Settle Wise vs Settlr

Take the headache out of shared expenses with Settle Wise, the ultimate app to track group costs, split bills, and settle debts quickly. Whether you are dividing rent with roommates, planning a trip with friends, or managing simple business ledgers, Settle Wise makes the math effortless. Why choose Settle Wise? We value your privacy and efficiency. Settle Wise is designed to be the fastest way to manage money without the corporate bloat. - No Login Required: Open the app and start tracking immediately. No emails, no passwords, no setup. - Completely Offline: All your data is stored locally on your device. We do not track, collect, or upload your personal information. Your finances stay yours. - Distraction-Free: Enjoy a clean, responsive experience built for speed. KEY FEATURES: Easy Bill Splitting: Add expenses in seconds and divide them equally or custom-split among group members. Settle Debts Instantly: Clearly see who owes whom and keep a running tally of completed payments. Versatile Ledger: Perfect for personal use, group travel, roommates, or small business tracking. Lightning Fast: Built to be ultra-lightweight, saving your device's battery and storage. Global Ready: Supports all world currencies. Set your preferred currency in your profile settings. Say goodbye to messy spreadsheets and awkward money conversations. Download Settle Wise today and keep your finances perfectly balanced, completely offline!

Settlr is a completely free app for splitting bills and group expenses: no ads, no subscriptions, no in-app purchases and no daily limits. You sign up, but your friends don't have to: share a group link and they can add expenses and payments from any browser, with no app, account or password. Split costs, settle up, chat and plan trips, all in one app. Split Expenses Your Way • Unlimited expenses and groups, added in seconds • Split equally, by exact amounts, by percentage or by shares • Multi-currency with live, editable exchange rates • Attach receipt photos and videos • Automatic category detection, or create your own categories • Works offline: expenses and payments sync when you're back online No App or Account Needed for Friends • Share a group link: friends open it in any browser to see balances and add expenses or payments • You choose what the link lets them see and do • Add anyone as a guest and track their share for them • Guests can claim an account later and keep their full history Settle Up in One Tap • See who owes whom at a glance, across all groups and currencies • Debt simplification works out the fewest payments needed • Record a payment you sent, or mark one you received as settled Group Chat Built In • Group chats and direct messages • Photos, videos, voice messages, @mentions, reactions and link previews Plan Together • Shared notes and checklists • Pinned places and maps • Live weather for your destination • Shared calendar with reminders • Group photo and video wall Track Your Spending • One activity feed for expenses, payments and messages • Charts by category and member, monthly trends and top expenses • Push notifications for new expenses and payments • Log personal expenses solo, no group needed Made for trips and holidays, roommates and house shares, couples, festivals, and any group that shares costs.