Oh My Stuff vs Topf
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Oh My Stuff
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You know what you paid. You have no idea what it's costing you today. That treadmill in the corner? It's charging you $2.44 right now. The coat you wore twice? Still billing. The online course you never finished? Still running. Every thing you own has a daily price. Oh My Stuff shows it to you; live, every day, whether you like it or not. See the real cost Open the app and see exactly what your stuff costs you per day. Not what you paid. What it costs right now. The more you use something, the cheaper it gets. The more it collects dust, the heavier it sits. Feel it, don't just track it Adding an item takes 10 seconds. Name it, price it, date it. Add how it makes you feel, excited, indifferent, regretful. Then watch that feeling change over time. Most people are surprised by what they find. The final word Sell something? Throw it away? The app tells you exactly what that thing cost you: total, per day, and whether it was worth it. Some verdicts sting. Most do. Before you buy anything Run it through the simulator first. See what it costs in one year. In five. Most purchases look different when you do. Conscious Pro unlocks the simulator, maintenance tracking and pulse analytics, like finding out your gadgets cost more per year than a month's rent in Lisbon. __ OhMyStuff Terms of Service: https://www.ohmystuff.cc/terms Privacy Policy: https://www.ohmystuff.cc/privacy Support: https://www.0xfe.dev/contact
Topf
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Topf is an expense tracker that doesn’t take time: say what you spent or type it in two taps, and your book lives on your phone. BY VOICE OR IN TWO TAPS Say “coffee three eighty and gym membership thirty euros every month” and Topf creates two entries: a one-time transaction and a monthly one. By hand it is just as quick: category, amount, done. You can start an entry from the Lock Screen, with the Action Button, from Control Center or through Siri; see the month’s total in a widget. TOPF AI Your personal finance assistant. Ask in your own words or by voice: “How much did I spend at cafés this year?”, “Will my money last until payday?” Topf AI finds a transaction, records spending from your words, works out where the money went and shows it as a chart. It helps you set up recurring transactions, budgets and automatic entry and finds forgotten subscriptions. And it takes on any other question or task about your book. AUTOMATIC ENTRY Connect Apple Pay, bank notifications or bank SMS once, and every payment automatically becomes a transaction in your book, with its category and account already chosen. Requires iOS 26, bank notifications iOS 27. RECEIPTS FROM A PHOTO Take a photo of a receipt or pick one from your gallery, and Topf turns it into transactions: as one total or by category. Before anything is saved, you see the result and can check it against the receipt. ONE BOOK FOR THE WHOLE FAMILY Invite the people you share money with and keep one book together: shared accounts, shared categories, and everyone sees the others’ entries. WHERE THE MONEY WENT The whole month in one picture: where your money went, by category, and what is still left to pay before the month ends. BUDGETS Set an amount for a week, a month or a year — for groceries, for transport or for all your spending — and Topf shows how much you can still spend before the period ends and how much that comes to per day, counting the payments still to come. Your budgets are on the main screen, and widgets put them on your Home Screen and Lock Screen. SUBSCRIPTIONS AND BILLS Subscriptions and regular payments don’t get lost: Topf shows you ahead of time what is due and when. IMPORT AND EXPORT Bring your history over from another app, a bank or Excel: Topf reads the CSV table and shows how the transactions will land in your book before you import. You can export your transactions to CSV at any time, for free. YOUR BOOK IS YOURS A complete copy of your book is on the device: add entries and browse your history with no connection. Voice input, receipt scanning and Topf AI require a connection. No ads, no trackers, no selling your data; deleting your account deletes your data. You can start without signing up. TOPF PLUS Topf is free. Plus lifts the limits on accounts, recurring transactions, budgets, voice input, receipt scans and automatic entry, gives you more Topf AI questions, opens analytics and budget history for any period, and lets you invite others into your shared book. Monthly or yearly subscription, or a one-time purchase with lifetime access; prices are in the app. Subscriptions can be shared with your family through Apple Family Sharing at no extra cost. Privacy policy: https://topfapp.com/privacy/ Terms of use: https://topfapp.com/terms/
Screenshots
Verdict
Oh My Stuff and Topf are too close to call on the numbers: across 3 compared parameters — price, in-app purchases and iOS requirement among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Oh My Stuff sells 1 in-app purchase, starting at $5.99 per month and Topf sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
| Parameter | Oh My Stuff | Topf |
|---|---|---|
| Price | Free | Free |
| Update frequency | — | Every 3 days |
| Ads | — | No |
| In-app purchases | Yes | Yes |
| Devices | — | iPhone — better |
| Requires iOS | 15.1 — better | 16.4 |
| Further details — not scored | ||
| Size | 38 MB | 72 MB |
| Age rating | 4+ | 4+ |
| Developer | FEDERICO BAGATO | Andrey Fedyukov |
In-app purchases
Oh My Stuff
- Conscious Pro - Monthly Plan$5.991 Month
Topf
- Topf Plus Monthly$3.991 Month
- Topf Plus Yearly7 Days trial$24.991 Year
- Topf Plus Lifetime$69.99









