Spentio vs Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Spentio
Read full descriptionHide full description
Know what's left to spend today, this week and this month. Spentio does the math for you: income minus fixed costs, savings and what you've already spent. LOG IN SECONDS ⢠Type an item and its price; the category is guessed for you ⢠Scan a receipt and every line lands in the right category ⢠Log Apple Pay purchases automatically with a Shortcuts automation ⢠Add several items at once, or a whole shopping trip as one receipt ⢠Share a receipt screenshot or PDF from another app and it opens scanned SEE WHAT'S LEFT ⢠One clear number on Home: what you've spent or what's left, today, this week or this month ⢠Fixed costs, subscriptions and income are counted up front, so the number is honest from the 1st ⢠A heads-up the day before a fixed cost is due, and when a subscription price goes up SHARE A BUDGET ⢠Share a profile with your partner or family through iCloud: you both add, you both see it ⢠Separate profiles for your home, a trip or a side project, each with its own color and currency UNDERSTAND YOUR MONEY ⢠Where the month is heading at your current pace ⢠Small leaks: the little purchases that quietly add up ⢠Every subscription and what it costs you a year ⢠A monthly recap you can share PLAN AHEAD ⢠Savings goals that fill up as you save ⢠A monthly budget for any category, like groceries: what's left shows as you log, with a heads-up at 80% ⢠Widgets for the Home Screen and Lock Screen, and a Control Center button PRIVATE BY DESIGN ⢠No bank login, no account, no ads ⢠Your data stays on your iPhone and in your iCloud ⢠Import from your bank or another app (CSV, Excel, OFX, QIF); export to CSV or PDF FREE AND PRO Free: logging, what's left, Activity, the Budget tab with income, fixed costs, one category budget and one savings goal, and import. Spentio Pro adds receipt scanning, Apple Pay logging, adding several items at once, shared and extra profiles, all of Insights with the monthly recap, more budgets and savings goals, widgets, reminders, your own categories and export. The yearly plan comes with a 14-day free trial; monthly and lifetime are also available. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://tupungatostudios.com/en/privacy/spentio
Expense Tracker
Read full descriptionHide full description
Light Budget is the calm expense tracker for iPhone, iPad and Mac. ⢠Add an expense in two taps ā no forms, no accounts, no bank login ⢠See exactly where the month went on one donut chart ⢠On-device AI flags the category quietly growing this month ⢠Free forever on a single device No bank linking. No spreadsheets. No accounts. Your numbers stay on your device ā we never see them. WHY PEOPLE SWITCH TO LIGHT BUDGET ⢠Add an expense in two taps ā no forms, no friction ⢠Pick a budget in 10 seconds with categories you actually use ⢠See spending by week, month or year on a single donut chart ⢠On-device AI Insights show which category is growing fastest ⢠Built-in forecast warns you before the month overruns ⢠Free forever on a single device GOALS, FORECAST AND A LOCK ⢠Goals ā name what you're saving for and watch the bar fill ⢠Forecast ā see where your balance is heading from your recurring income and expenses ⢠Budgets ā set a limit per category and track progress at a glance ⢠Lock the app with Face ID, Touch ID or a PIN PRIVATE BY DEFAULT We do not run a server and there is nothing to sign up for. Your data stays on your device. No analytics SDK. No advertising. No third-party tracking. ELEVEN HOME-SCREEN WIDGETS A circular Burn-rate gauge that compares today's spending to your daily allowance, a forecast widget for the projected month-end total, a six-month trend mini-chart, top-category and donut summaries, and a Quick Add tile to log an expense straight from the Home Screen. SIRI, SHORTCUTS, SPOTLIGHT Tell Siri "Add expense to Light Budget", confirm the amount and category, and it is saved without ever opening the app. DESIGNED FOR APPLE PLATFORMS ⢠iPhone with iOS 18.6 or later ⢠iPad with iPadOS 18.6 or later ⢠Mac with macOS 15.6 or later PREMIUM Free to use forever on a single device with a single budget. A small subscription unlocks: ⢠Unlimited transactions and budgets ⢠Full Insights with month-over-month and year-over-year comparisons ⢠CSV export for accountants and your own analysis ⢠The full pack of widgets and the Shortcuts AppIntent Choose monthly, yearly (best value) or a one-off lifetime unlock. Everything goes through the App Store, and you can cancel any time. AVAILABLE IN English, Russian, Spanish, Portuguese, Italian, German and Dutch ā with currency formatting for your region. ā Payment is charged to your Apple ID account at confirmation of purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. You can manage and cancel your subscriptions in your account settings on the App Store. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Expense Tracker at none against Spentio's 3. Expense Tracker also leads on device support (3 vs 1) and iOS requirement (18.6 vs 26.0). Spentio's advantage is update cadence (every 2 days vs every 2 months). On price and ads there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Spentio sells 3 in-app purchases, starting at $3.99 per month. Expense Tracker asks for nothing beyond the download.
Spentio ships an update every 2 days, Expense Tracker every 2 months. The most recent releases landed on October 31, 2026 and October 30, 2026 respectively.
| Parameter | Spentio | Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 days ā better | Every 2 months |
| Ads | No | No |
| In-app purchases | Yes | No ā better |
| Devices | iPhone | iPhone, iPad, Mac ā better |
| Requires iOS | 26.0 | 18.6 ā better |
| Further details ā not scored | ||
| Size | 34 MB | 12 MB |
| Age rating | +4 | 4+ |
| Developer | BASTIAN VIDELA | Viktor Grushevskiy |
In-app purchases
Spentio
- Spentio Pro$3.991 Month
- Spentio Pro14 Days trial$19.991 Year
- Spentio Pro Lifetime$39.99
Expense Tracker
No in-app purchases









