Gastos vs Finchie
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
Gastos
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Gastos Expense Tracker requires a subscription to access all features. See plan options upon download. Gastos reads your MariBank and SeaBank transaction email alerts and turns them into a clean spending dashboard automatically. No typing. No spreadsheets. No manual logging. HOW IT WORKS Connect your Gmail account with read-only access. The app finds your MariBank and SeaBank transaction emails and securely extracts your spending information. Card purchases, ATM withdrawals, and fund transfers are organized instantly. SPENDING AT A GLANCE View your total spending for today, this week, and this month in Philippine pesos. A yearly spending heatmap helps you understand your habits over time so you can spot patterns and make better decisions. SWIPE TO VOID Refunded purchase or duplicate charge? Swipe any transaction to mark it as voided so your totals stay accurate. PRIVATE BY DESIGN No backend. No servers. No tracking. All data is stored on your device. Your transaction information never leaves your phone. The app only reads transaction emails and has no access to your bank account or funds. FEATURES - Automatic expense tracking from MariBank and SeaBank email alerts - Support for card purchases, ATM withdrawals, and transfers - Daily, weekly, and monthly spending totals - Yearly spending heatmap - Transaction details and history - Swipe-to-void transactions - Pull-to-refresh email sync - On-device SQLite storage - Google Sign-In with read-only Gmail access SUPPORTED TRANSACTIONS - Card purchases (merchant and amount) - ATM withdrawals - Fund transfers (recipient and reference number) SUBSCRIPTION INFORMATION Gastos requires an active subscription. Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscriptions by going to your Account Settings in the App Store after purchase. Disclaimer: This app is not affiliated with or endorsed by MariBank or SeaBank. Terms: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://maribank-tracker.kashi.dev/privacy
Finchie
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Take control of your finances with Finchie. Finchie helps you track expenses, manage budgets and wallets, monitor investments, scan receipts, track debt, and better understand your money with personalized financial insights. Whether you're managing everyday spending, building better financial habits, paying off debt, or tracking your portfolio, Finchie makes personal finance simple and accessible. FEATURES โข Expense Tracking Record and organize your spending with an easy-to-use expense tracker. โข Budget Tracking Create budgets, track your spending progress, and stay on top of your financial goals. โข Wallet Management Organize your money across different wallets and keep track of your balances in one place. โข Debt Tracking Keep track of money you owe, monitor outstanding debt, and stay aware of your repayments. โข Receipt Scanner Scan receipts and let Finchie automatically extract and organize transaction details. โข Portfolio Tracking Monitor your investments and view your portfolio performance in one place. โข Financial Insights Understand your spending, portfolio, and financial habits with personalized AI-powered insights. โข Multiple Currencies Track your finances across different currencies with automatic conversions. โข Privacy First Your financial data stays protected with secure account management and authentication. Start building better money habits with Finchie today. Terms of Use: https://finchieapp.com/en/terms Privacy Policy: https://finchieapp.com/en/privacy
Screenshots
Verdict
The clearest difference is ads: Gastos at none against Finchie's shown. Gastos also leads on update cadence (every 2 days vs every 5 days). Finchie's advantage is iOS requirement (15.1 vs 17.0). On price, in-app purchases and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Gastos sells 7 in-app purchases, starting at $1.99 per year and Finchie sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
Gastos ships an update every 2 days, Finchie every 5 days. Both last shipped on October 31, 2026.
| Parameter | Gastos | Finchie |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 days โ better | Every 5 days |
| Ads | No โ better | Yes |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 17.0 | 15.1 โ better |
| Further details โ not scored | ||
| Size | 40 MB | 68 MB |
| Age rating | 4+ | 4+ |
| Developer | Refino Kashi Kyle Estudillo | Bryan Christiano |
In-app purchases
Gastos
- Pro Yearly3 Days trial$1.991 Year
- Pro Yearly 1493 Days trial$1.991 Year
- Pro Yearly 1993 Days trial$2.991 Year
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- Maribank Expense Tracker Pro Yearly3 Days trial$4.991 Year
- Pro Yearly 3993 Days trial$5.991 Year
- Pro Yearly 4993 Days trial$7.991 Year
- Maribank Expense Tracker Pro Yearly3 Days trial$14.991 Year
Finchie
- Finchie Premium$4.991 Month
- Finchie Yearly Premium1 Year trial$49.991 Year









