budget alerts, weekly and monthly summaries, CSV and PDF export, and the remaining-budget widget mode. Available as a monthly subscription or a one-time lifetime purchase. Made by Tupungato Studios. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://tupungatostudios.com/en/privacy/spentio

About

Expense Tracker

Features
Read full description

Light Budget is the calm expense tracker for iPhone, iPad and Mac. • Add an expense in two taps — no forms, no accounts, no bank login • See exactly where the month went on one donut chart • On-device AI flags the category quietly growing this month • Free forever on one device. Pay only if you want iCloud sync No bank linking. No spreadsheets. No accounts. Your numbers live in your own private Apple cloud — we never see them. WHY PEOPLE SWITCH TO LIGHT BUDGET • Add an expense in two taps — no forms, no friction • Pick a budget in 10 seconds with categories you actually use • See spending by week, month or year on a single donut chart • On-device AI Insights show which category is growing fastest • Built-in forecast warns you before the month overruns • Free forever on a single device — pay only if you want sync PRIVATE BY DEFAULT We do not run a server. Your data lives in your own private CloudKit container — Apple's encrypted cloud storage that only you can read. No analytics SDK. No advertising. No third-party tracking. ELEVEN HOME-SCREEN WIDGETS A circular Burn-rate gauge that compares today's spending to your daily allowance, a forecast widget for the projected month-end total, a six-month trend mini-chart, top-category and donut summaries, and a Quick Add tile to log an expense straight from the Home Screen. SIRI, SHORTCUTS, SPOTLIGHT Tell Siri "Add expense to Light Budget", confirm the amount and category, and the transaction syncs to your other devices without ever opening the app. DESIGNED FOR APPLE PLATFORMS • iPhone with iOS 18.6 or later • iPad with iPadOS 18.6 or later • Mac with macOS 15.6 or later PREMIUM Free to use forever on a single device with a single budget. A small subscription unlocks: • Unlimited transactions across all your devices • iCloud sync between iPhone, iPad and Mac • Full Insights with month-over-month and year-over-year comparisons • CSV export for accountants and your own analysis • The full pack of widgets and the Shortcuts AppIntent Choose monthly, yearly (best value) or a one-off lifetime unlock. Everything goes through the App Store, and you can cancel any time. AVAILABLE IN English, Russian, Spanish, Portuguese, Italian, German and Dutch — with currency formatting for your region. — Payment is charged to your Apple ID account at confirmation of purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. You can manage and cancel your subscriptions in your account settings on the App Store. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Spentio4 screens
Expense Tracker4 screens

Verdict

The call

The clearest difference is update cadence: Spentio at fortnightly against Expense Tracker's monthly. Expense Tracker's advantage is device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Spentio sells 3 in-app purchases, starting at $1.99 per month and Expense Tracker sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Spentio ships an update fortnightly, Expense Tracker monthly. The most recent releases landed on September 10, 2026 and September 9, 2026 respectively.

Scorecard2 real differences Ā· 4 level
Spentio versus Expense Tracker: the parameters behind the verdict, then further details
ParameterSpentioExpense Tracker
PriceFreeFree
Update frequencyFortnightly — betterMonthly
AdsNoNo
In-app purchasesYesYes
DevicesiPhoneiPhone, iPad, Mac — better
Requires iOS17.0 — better18.6
Further details — not scored
Size15 MB11 MB
Age rating4+4+
DeveloperBASTIAN VIDELAViktor Grushevskiy

In-app purchases

3 purchases

Spentio

Subscriptions2
  • Spentio Pro$1.991 Month
  • Spentio Pro1 Month trial$9.991 Year
One-time1
  • Spentio Pro Lifetime$14.99
3 purchases

Expense Tracker

Subscriptions2
  • Premium Month$4.991 Month
  • Premium Year$12.991 Year
One-time1
  • Premium Lifetime$29.99

Questions

Is Spentio free?
Spentio is free to download, with in-app purchases available.
Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Do Spentio or Expense Tracker have ads?
Neither Spentio nor Expense Tracker shows ads.
Which is updated more often, Spentio or Expense Tracker?
Spentio ships an update fortnightly, and Expense Tracker monthly. Most recently, Spentio was updated on September 10, 2026 and Expense Tracker on September 9, 2026.

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