CardTrack vs Topf

CardTrack is the smartest way to manage every credit card benefit you already have — statement credits, bonus points, merchant offers, travel credits, lounge access, and more. Stop leaving money on the table. Most cardholders forget 30–40% of the credits their annual-fee cards include. CardTrack fixes that with automatic expiration reminders, a real-time dashboard, and an instant "best card for this purchase" lookup. -- WHAT YOU CAN DO ---------------------- ▸ Track Any Reward Type Log statement credits, cash back, multiplier bonuses, travel credits, lounge access, and custom rewards across every card in your wallet. ▸ Never Miss an Expiration Set smart notifications for any reward — get alerted 7 days before a credit expires. Recurring benefits (monthly, quarterly, annual) automatically reset so you always know what's still available. ▸ Find Your Best Card Instantly Select a spending category — Dining, Travel, Gas, Groceries, Airlines, Hotels, Streaming, Online Shopping, Pharmacy, Transit — and instantly see which card in your wallet earns the most points, miles, or cash back. ▸ Manage Your Entire Card Vault Keep a clean record of every card you own with issuer logos, reward currencies, and category-level multipliers. Add, edit, or remove cards at any time. ▸ 100% Private & Offline-First All data lives on your device in a local SQLite database. No account required. No data shared with servers. No ads. Ever. ▸ Dashboard at a Glance See your total reward value, upcoming expirations, card count, and a snapshot of active vs. redeemed rewards the moment you open the app. ▸ Smart Onboarding Start in seconds. Choose from a curated list of popular cards (Amex Platinum, Chase Sapphire Reserve, Capital One Venture X, and dozens more), then customize exactly which benefits to track before you even reach the home screen. ▸ Expiring Reward Alerts Surfaces every upcoming reminder sorted by date, so nothing sneaks up on you before your billing cycle or expiration cutoff. -- SUPPORTED ISSUERS ---------------------- American Express · Chase · Capital One · Citi · Discover · Bank of America · Wells Fargo · Barclays · Brex · US Bank · PNC · PenFed · Synchrony · FNBO · and more. -- SPENDING CATEGORIES ------------------ Dining · Travel · Gas · Grocery · Entertainment · Online Shopping · Pharmacy · Hotels · Airlines · Streaming · Transit · Other -- PRIVACY FIRST ------------------------ CardTrack never asks for your card numbers, login credentials, or any financial account access. Everything is stored locally on your device. Download CardTrack today and start getting full value from every card in your wallet.

Topf is an expense tracker that doesn’t take time: say what you spent or type it in two taps, and your book lives on your phone. BY VOICE OR IN TWO TAPS Say “coffee three eighty and gym membership thirty euros every month” and Topf creates two entries: a one-time transaction and a monthly one. By hand it is just as quick: amount, category, done. You can start an entry from the Lock Screen, with the Action Button, from Control Center or through Siri; see the month’s total in a widget. ONE BOOK FOR THE WHOLE FAMILY Invite the people you share money with and keep one book together: shared accounts, shared categories, and everyone sees the others’ entries. WHERE THE MONEY WENT The whole month in one picture: where your money went, by category, and what is still left to pay before the month ends. BUDGETS Set an amount for a week, a month or a year — for groceries, for transport or for all your spending — and Topf shows how much you can still spend before the period ends and how much that comes to per day, counting the payments still to come. Your budgets are on the main screen, and widgets put them on your Home Screen and Lock Screen. SUBSCRIPTIONS AND BILLS Subscriptions and regular payments don’t get lost: Topf shows you ahead of time what is due and when. YOUR BOOK IS YOURS A complete copy of your book is on the device: add entries and browse your history with no connection. Voice input requires a connection. No ads, no trackers, no selling your data; deleting your account deletes your data. You can start without signing up. TOPF PLUS Topf is free. Plus lifts the limits on accounts, recurring transactions, budgets and voice input, opens analytics and budget history for any period, and lets you invite others into your shared book. Monthly or yearly subscription, or a one-time purchase with lifetime access; prices are in the app. Subscriptions can be shared with your family through Apple Family Sharing at no extra cost. Privacy policy: https://topfapp.com/privacy/ Terms of use: https://topfapp.com/terms/