Comparison

Gastos vs Finchie

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Gastos

Features
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Gastos Expense Tracker requires a subscription to access all features. See plan options upon download. Gastos reads your MariBank and SeaBank transaction email alerts and turns them into a clean spending dashboard automatically. No typing. No spreadsheets. No manual logging. HOW IT WORKS Connect your Gmail account with read-only access. The app finds your MariBank and SeaBank transaction emails and securely extracts your spending information. Card purchases, ATM withdrawals, and fund transfers are organized instantly. SPENDING AT A GLANCE View your total spending for today, this week, and this month in Philippine pesos. A yearly spending heatmap helps you understand your habits over time so you can spot patterns and make better decisions. SWIPE TO VOID Refunded purchase or duplicate charge? Swipe any transaction to mark it as voided so your totals stay accurate. PRIVATE BY DESIGN No backend. No servers. No tracking. All data is stored on your device. Your transaction information never leaves your phone. The app only reads transaction emails and has no access to your bank account or funds. FEATURES - Automatic expense tracking from MariBank and SeaBank email alerts - Support for card purchases, ATM withdrawals, and transfers - Daily, weekly, and monthly spending totals - Yearly spending heatmap - Transaction details and history - Swipe-to-void transactions - Pull-to-refresh email sync - On-device SQLite storage - Google Sign-In with read-only Gmail access SUPPORTED TRANSACTIONS - Card purchases (merchant and amount) - ATM withdrawals - Fund transfers (recipient and reference number) SUBSCRIPTION INFORMATION Gastos requires an active subscription. Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscriptions by going to your Account Settings in the App Store after purchase. Disclaimer: This app is not affiliated with or endorsed by MariBank or SeaBank. Terms: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://maribank-tracker.kashi.dev/privacy

About

Finchie

Features
Read full description

Take control of your finances with Finchie. Finchie helps you track expenses, manage budgets and wallets, monitor investments, scan receipts, track debt, and better understand your money with personalized financial insights. Whether you're managing everyday spending, building better financial habits, paying off debt, or tracking your portfolio, Finchie makes personal finance simple and accessible. FEATURES โ€ข Expense Tracking Record and organize your spending with an easy-to-use expense tracker. โ€ข Budget Tracking Create budgets, track your spending progress, and stay on top of your financial goals. โ€ข Wallet Management Organize your money across different wallets and keep track of your balances in one place. โ€ข Debt Tracking Keep track of money you owe, monitor outstanding debt, and stay aware of your repayments. โ€ข Receipt Scanner Scan receipts and let Finchie automatically extract and organize transaction details. โ€ข Portfolio Tracking Monitor your investments and view your portfolio performance in one place. โ€ข Financial Insights Understand your spending, portfolio, and financial habits with personalized AI-powered insights. โ€ข Multiple Currencies Track your finances across different currencies with automatic conversions. โ€ข Privacy First Your financial data stays protected with secure account management and authentication. Start building better money habits with Finchie today. Terms of Use: https://finchieapp.com/en/terms Privacy Policy: https://finchieapp.com/en/privacy

Screenshots

Gastos4 screens
Finchie4 screens

Verdict

The call

The clearest difference is ads: Gastos at none against Finchie's shown. Gastos also leads on update cadence (every 2 days vs every 5 days). Finchie's advantage is iOS requirement (15.1 vs 17.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Gastos sells 7 in-app purchases, starting at $1.99 per year and Finchie sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Gastos ships an update every 2 days, Finchie every 5 days. Both last shipped on October 31, 2026.

Scorecard3 real differences ยท 3 level
Gastos versus Finchie: the parameters behind the verdict, then further details
ParameterGastosFinchie
PriceFreeFree
Update frequencyEvery 2 days โ€” betterEvery 5 days
AdsNo โ€” betterYes
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.015.1 โ€” better
Further details โ€” not scored
Size40 MB68 MB
Age rating4+4+
DeveloperRefino Kashi Kyle EstudilloBryan Christiano

In-app purchases

7 purchases

Gastos

Subscriptions7
  • Pro Yearly3 Days trial$1.991 Year
  • Pro Yearly 1493 Days trial$1.991 Year
  • Pro Yearly 1993 Days trial$2.991 Year
Show 4 more
  • Maribank Expense Tracker Pro Yearly3 Days trial$4.991 Year
  • Pro Yearly 3993 Days trial$5.991 Year
  • Pro Yearly 4993 Days trial$7.991 Year
  • Maribank Expense Tracker Pro Yearly3 Days trial$14.991 Year
2 purchases

Finchie

Subscriptions2
  • Finchie Premium$4.991 Month
  • Finchie Yearly Premium1 Year trial$49.991 Year

Questions

Is Gastos free?
Gastos is free to download, with in-app purchases available.
Is Finchie free?
Finchie is free to download, with in-app purchases available.
Do Gastos or Finchie have ads?
Finchie shows ads; Gastos does not.
Which is updated more often, Gastos or Finchie?
Gastos ships an update every 2 days, and Finchie every 5 days. Most recently, Gastos was updated on October 31, 2026 and Finchie on October 31, 2026.

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