Comparison

Settle Wise vs Splyt

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Settle Wise

Features
Read full description

Take the headache out of shared expenses with Settle Wise, the ultimate app to track group costs, split bills, and settle debts quickly. Whether you are dividing rent with roommates, planning a trip with friends, or managing simple business ledgers, Settle Wise makes the math effortless. Why choose Settle Wise? We value your privacy and efficiency. Settle Wise is designed to be the fastest way to manage money without the corporate bloat. - No Login Required: Open the app and start tracking immediately. No emails, no passwords, no setup. - Completely Offline: All your data is stored locally on your device. We do not track, collect, or upload your personal information. Your finances stay yours. - Distraction-Free: Enjoy a clean, responsive experience built for speed. KEY FEATURES: Easy Bill Splitting: Add expenses in seconds and divide them equally or custom-split among group members. Settle Debts Instantly: Clearly see who owes whom and keep a running tally of completed payments. Versatile Ledger: Perfect for personal use, group travel, roommates, or small business tracking. Lightning Fast: Built to be ultra-lightweight, saving your device's battery and storage. Global Ready: Supports all world currencies. Set your preferred currency in your profile settings. Say goodbye to messy spreadsheets and awkward money conversations. Download Settle Wise today and keep your finances perfectly balanced, completely offline!

About

Splyt

Features
Read full description

Splyt makes splitting shared expenses with friends, roommates, and travel groups effortless. Add what you spent, and Splyt keeps track of who owes who — so you can settle up without the awkward math. Whether it's a weekend trip, a shared flat, a dinner out, or a group gift, Splyt keeps everyone on the same page and every balance clear. WHAT YOU CAN DO • Create groups for trips, flatmates, couples, or one-off events • Add expenses and split them equally or by custom amounts • See clear balances — who owes you and who you owe • Settle up and record payments between members • Invite friends to a group with a simple link • Sign in securely with a passkey or email/phone — no password to forget WHY SPLYT • Clean, fast, and simple to use • Balances update instantly as expenses are added • Built for groups of any size • Your data is encrypted in transit and stays on Splyt's own servers — never sold or shared with advertisers Stop chasing friends for money and keep every shared expense organised in one place. Download Splyt and settle up the easy way.

Screenshots

Settle Wise4 screens
Splyt4 screens

Verdict

The call

The clearest difference is update cadence: Splyt at fortnightly against Settle Wise's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Settle Wise ships an update every 3 months, Splyt fortnightly. The most recent releases landed on October 2, 2026 and September 17, 2026 respectively.

Scorecard1 real difference Ā· 5 level
Settle Wise versus Splyt: the parameters behind the verdict, then further details
ParameterSettle WiseSplyt
PriceFreeFree
Update frequencyEvery 3 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size32 MB35 MB
Age rating4+4+
DeveloperFiveone DigitalApp Studios

In-app purchases

None

Settle Wise

No in-app purchases

None

Splyt

No in-app purchases

Questions

Is Settle Wise free?
Settle Wise is free to download, with no in-app purchases.
Is Splyt free?
Splyt is free to download, with no in-app purchases.
Do Settle Wise or Splyt have ads?
Neither Settle Wise nor Splyt shows ads.
Which is updated more often, Settle Wise or Splyt?
Settle Wise ships an update every 3 months, and Splyt fortnightly. Most recently, Settle Wise was updated on October 2, 2026 and Splyt on September 17, 2026.

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