Credit Card Tracker vs Points Vault

CardStack helps you save $500+ every year on the credit cards you already carry. Maximize cashback and offers, never miss a statement credit, redeem your points at peak value, and let our AI agent do the heavy lifting — so your cards always pay you back more than they cost. Stop leaving money on the table. Start with CardStack. FEATURES: - SAVE MORE WITH CARD-LINKED OFFERS Automatically add Amex and Chase offers to your cards so you earn cashback and statement credits on purchases you're already making. Browse active offers, see personalized picks matched to your spending, and track every redemption — all in one place. - NEVER MISS A STATEMENT CREDIT Track every credit across all your cards automatically — dining, travel, streaming, airline, and more. See which credits are available, which are expiring soon, and which you've already used. Get reminders before you lose them. - USE THE RIGHT CARD, EVERY TIME Instantly see which card earns the most for dining, travel, groceries, gas, and every other category. Whether you're booking a flight or grabbing coffee, CardStack tells you the best card to pull out — so you never miss points or cashback. - STACK AI AGENT — YOUR PERSONAL CARD ADVISOR Meet Stack, a conversational AI agent that knows your entire card portfolio. Ask it anything: "What's the best card for this hotel booking?" "Am I missing any credits this month?" "Compare my Sapphire Reserve vs. Platinum for a trip to Tokyo" "How much value am I leaving on the table?" Stack doesn't just answer — it takes action. It can mark credits as redeemed, set reminders, update your points balances, and generate weekly spending reports showing exactly where you earned and where you missed. - SEE HOW MUCH YOU'RE EARNING (AND MISSING) Connect your bank securely with Plaid and unlock full spending analysis: See points earned vs. points missed on every transaction Get your optimization score — what percentage of spend hit the best card View breakdowns by category: flights, hotels, restaurants, groceries, and more Get "Fix My Stack" recommendations showing exactly which card to swap in - TRACK YOUR POINTS PORTFOLIO Monitor balances across Amex Membership Rewards, Chase Ultimate Rewards, Capital One Miles, Citi ThankYou, and more. See estimated cash values, explore transfer partners, and know exactly what your points are worth. - COVER YOUR ANNUAL FEES — OR CANCEL WITH CONFIDENCE CardStack's Renewal Advisor calculates whether each card pays for itself based on your real usage. When your annual fee posts, get a clear verdict: keep, downgrade, or cancel — backed by data, not guesswork. - SMART NOTIFICATIONS THAT SAVE YOU MONEY Credits expiring soon Annual fee renewal approaching Offers about to expire Missed optimization opportunities AI-generated insights based on your spending - CARDSTACK+ UNLOCKS THE FULL SYSTEM Upgrade to unlock powerful automation and intelligence: Stack AI Agent with full conversation history Secure bank sync with Plaid for automatic transaction analysis Auto-detect statement credits from your transactions Earned vs. missed rewards analysis across every purchase Safari extension that shows the best card while you shop Automatically add Amex & Chase offers Weekly AI spending reports and optimization scores Personalized "Fix My Stack" recommendations Sync across all your devices YOUR CARDS ARE COSTING YOU — OR PAYING YOU. KNOW WHICH. CardStack turns your credit cards into a money-saving system. Every credit tracked. Every offer captured. Every purchase optimized. Download CardStack and start saving. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Points Vault helps you track, manage and make the most of your credit card points, airline miles and hotel rewards — all in one place. WALLET Add your credit cards and earning platforms, and enter your balances. See every airline, hotel and rail program your points can reach through transfer partners, grouped by alliance and hotel chain. The expiration tracker keeps an eye on when your miles expire. AWARDS — NEW Pick a route and a cabin and see what the flight costs in miles. Points Vault compares published award charts from 12 airline programs, including Air Canada Aeroplan, Turkish Miles&Smiles, Singapore KrisFlyer, ANA, Qantas, JAL and Iberia. It checks your balances and shows exactly which points to transfer and how many. Airlines that price dynamically are listed with a link to check their own site. OPTIMIZER Answer a few questions about your spending and Points Vault recommends the best card combination for you — one card, two or three — within your annual fee budget. Track Spend imports your bank statements and sorts purchases into budgets by category, on your iPhone. EXPLORE Discover cards worth adding to your wallet. See welcome bonuses, annual fees and benefits, ranked by how well they complement the cards you already carry. TIPS Read travel rewards guides on transfer sweet spots, booking tricks and card strategy, updated regularly. FEATURES - 45 credit cards from Chase, Amex, Capital One, Citi, Wells Fargo, US Bank, Bank of America and Barclays - 47 airline, hotel and rail loyalty programs, including Amtrak Guest Rewards - Transfer partner map, so you always know where your points can go - Award chart search for 12 airline programs, with transfer steps from your own balances - Card optimizer with customizable annual fee budgets - Earning platforms including Bilt Rewards, Rove Miles and Rakuten - Statement import and spending budgets, processed on your iPhone - No account needed. Sign in only if you want to sync across devices. Award prices come from each airline's published charts. A chart shows what a seat costs, not whether one is available — always check with the airline before transferring points, because transfers can't be reversed.