Finvex vs Manilo

Finvex is the most complete personal finance app — free. Track expenses, income, budgets, savings goals, investments, loans, and more, all in one place. WHY FINVEX? Most finance apps do one thing. Finvex does everything: EXPENSE & INCOME TRACKING • Log expenses and income with categories, notes, and receipts • Scan receipts with AI — snap a photo, we extract the details • Voice commands — say "Spent 500 on groceries" and it's done • Recurring transactions with smart reminders • Multi-currency support with real-time exchange rates GROUP EXPENSE SPLITTING • Split bills equally, by percentage, or custom amounts • Track who owes whom with automatic settlement suggestions • In-app group chat to discuss expenses • Perfect for roommates, trips, and shared households BUDGETS & SAVINGS GOALS • Set spending limits by category with visual progress • Create savings goals with deadlines and track contributions • Get alerts when approaching your limits INVESTMENT & ASSET TRACKING • Track stocks, crypto, gold, and forex with real-time prices • Manage property, vehicles, jewelry, and other assets • Portfolio overview in your primary currency LOANS & DEBT MANAGEMENT • Track money lent and borrowed • Payment history with partial payments • Due date reminders so nothing slips AI-POWERED INSIGHTS • Chat with your AI financial assistant for personalized advice • Weekly and monthly spending analysis • Smart categorization and anomaly detection • Bring Your Own Key (BYOK) for unlimited AI access BANK ACCOUNTS & CARDS • Manage multiple bank accounts, credit cards, and digital wallets • Track transfers between accounts • AES-256 encryption protects all sensitive financial data ENGAGEMENT & MOTIVATION • Daily streaks to build consistent financial habits • Earn FlowCoins and unlock achievement badges • Play Money Mind — a financial life simulation game • Share beautiful achievement cards with friends EXPORT & REPORTS • Generate detailed PDF and CSV reports • Weekly AI-powered financial summaries • Share reports with family or accountant SECURITY FIRST • Biometric login (Face ID / Touch ID / Fingerprint) • AES-256-CBC encryption for card numbers, CVV, and IBAN • Firebase security rules protect all data • Your data is yours — we never sell it FLEXIBLE PLANS • Free tier with all features — no paywalls on functionality • Optional premium plans starting at $0.29/month for more AI usage • Rewarded ads for bonus AI queries — watch to earn Built for everyone, from students tracking their first budget to families managing household finances. Available in 100+ currencies. Terms of Use: https://finvex.app/terms Privacy Policy: https://finvex.app/privacy

Manilo (formerly Ledgy) logs expenses the moment you speak them. Say what you spent, and AI fills in the amount, merchant, and category — no typing, no forms. Or snap a receipt. Or type a note. Whatever gets it in fastest. Manilo is an expense tracker and budget app built on voice and AI. Log transactions in seconds, set monthly budgets, share spending history with family or housemates, track accounts in any currency, and review everything on the web — all synced across your devices. — Voice and AI — Speak any transaction out loud: "Coffee at Blue Bottle, four seventy-five" or "Uber to the airport, twenty-two dollars." Manilo parses the amount, merchant, date, and category in under two seconds. Trigger it from the iPhone action button or a Siri shortcut — no app to open first. AI categorization learns your patterns. The first few times you log Whole Foods, it asks which category. After that, it knows. On-device voice processing — audio is never transmitted or stored. — Talk to Manilo from Any AI — Manilo ships a Model Context Protocol (MCP) server. If you use Claude, ChatGPT, Cursor, or any MCP-compatible assistant, you can log, query, and edit transactions from inside your AI — without opening the app. No other expense tracker in the App Store offers this. Requires Manilo Cloud. — Receipt Scanning — Snap any receipt — grocery store, restaurant, hardware store. Manilo reads the total, merchant name, and date, then adds the transaction to your log. Confirm in one tap or let it save automatically. — Budgets — Set monthly spending limits by category. Manilo shows how much is left, not just how much was spent. Green when on track, orange when close, red when over. No spreadsheets. No end-of-month surprises. — Multi-Currency — Add accounts in any currency. Travel card in euros, savings in dollars, UK credit card in pounds. Manilo applies live exchange rates and shows everything converted to your home currency. Long-press any foreign balance to see its equivalent. — Shared Expenses — Create a group for the people you spend with — a household, a couple, a trip abroad. Everyone logs their own expenses into one shared history that all members can see. Budgets, categories, and charts apply across the whole group, in any currency. Track your London weekend in pounds and the household groceries in dollars — Manilo converts everything to one home view. Requires Manilo Cloud subscription. — Charts and Web Dashboard — The mobile app shows a category donut chart with filters by month, quarter, or custom range. The web dashboard at ledgy.app goes deeper: spending trends by day, category breakdowns, income vs. expense comparisons, and shared group summaries. Same data, every surface. Log your first expense in under ten seconds. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/