OurBudget vs Shared Budget

OurBudget is the family budgeting app that brings everyone together around smarter spending. Get a clear, real-time picture of where your money goes — and where it should go next. TRACK EVERY DOLLAR, TOGETHER Add expenses and income in seconds. Assign each transaction to a family member and category. Support for multiple currencies with automatic exchange rates means OurBudget works wherever life takes you. SMART BUDGETS Set monthly budgets by category — groceries, dining, transport, and more. Get alerts when approaching your limit. Budgets roll forward automatically each month. SAVINGS GOALS Create shared savings goals and watch progress grow together. Link transactions to goals and celebrate milestones. Set fixed targets or percentage-based goals tied to income. CAPITAL CHART See your financial trajectory — current balance, projected income on payday, and upcoming expenses. Know exactly where you'll stand this month or next. BUILT FOR FAMILIES Role-based access for the whole household: • Parents: full control over budgets, goals, and settings • Teens: view and add transactions, track goals • Children: simplified dashboard with savings progress COPPA-compliant parental controls included. DAILY SAFE-TO-SPEND Know how much you can spend today without breaking your budget, calculated from remaining income, upcoming bills, and days until payday. RECURRING TRANSACTIONS Salary, rent, subscriptions — set up once and OurBudget projects them automatically. Set an end date or repeat indefinitely. SMART INSIGHTS Actionable alerts for spending trends, category anomalies, budget warnings, savings rate, and subscription detection. MULTI-CURRENCY Automatic conversion using real-time ECB exchange rates. Enter amounts in any currency. LOCK SCREEN WIDGETS See spending, budget, and days remaining right on your Lock Screen and Apple Watch. CHARTS & CALENDAR Daily cash flow, category breakdown, budget adherence, savings rate, and a transaction calendar — all beautifully visualized. YOUR DATA, YOUR CONTROL Export to CSV. Delete data anytime. No ads. No data selling. Privacy policy viewable in-app. Available in English, Romanian, and French. FREE: 2 members, 3 budgets, 1 goal, 1 currency PLUS: Unlimited budgets, 5 goals, 5 currencies, CSV export FAMILY: 8 members, unlimited everything Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Shared Budget is a simple money management app for people living together. Whether you are a couple, roommates, or a family, Shared Budget helps everyone stay aligned on income, spending, and monthly goals. What you can do: Create a shared group and invite members with a code Add income and expenses in seconds See category spending with clear charts Set monthly budget envelopes and track overspending Track who owes whom with debt records Create recurring transactions for bills and routine payments Manage shared tasks and monthly to-dos View group activity history for full transparency Why Shared Budget: Clean, mobile-first experience (no complex spreadsheets) Built for shared household finances Fast daily tracking with clear monthly visibility Premium unlocks unlimited transactions, envelopes, and members Start today and always know where your money goes. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/