Spendlytic vs GoldVision
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Spendlytic
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Take back control of your finances without sacrificing your privacy. Spendlytic is the premium, on-device budget tracker that tells you exactly how much you can safely spend today. Finance is complex, but understanding your daily limit shouldn't be. Spendlytic distills your entire financial life - income, recurring bills, and savings goals into a single, honest number. Unlike other financial apps, Spendlytic operates entirely on your iPhone. There are no accounts to create, no bank logins to sync, and zero cloud servers. Your personal data is locked securely on your device and protected by Face ID. POWERFUL FEATURES: - The Daily Safe Spend: Instantly know exactly how much you can spend today without breaking your budget or missing an upcoming bill. - Habit Correlation: Connect your daily habits to your spending. See how small lifestyle choices impact your overall financial health. - Auto-Sweep Savings: Turn on Auto-Sweep and Spendlytic will automatically detect any money left in your daily budget at midnight and sweep it into a dedicated Savings Goal. Grow your wealth automatically! - On-Device AI Forecasting: Spendlytic uses Apple's native Machine Learning to analyze your spending trends and forecast your 6-month financial trajectory - all computed locally on your processor. - Best-In-Class Auditing & Exports: Generate premium, multi-page PDF reports and detailed CSV ledgers. Perfect for tax season, accountants, or personal archiving. - Smart Reminders: Get local notifications for upcoming recurring payments so you never miss a due date. - Biometric Security: Lock your financial vault with Face ID, Touch ID, or a secure Passcode. PRIVACY BY DESIGN: Your data is yours. Spendlytic is built on the philosophy of absolute privacy: - No Cloud Servers or external databases. - No Third-Party Analytics, AD SDKs, or tracking. - 100% On-Device Storage using Apple Core Data. - 100% On-Device Computation using Apple Accelerate. - No Registration or email required. Mindful by design. Built for the future. Start understanding your wealth today with Spendlytic. SUBSCRIPTION INFORMATION: Spendlytic Premium is available as a Monthly or Yearly auto-renewable subscription. Payment is charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. Privacy Policy: https://docs.google.com/document/d/1EGV86xDt4nkjAbiWIc4owPeixq2QsXAhKlsfCqzQFOs/edit?usp=sharing Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
GoldVision
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Gold moves fast. GoldVision reads XAU/USD with 8 analysis engines and gives you one clear call ā BUY, SELL, or HOLD ā with a confidence score and price targets. No ads. No tracking. No data collected. Built natively for iPhone. FREE, WITH NO ACCOUNT ⢠Live XAU/USD price, updated in real time ⢠Unified BUY / SELL / HOLD read with a confidence score ⢠Price targets and key levels ⢠Native candlestick charts ā no web views, no lag THE 8 ENGINES Every read is the product of eight independent methods, and you can see what each one concluded: ⢠Smart Money Concepts (SMC) ā order blocks, liquidity, fair value gaps ⢠Wyckoff ā accumulation and distribution phases ⢠Elliott Wave ā impulse and corrective structure ⢠Harmonic patterns ā Gartley, Bat, Butterfly, Crab ⢠VWAP ā volume-weighted mean reversion ⢠Multi-timeframe confluence ā M15 through D1 agreement ⢠Market regime detection ā trending, ranging, volatile ⢠Classical technical indicators ā RSI, MACD, moving averages When the engines disagree, GoldVision tells you that too. That's information, not a bug. PRO ā THE FULL DESK ⢠Market regime detection ⢠Animated AI reasoning ā watch the analysis build step by step ⢠Global macro outlook and forex correlations ⢠Economic calendar with gold-relevant events ⢠Backtesting with full performance metrics ⢠Custom price alerts ⢠Paper trading account ⢠Trade journal ⢠Position sizing calculator ⢠COT (Commitment of Traders) reports ⢠Seasonality patterns ⢠Harmonic pattern scanner Terms of Use: https://ghassanjaa.github.io/goldvision-legal/terms.html Privacy Policy: https://ghassanjaa.github.io/goldvision-legal/privacy.html
Screenshots
Verdict
The clearest difference is iOS requirement: GoldVision at 18.6 against Spendlytic's 26.1. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Spendlytic sells 2 in-app purchases, starting at $4.99 per month and GoldVision sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Spendlytic ships an update every 5 days, GoldVision every 4 days. The most recent releases landed on October 8, 2026 and October 21, 2026 respectively.
| Parameter | Spendlytic | GoldVision |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 5 days | Every 4 days ā better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone | iPhone, iPad ā better |
| Requires iOS | 26.1 | 18.6 ā better |
| Further details ā not scored | ||
| Size | 3 MB | 17 MB |
| Age rating | 4+ | 4+ |
| Developer | Harikumar Rajnikant Patel | Ghassan Jaam |
In-app purchases
Spendlytic
- Spendlytic Premium (Monthly)3 Days trial$4.991 Month
- Spendlytic Premium (Yearly)3 Days trial$29.991 Year
GoldVision
- GoldVision Monthly Pro$1.991 Month
- GoldVision Yearly Pro$14.991 Year









