Baseline Finance vs Velo

Most money apps are free because you're the product. Baseline isn't. No ads. No data selling. Just an honest view of where your money is going — and what to do about it. YOUR FULL FINANCIAL PICTURE Link your accounts in seconds. Transactions are automatically categorized so you always know where your money is going — without logging into three different apps. INSIGHTS THAT ACTUALLY LAND Baseline spots what matters in your spending — trends, habits, and the slow leaks quietly eating your budget. Not a wall of charts. Just the things worth acting on. BUDGETS BUILT AROUND REAL LIFE Create budgets that fit how you actually spend. Get a heads-up before you overspend — not a recap after it's too late. PRIVATE BY DEFAULT Your data is encrypted and never sold. Because we're a paid app — not an ad platform. BASELINE PRO — FOR PEOPLE GETTING SERIOUS The free version gives you clarity. Pro gives you control. - Forecast your financial future See projected cash flow based on your real spending and income — not just what you hope. - Long-term trend breakdowns Spot the categories quietly growing month over month before they become a problem. - Advanced budget controls Custom categories, sub-limits, and tracking that maps to your actual goals. - Smarter alerts Unusual charges, upcoming bills, and budget risks — flagged before they become problems. - In-depth financial reports Visual, month-over-month progress so you can see if you're actually improving. Start free. Upgrade when you're ready. No pressure. No ads. Ever. Terms of Use: https://www.baseline-financial.com/terms.html Privacy Policy: https://www.baseline-financial.com/privacy.html

Budgeting shouldn't feel like a second job. Meet Velo: the smartest, fastest way to master your money using a conversational chat interface. WHY VELO? Skip the complex forms and endless menus of traditional trackers. Velo is built for speed. Just type "Lunch 15" or "Salary 3000" and let Velo handle the rest. No complex forms, no endless clicking—just simple, fast tracking. KEY FEATURES: CHAT-BASED TRACKING: Log expenses and incomes in seconds using our intuitive conversational UI. CUSTOM FINANCIAL MONTH: Don't get paid on the 1st? No problem. Set your own start date for analytics that actually match your life. POWERFUL ANALYTICS: Visualize where your money goes with sleek, easy-to-read charts and trend reports. OFFLINE-FIRST PRIVACY: Your data stays on YOUR device. Velo works perfectly without an internet connection, keeping your finances 100% private. FLEXIBLE SPENDING GOALS: Take control with category-specific limits. Whether it's a daily coffee budget, a weekly grocery cap, or a monthly rent goal, Velo keeps you on track with real-time progress. DATA EXPORT: Unlock Velo Pro to export your history to CSV for professional accounting or personal backups. Stop overthinking your spending. Download Velo and start budgeting at the speed of chat. Privacy policy : https://sites.google.com/view/velo-app/ Terms of Use : https://www.apple.com/legal/internet-services/itunes/dev/stdeula/