Pefi vs ShaamScanner

Pefi is a personal finance app built around one idea: you should understand your money, not just move it around. It covers the full picture — daily spending, long-term assets, trading performance, risk management, and financial goals — without connecting to your bank or sending your data anywhere. FREE TRIAL & SUBSCRIPTION Pefi offers a 3-day free trial with full access to all features. After the trial, a Premium subscription is required to continue using the app. • Monthly: $6.99/month • Yearly: $69.99/year (save 17%) Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. No charges during the free trial. WHAT’S INCLUDED WITH PREMIUM DASHBOARD A real-time snapshot of your financial health: income vs expenses, savings rate, net worth, and a health score that reflects how your numbers are trending. Everything in one place when you open the app. TRANSACTIONS Log income and expenses by category. Set up recurring transactions. Filter by date, type, or category. The history stays clean, searchable, and sorted how you want it. BUDGETS Set monthly, quarterly, or yearly spending limits per category. Get alerted when you're approaching or over your limit. See exactly where you're overspending before the month ends. ASSETS & NET WORTH Track every asset you own — bank accounts, crypto wallets, stocks, real estate, vehicles, cash, commodities, bonds, retirement accounts, and loans. Pefi calculates your total net worth and shows the breakdown by category. GOALS Set financial goals with target amounts and deadlines. Track progress manually and see how close you are across all your goals at once. TRADE JOURNAL Log trades across forex, crypto, stocks, and commodities. Record entry, exit, position size, fees, leverage, and outcome. See your win rate, total P&L, and performance history over any period. RISK MANAGEMENT Define a risk profile based on your account balance and tolerance. Run scenarios to model what different win rates, risk per trade, and reward ratios would mean for your portfolio before you commit to a strategy. REPORTS Generate monthly, quarterly, or yearly reports covering income, expenses, asset allocation, budget performance, goal progress, and trading results. Export as PDF or XLSX. BACKUP & RESTORE Export all your data to a local file — encrypted for same-device use, or unencrypted for moving to another device. No account needed, no cloud dependency. PRIVACY BY DEFAULT All data is stored on your device using local storage. No bank connections. No third-party data sharing. No analytics. Biometric lock protects your app on open. THEMES Light, dark, or system-adaptive. Your choice. Pefi is for people who want honest visibility into their money — not a dashboard that glosses over the details. Terms of Use (EULA): https://www.mcjohnson.website/pages/legal/pefi/terms.html

ShaamScanner is a private document scanner for iPhone and iPad. Capture receipts, whiteboards, business cards, notes, forms, and multi-page documents with automatic edge detection and perspective correction — then keep every scan on your device. Unlike most scanning apps, ShaamScanner makes zero network requests. Scanning, image processing, text recognition, and PDF export all run on-device using Apple's VisionKit and Vision frameworks. There's no account to create, no cloud to sync to, and no analytics collecting data behind your back. The app literally has no networking code. WHAT IT DOES • Scan with your camera. VisionKit finds document edges in real time, auto-captures when the frame is steady, and handles multi-page stacks without missing a beat. • Import from Photos. Already took the picture? Pick any image and the app runs Apple's document segmentation to find the edges and apply perspective correction, turning a crooked phone photo into a clean page. • Read the text. Apple Vision extracts text from every page. Copy it, search your library by its content, or export a PDF where every word is selectable and indexable. • Export anywhere. Send a searchable PDF via Mail, Messages, Files, AirDrop — anywhere iOS's share sheet goes. Pages can also be shared as individual images. • Tune each page. Switch between Original, Color, Grayscale, and a high-contrast Black & White filter tuned for crisp text. Rotate, re-crop, and delete pages freely. • Search the whole library. The home screen search looks through document titles and every character of recognized text, so an old receipt is one tap away. WHY IT'S DIFFERENT Most scanning apps upload your documents "for processing." ShaamScanner doesn't upload anything. Every capability runs on your iPhone or iPad using Apple's built-in ML. That means: • No account. No login screen. Just open the app and scan. • No cloud. Your documents never leave your device. • No analytics. No third-party SDKs. No tracking. • No subscription. One purchase, all features. REQUIREMENTS iPhone or iPad running iOS / iPadOS 17.0 or later. Document scanning requires a rear-facing camera; photo import works on any device. PRIVACY ShaamScanner does not collect personal data. The camera and photo library are accessed only when you invoke them, and the content you capture stays on your device. Full privacy policy at shaamapps.com/shaamscanner/privacy.