Spending vs iLekka
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Spending
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Take control of your finances with Spending β Expense Tracker, a simple, secure, and beautifully designed app that helps you track expenses, manage budgets, monitor bills, and achieve your savings goals. Whether you're recording daily expenses, planning monthly budgets, or organizing your personal finances, Spending makes expense management effortless. NEW: Voice-to-Text Expense Entry Adding expenses is now faster than ever. Simply tap the microphone and say: "Spent βΉ250 on food" or "Paid βΉ1,200 for shopping." Spending automatically understands your voice and creates the transaction in seconds, making expense tracking quick, accurate, and effortless. Track Income & Expenses Stay organized with an easy and intuitive expense tracker. β’ Add income and expenses instantly β’ Organize transactions with custom categories β’ View complete financial history β’ Monitor your daily spending and cash flow Smart Reports & Insights Understand where your money goes with beautiful charts and detailed analytics. β’ Spending by category β’ Monthly & yearly summaries β’ Income and expense overview β’ Advanced search and filters Budget Planner & Savings Goals Build better financial habits and stay on track. β’ Create monthly budgets β’ Monitor spending limits β’ Track savings progress β’ Identify unnecessary expenses Recurring Transactions & Bill Reminders Never miss an important payment. β’ Schedule recurring income and expenses β’ Track subscriptions and monthly bills β’ Receive helpful reminders on time Automatic Backup Keep your financial data safe and accessible. β’ Automatic backup when enabled β’ Restore data on a new device β’ Secure local storage with optional cloud backup Multi-Currency & Multi-Language Manage your finances anywhere. β’ Multiple currencies β’ Multiple languages β’ Regional date and number formats Custom Categories Personalize the way you organize your money. β’ Unlimited categories β’ Custom icons and colors β’ Flexible expense organization Privacy & Security Your financial information stays private. β’ Face ID & Touch ID support β’ Secure local storage β’ Optional cloud backup β’ No advertising trackers β’ You control your data Designed for Everyday Use β’ Clean and intuitive interface β’ Dark Mode support β’ Fast and lightweight performance β’ Simple enough for everyone Perfect For β’ Personal finance β’ Daily expense tracking β’ Budget planning β’ Students and families β’ Freelancers and professionals β’ Small business owners Take control of your money, understand your spending habits, and make smarter financial decisions every day. Download Spending β Expense Tracker and start building better financial habits with fast expense tracking, smart budgeting, and effortless Voice-to-Text expense entry.
iLekka
Effortlessly track expenses by automatically processing bank transaction SMS messages. Monitor spending, categorize transactions smartly, and gain insights into your financial habits without manual data entry. Your financial data remains private and stored securely in your iCloud account.
- Automatic expense tracking from bank SMS
- Smart expense categorization
- Budgeting and spending analytics
- Personal finance dashboard
- Privacy-first iCloud storage
- Designed for Indian banking systems
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No typing. No receipts. No spreadsheets. iLekka is an automatic expense tracker for iPhone that turns your bank transaction SMS messages into a complete personal finance and money management system. Track expenses automatically, monitor spending, and stay on top of your budgetβwithout manually entering transactions. Unlike traditional expense tracker apps, iLekka keeps your financial data private by storing everything in your own iCloud account. Nothing is sent to our servers. β HOW IT WORKS β Every time your bank sends a transaction SMS, iLekka automatically captures and categorizes the expense using Apple Shortcuts. Works with UPI transactions, debit cards, credit cards, net banking, and bank account debits. Supports SMS alerts from HDFC Bank, SBI, ICICI Bank, Axis Bank, Kotak Mahindra Bank, and other major Indian banks. Set it up once. Never manually log an expense again. β PRIVACY FIRST β Your financial data belongs to you. β’ Stored in your own iCloud account β’ No external servers β’ No account creation required β’ No ads β’ No tracking β’ No data harvesting iLekka follows Apple's privacy-first approach so your spending history remains under your control. β FEATURES β Automatic Expense Tracking Capture expenses automatically from bank SMS alerts. Every UPI payment, card transaction, ATM withdrawal, and account debit is recorded without manual effort. Smart Expense Categorization Automatically categorize spending into groceries, dining, fuel, shopping, bills, subscriptions, EMIs, travel, and more. Correct a category once and iLekka remembers your preference. Budgeting & Spending Analytics Understand where your money goes with monthly spending reports, category-wise breakdowns, trends, and insights. Personal Finance Dashboard Track your expenses, analyze spending habits, and make smarter financial decisions with a clear overview of your money. β BUILT FOR INDIA β Designed specifically for Indian banking and payment systems. β’ UPI transactions β’ Bank SMS alerts β’ Debit cards β’ Credit cards β’ Net banking β’ Major Indian banks No manual bookkeeping. No spreadsheets. No receipt scanning. β FREE FOR 60 DAYS β Get full access to all features free for 60 days. No credit card required. After the trial ends, choose either: β’ Monthly Subscription β’ Lifetime Access (one-time purchase) An active subscription or lifetime purchase is required to continue using iLekka after the trial period. ββββββββββββββββββββββββββββ SUBSCRIPTION & PRICING β’ Payment is charged to your Apple ID upon purchase confirmation. β’ Subscriptions automatically renew unless cancelled at least 24 hours before renewal. β’ Your account will be charged for renewal within 24 hours before the current subscription period ends. β’ Manage or cancel subscriptions anytime from Apple ID Settings β Subscriptions. Privacy Policy: https://shared-record-5ae.notion.site/Privacy-Policy-35ba4adcfaf68048b753e6718ae5039b Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ββββββββββββββββββββββββββββ iLekka. Know your money.
Screenshots
Verdict
The clearest difference is in-app purchases: Spending at none against iLekka's 2. Spending also leads on device support (3 vs 1) and iOS requirement (15.6 vs 18.2). iLekka's advantage is ads (none vs shown). On price and update cadence there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. iLekka sells 2 in-app purchases, starting at $0.99 per month. Spending asks for nothing beyond the download.
Spending ships an update every 3 days, iLekka every 2 days. The most recent releases landed on October 1, 2026 and October 8, 2026 respectively.
| Parameter | Spending | iLekka |
|---|---|---|
| Price | Free | Free |
| Positive reviews | β | 100.0% of reviews |
| Update frequency | Every 3 days | Every 2 days β better |
| Ads | Yes | No β better |
| In-app purchases | No β better | Yes |
| Monetization | β | Free with in-app purchases |
| Devices | iPhone, iPad, iPod β better | iPhone |
| Requires iOS | 15.6 β better | 18.2 |
| Further details β not scored | ||
| Size | 37 MB | 37 MB |
| Age rating | 4+ | 4+ |
| Developer | Albert Patrick Sankoh | Gagan Krishne |
In-app purchases
Spending
No in-app purchases
iLekka
- iLekka Pro Monthly2 Months trial$0.991 Month
- iLekka Pro$9.99









