Spendlytic vs Control
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spendlytic
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Take back control of your finances without sacrificing your privacy. Spendlytic is the premium, on-device budget tracker that tells you exactly how much you can safely spend today. Finance is complex, but understanding your daily limit shouldn't be. Spendlytic distills your entire financial life - income, recurring bills, and savings goals into a single, honest number. Unlike other financial apps, Spendlytic operates entirely on your iPhone. There are no accounts to create, no bank logins to sync, and zero cloud servers. Your personal data is locked securely on your device and protected by Face ID. POWERFUL FEATURES: - The Daily Safe Spend: Instantly know exactly how much you can spend today without breaking your budget or missing an upcoming bill. - Habit Correlation: Connect your daily habits to your spending. See how small lifestyle choices impact your overall financial health. - Auto-Sweep Savings: Turn on Auto-Sweep and Spendlytic will automatically detect any money left in your daily budget at midnight and sweep it into a dedicated Savings Goal. Grow your wealth automatically! - On-Device AI Forecasting: Spendlytic uses Apple's native Machine Learning to analyze your spending trends and forecast your 6-month financial trajectory - all computed locally on your processor. - Best-In-Class Auditing & Exports: Generate premium, multi-page PDF reports and detailed CSV ledgers. Perfect for tax season, accountants, or personal archiving. - Smart Reminders: Get local notifications for upcoming recurring payments so you never miss a due date. - Biometric Security: Lock your financial vault with Face ID, Touch ID, or a secure Passcode. PRIVACY BY DESIGN: Your data is yours. Spendlytic is built on the philosophy of absolute privacy: - No Cloud Servers or external databases. - No Third-Party Analytics, AD SDKs, or tracking. - 100% On-Device Storage using Apple Core Data. - 100% On-Device Computation using Apple Accelerate. - No Registration or email required. Mindful by design. Built for the future. Start understanding your wealth today with Spendlytic. SUBSCRIPTION INFORMATION: Spendlytic Premium is available as a Monthly or Yearly auto-renewable subscription. Payment is charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. Privacy Policy: https://docs.google.com/document/d/1EGV86xDt4nkjAbiWIc4owPeixq2QsXAhKlsfCqzQFOs/edit?usp=sharing Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Control
An elegant budgeting app designed for clarity and control over your finances. It offers features like voice transaction entry, bill splitting, and AI-powered financial insights. Track expenses, manage multiple jobs, and monitor investments with beautiful reports.
- Apple Pay transaction import
- Voice transaction entry
- Split bills
- AI-powered financial insights
- Investment tracking
- Shared budgets
- Receipt scanning
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Control is an elegant budgeting app designed for clarity without complexity. Its beautifully crafted interface makes managing finances feel magical. • Apple Pay transaction import • Bank notification transaction import • Add transactions by voice • Split bills when adding a transaction • Groceries list with Live Activity • Travel Mode for trip expense tracking • Work page to track hours, shifts, and pay across multiple jobs • Net worth and portfolio tracking, with prices you update yourself • Live Activities and Dynamic Island support • Ask AI - instant financial insights powered by AI • Apple Watch • Business page • Credit cards • Debt tracker • Past trips page • Wishlist shopping page • Quit Tracker for breaking habits • Interest rate for your bank deposits • Receipt scanning with camera • Add transactions by sharing a receipt, email, or webpage • Monthly/weekly/yearly and category budgets with visual progress • Investments transactions • Beautiful reports and spending insights • Wrapped - your year in review summary • Recurring payments and installment tracking • Home Screen and Lock Screen widgets • Multiple currency support with conversion • Tags for organizing transactions • Siri Shortcuts • Custom budget start day • Rollover budget • Photos for transactions • Custom budget start day • Variable recurring payments amount • Appearance customization with themes and gradients • iCloud backup • Face ID • No ads, no tracking, no data collection Take control of your finances today. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is device support: Control at 3 against Spendlytic's 1. Control also leads on iOS requirement (18.0 vs 26.1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spendlytic sells 2 in-app purchases, starting at $4.99 per month and Control sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
Spendlytic ships an update every 5 days, Control every 3 days. The most recent releases landed on October 8, 2026 and October 20, 2026 respectively.
| Parameter | Spendlytic | Control |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.3 (11 ratings) — better |
| Positive reviews | — | 95.8% of reviews |
| Number of ratings | — | 11 — better |
| Update frequency | Every 5 days | Every 3 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | — | Free |
| Devices | iPhone | iPhone, Mac, Apple Watch — better |
| Requires iOS | 26.1 | 18.0 — better |
| Further details — not scored | ||
| Size | 3 MB | 54 MB |
| Age rating | 4+ | 4+ |
| Developer | Harikumar Rajnikant Patel | Alex Patrick Palacean |
In-app purchases
Spendlytic
- Spendlytic Premium (Monthly)3 Days trial$4.991 Month
- Spendlytic Premium (Yearly)3 Days trial$29.991 Year
Control
- Control Monthly$3.991 Month
- Control Club$3.991 Month
- Lifetime payment$14.99









