Gastos vs Talkbooks

Gastos Expense Tracker requires a subscription to access all features. See plan options upon download. Gastos reads your MariBank and SeaBank transaction email alerts and turns them into a clean spending dashboard automatically. No typing. No spreadsheets. No manual logging. HOW IT WORKS Connect your Gmail account with read-only access. The app finds your MariBank and SeaBank transaction emails and securely extracts your spending information. Card purchases, ATM withdrawals, and fund transfers are organized instantly. SPENDING AT A GLANCE View your total spending for today, this week, and this month in Philippine pesos. A yearly spending heatmap helps you understand your habits over time so you can spot patterns and make better decisions. SWIPE TO VOID Refunded purchase or duplicate charge? Swipe any transaction to mark it as voided so your totals stay accurate. PRIVATE BY DESIGN No backend. No servers. No tracking. All data is stored on your device. Your transaction information never leaves your phone. The app only reads transaction emails and has no access to your bank account or funds. FEATURES - Automatic expense tracking from MariBank and SeaBank email alerts - Support for card purchases, ATM withdrawals, and transfers - Daily, weekly, and monthly spending totals - Yearly spending heatmap - Transaction details and history - Swipe-to-void transactions - Pull-to-refresh email sync - On-device SQLite storage - Google Sign-In with read-only Gmail access SUPPORTED TRANSACTIONS - Card purchases (merchant and amount) - ATM withdrawals - Fund transfers (recipient and reference number) SUBSCRIPTION INFORMATION Gastos requires an active subscription. Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscriptions by going to your Account Settings in the App Store after purchase. Disclaimer: This app is not affiliated with or endorsed by MariBank or SeaBank. Terms: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://maribank-tracker.kashi.dev/privacy

Talkbooks is the bookkeeping app you talk to. Tell it what happened — a sale, a bill, an expense — and your books, inventory, and BIR forms update instantly. No spreadsheets, no forms, no accounting degree required. JUST TALK Say things like: - "Sold 5 phone cases on Shopee at ₱350 each" - "Spent ₱2,000 on supplier delivery" - "Rent ₱10,000 due every 5th" - "Bob owes me ₱2,000 by the 20th" - "Salary received ₱25,000" That's it. Income, expenses, bills, and receivables are recorded and organized as you go. YOUR MONEY, IN SYNC Every message updates the right place: - Expenses → categorized and tracked - Income → recorded and summarized - Bills → scheduled with three-stage reminders - Receivables → tracked and followed up FOR YOUR BUSINESS - Track sales across Shopee, Lazada, TikTok Shop, and walk-in - Reconcile platform payouts automatically — fees calculated, deposits matched - Inventory updates in real time as you sell - Generate BIR forms (1701Q, 1701A, 2307, SAWT) ready to share with your accountant or self-file KNOW WHERE YOU ACTUALLY STAND - Real-time balance sheet — net worth, what you own, what you owe - Multi-currency, no silent FX conversion - Owner contributions, draws, and retained earnings tracked properly - Show your accountant or your bank without rebuilding anything BUILT FOR REAL LIFE - Personal and business finances — tracked together, clearly separated - Manage multiple businesses in one app - Invite staff and assign roles - Log once — see everything update Built in the Philippines by a banking principal architect, for the small business owners the big accounting apps weren't designed for. FREE TO START - Free — daily AI digest, bill reminders, personal-finance tracking - Personal — voice input, multi-currency, multiple entities - Business — sales, inventory, BIR forms, payout reconciliation - Team — staff with role-based access, multi-branch Your money is already moving. Talkbooks just keeps up. Terms of Use: https://talkbooks.app/terms-of-service Privacy Policy: https://talkbooks.app/privacy-policy