CrewvoPay vs Omuti

The easy way to pay, collect and save with your people in Uganda. Send money to any @tag or phone number, pool money with your Crew, save for what matters and cash out to MTN MoMo or Airtel Money, all from one app. GET PAID WITH YOUR @TAG Claim your @tag and personal QR code so anyone can pay you without asking for your number. Or create a pay link, share it on WhatsApp and see exactly who has paid. SEND MONEY IN SECONDS Pay anyone on CrewvoPay by @tag, or send to any MTN or Airtel number. See the fees before you confirm. POOL MONEY WITH YOUR CREW Weddings, trips, gifts, school fees, rent. Start a Crew, invite your people and track every contribution as it lands. RUN A CASH ROUND Save in rounds with people you trust. Everyone contributes each cycle and the pot goes to a different member every time. SAVE FOR WHAT MATTERS Create savings goals, turn on auto-save and round-ups, or lock a goal until a date you choose. ADD AND CASH OUT WITH MOBILE MONEY Add money from MTN MoMo, Airtel Money or card, and withdraw back to mobile money whenever you need it. A VIRTUAL VISA CARD Get a virtual USD card for online shopping. Pick from 12 card designs and freeze it anytime. FAMILY Send allowances, set spending limits and manage household money in one place. YOUR MONEY, LOCKED DOWN Every payment is authorised with your PIN. Sign in with Face ID or fingerprint, get real-time alerts and report anything you don't recognise. CrewvoPay is a financial technology company, not a bank. Virtual USD cards are issued under licence from Visa by our licensed card partner.

Omuti is a savings-club (chama / SACCO / VSLA) app for Uganda. Create a club with people you trust, set the rules together, contribute on a schedule, and watch your shared tree grow with every shilling recorded and visible to members. WHAT YOU CAN DO • Start a club or join one with an invite - Duo (two people, equal stakes) or a larger group • Set contribution amounts, frequency and due dates that members agree on • Contribute to a shared wallet and see every transaction in a clear, dated history • Pool funds and invest together in regulated unit trusts managed by licensed fund managers • Request a member advance from your club's own pooled savings, approved by member vote • Track each member's standing, contributions and repayments transparently • Get notified the moment money moves - contributions, approvals, payouts and reminders BUILT ON TRUST AND TRANSPARENCY Every action is logged to a shared ledger. Rule changes and advances need member approval, so no one moves the group's money alone. Sensitive actions are protected with a PIN and Face ID. A NOTE ON ADVANCES Member advances are made by your savings club from its own pooled member contributions and governed by member votes. Omuti is a coordination and record-keeping platform - not a lender. We do not originate, fund, guarantee or collect any advance, and we charge no finance or processing fee. INVESTMENTS Group investments are placed in unit trusts issued and managed by licensed fund managers. Omuti does not hold client funds or provide investment advice. The value of investments can go up or down. WHO IT'S FOR Friends, families, work groups, and community savings circles in Uganda who want to save and grow money together - with the transparency and reminders that keep everyone on the same page. Omuti is offered to adults resident in Uganda. By Bowline Knot Company Limited.