Spentio vs Zeni

Know what's left to spend today, this week and this month. Spentio does the math for you: income minus fixed costs, savings and what you've already spent. LOG IN SECONDS • Type an item and its price; the category is guessed for you • Scan a receipt and every line lands in the right category • Log Apple Pay purchases automatically with a Shortcuts automation • Add several items at once, or a whole shopping trip as one receipt • Share a receipt screenshot or PDF from another app and it opens scanned SEE WHAT'S LEFT • One clear number on Home: what you've spent or what's left, today, this week or this month • Fixed costs, subscriptions and income are counted up front, so the number is honest from the 1st • A heads-up the day before a fixed cost is due, and when a subscription price goes up SHARE A BUDGET • Share a profile with your partner or family through iCloud: you both add, you both see it • Separate profiles for your home, a trip or a side project, each with its own color and currency UNDERSTAND YOUR MONEY • Where the month is heading at your current pace • Small leaks: the little purchases that quietly add up • Every subscription and what it costs you a year • A monthly recap you can share PLAN AHEAD • Savings goals that fill up as you save • A monthly budget for any category, like groceries: what's left shows as you log, with a heads-up at 80% • Widgets for the Home Screen and Lock Screen, and a Control Center button PRIVATE BY DESIGN • No bank login, no account, no ads • Your data stays on your iPhone and in your iCloud • Import from your bank or another app (CSV, Excel, OFX, QIF); export to CSV or PDF FREE AND PRO Free: logging, what's left, Activity, the Budget tab with income, fixed costs, one category budget and one savings goal, and import. Spentio Pro adds receipt scanning, Apple Pay logging, adding several items at once, shared and extra profiles, all of Insights with the monthly recap, more budgets and savings goals, widgets, reminders, your own categories and export. The yearly plan comes with a 14-day free trial; monthly and lifetime are also available. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://tupungatostudios.com/en/privacy/spentio

Rivoluziona la gestione del denaro. Zeni non è l'ennesimo tracker di spese. È il sistema che ti insegna a gestire i soldi con lungimiranza: dove ogni euro ha un lavoro e tu decidi con serenità, invece di correre ai ripari ogni mese. È pensata per chi oggi va a intuito, o si destreggia tra fogli di calcolo e app sparse, e vuole finalmente un metodo chiaro — senza diventare il contabile di sé stesso. UN SISTEMA, NON SOLO NUMERI Zeni ti allena a gestire i tuoi soldi come un coach fa con l'allenamento: ti dà un metodo, lo rende semplice e ti fa vedere i progressi. Niente gergo finanziario, solo un linguaggio chiaro. LE TRE MOSSE • Budget per categoria — datti limiti realistici e sai sempre quanto puoi spendere senza compromettere il resto. • Uscite prevedibili — abbonamenti, bollette, assicurazioni, rate: Zeni ne spalma il costo sull'anno, così niente mesi di affanno. • Obiettivi di risparmio — metti da parte per ciò che conta, a partire dal fondo di emergenza. RISPETTO PER I TUOI DATI • Niente pubblicità, niente tracker, niente profilazione dentro l'app. • Non vendiamo e non cediamo i tuoi dati a terzi. • I tuoi dati restano in Unione Europea, protetti in transito (HTTPS/TLS) e cifrati sul tuo dispositivo (SQLCipher). • Accesso con un codice via email, senza password da ricordare. • Esporti i tuoi dati in CSV ed elimini account e dati quando vuoi. PENSATA PER TUTTI Accessibilità reale: compatibile con screen reader, buon contrasto, testo ingrandibile. Gestire i propri soldi è un diritto, non un privilegio. COSA TROVI DENTRO • Portafoglio — liquidità, obiettivi e uscite prevedibili in un colpo d'occhio. • Budget — quanto puoi spendere davvero questo mese. • Ritmo — come stai andando, con calma e senza ansia. • Fondo di emergenza come base solida del tuo sistema. • Account con sincronizzazione: ritrovi i tuoi dati su tutti i tuoi dispositivi. Zeni è fatta perché, quando chiudi l'app, ti senta al sicuro e in controllo. Scarica Zeni e dai un lavoro a ogni euro. EN Revolutionise how you manage money. Zeni isn't another expense tracker. It's the system that teaches you to manage money with foresight: where every euro has a job and you decide calmly, instead of scrambling at the end of every month. It's built for people who get by on instinct today, or juggle spreadsheets and scattered apps, and finally want a clear method — without becoming their own accountant. A SYSTEM, NOT JUST NUMBERS Zeni trains you to manage your money the way a coach trains you to work out: it gives you a method, makes it simple, and shows you your progress. No financial jargon, just plain language. THE THREE MOVES • Budget by category — set realistic limits and always know how much you can spend without hurting the rest. • Predictable expenses — subscriptions, bills, insurance, instalments: Zeni spreads their cost across the year, so no more tight months. • Savings goals — put money aside for what matters, starting with your emergency fund. RESPECT FOR YOUR DATA • No ads, no trackers, no profiling inside the app. • We never sell or hand your data to third parties. • Your data stays in the European Union, protected in transit (HTTPS/TLS) and encrypted on your device (SQLCipher). • Sign in with an email code — no passwords to remember. • Export your data as CSV and delete your account and data whenever you want. BUILT FOR EVERYONE Real accessibility: screen-reader friendly, strong contrast, scalable text. Managing your money is a right, not a privilege. WHAT'S INSIDE • Wallet — liquidity, goals and predictable expenses at a glance. • Budget — how much you can really spend this month. • Rhythm — how you're doing, calmly and without anxiety. • An emergency fund as the solid base of your system. • An account with sync: find your data on all your devices. Zeni is made so that when you close the app, you feel safe and in control. Download Zeni and give every euro a job.