Splitko vs ExpenseFlow
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Splitko
Effortlessly split bills and track group expenses with AI receipt scanning. Assign items to friends, settle up with one tap, and manage household budgets. Works offline and supports multiple currencies.
- AI receipt scanning
- Live receipt splitting
- Group expense management
- Smart settle up
- Household budget tracking
- Offline functionality
- Multi-currency support
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Splitko makes splitting bills and tracking group expenses effortless. Snap a photo of any receipt — AI reads every item in seconds — assign items to friends, and settle up with one tap. No spreadsheets, no awkward money talks. WHY SPLITKO - AI RECEIPT SCANNER — Point your camera at a receipt and Splitko itemizes it automatically. Works out of the box, nothing to configure. 5 free scans every day, and a short ad buys you one more. - LIVE RECEIPT SPLITTING — Split a restaurant bill together in real time. Everyone taps their own items on their own phone. Done before the waiter returns. - GROUP EXPENSES — Trips, roommates, couples, events. Create a group, add expenses, and Splitko keeps a running balance of who owes whom. - SMART SETTLE UP — Splitko minimizes the number of transfers needed. Settle via Revolut with one tap, or mark payments manually. - QUICK SPLIT — Split a one-off bill without creating a group. Perfect for a spontaneous dinner. - HOUSEHOLD BUDGET — Scan the shopping and every line lands in its own category. Set monthly limits, see what the same product cost last time, and keep warranties from your receipts with a reminder before they lapse. - WORKS OFFLINE — Add expenses anywhere, even without internet. Everything syncs when you're back online. - MULTI-CURRENCY — Traveling? Mix currencies in one group; Splitko converts automatically. - BUDGETS AND REPORTS — Set a budget for a trip or a household and see in real time how you're doing. Export a whole group — expenses, balances, settlements — as a PDF. INVITE IN SECONDS Share a link or QR code. Friends join your group instantly — even if they install Splitko after tapping the link, they land right in the group. FREE, WITH ADS Every feature is free: unlimited groups and members, the household budget, statistics and PDF export. Nothing is locked. The free plan includes 5 AI receipt scans a day and shows ads — never while you are adding an expense, scanning a receipt or settling up. Premium removes the ads and the daily scan cap. Invite friends to earn free Premium days. PERFECT FOR Holidays with friends · roommates & shared flats · couples · stag/hen parties · ski trips · office lunches · festivals · family budgets Download Splitko and never chase your friends for money again. Questions? hello@splitko.app Terms of Use: https://splitko.app/terms Privacy Policy: https://splitko.app/privacy-policy Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
ExpenseFlow
Effortlessly track business expenses and scan receipts using AI. Log mileage for automatic reimbursement calculations and monitor spending with detailed dashboards. Export tax-ready reports for your accountant.
- AI receipt scanning
- Automatic mileage tracking
- Spending dashboard with charts
- CSV/PDF export for accountants
- Smart tax categories
- Offline functionality
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ExpenseFlow is the fastest way for freelancers, contractors and self-employed professionals to scan receipts, track business expenses and mileage, and be ready for tax season — all in one simple app. SCAN ANY RECEIPT IN SECONDS Point your camera at a receipt. ExpenseFlow straightens it and reads the merchant, total, date and even the card used (like "Visa •••• 5643"). Review the details, tap Save — done. Upload receipts from Photos, too. KNOW WHERE EVERY DOLLAR GOES See this week, month, quarter or year at a glance. A clear chart breaks spending down by category, by client project or by payment method, and compares it with the previous period. Set a monthly budget and watch how much is left. LOG BUSINESS MILES AT IRS RATES Record trips in seconds. ExpenseFlow applies the IRS standard mileage rate for the trip date automatically — including the 2026 mid-year change from 72.5¢ to 76¢ per mile — or use your own custom rate. TAX TIME, SORTED Every receipt is mapped to its Schedule C line. The Tax Summary shows potential deductions by tax line plus your vehicle deduction, ready to export as a PDF for you or your accountant. TAX-READY EXPORTS Export everything as a clean PDF report or a CSV that opens in Excel, Numbers or Google Sheets. FIND ANY RECEIPT INSTANTLY Search by vendor, category, project or notes, filter by category, or find receipts straight from iPhone Spotlight search. Start a scan from Siri or the Shortcuts app. PRIVATE BY DESIGN No account. No ads. Your receipts and photos stay on your device. EXPENSEFLOW PRO The free plan includes 2 receipts. Upgrade to Pro for: • Unlimited receipt scans • PDF & CSV exports • IRS mileage log • Schedule C tax summary Pro is available as a monthly or yearly auto-renewing subscription. Payment is charged to your Apple ID at confirmation of purchase. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel any time in your App Store account settings. Privacy Policy: https://sites.google.com/view/expenseflow/privacy-policy Terms of Use: https://sites.google.com/view/expenseflow/terms-of-use ExpenseFlow organizes your records and estimates potential deductions; it doesn't give tax advice. Confirm deductions with a tax professional.
Screenshots
Verdict
The clearest difference is update cadence: Splitko at every 5 days against ExpenseFlow's every 6 months. On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Splitko sells 2 in-app purchases, starting at $2.99 per month and ExpenseFlow sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for Splitko against 5.0 for ExpenseFlow. Both are backed by a comparable volume of ratings — 1 and 1 respectively.
Splitko ships an update every 5 days, ExpenseFlow every 6 months. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.
| Parameter | Splitko | ExpenseFlow |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (1 ratings) |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 1 | 1 |
| Update frequency | Every 5 days — better | Every 6 months |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.5 — better | 16.0 |
| Further details — not scored | ||
| Size | 66 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | Michal Lelek | Muhammad Uzair baigy |
Customer experience
Splitko
ExpenseFlow
In-app purchases
Splitko
- Splitko Premium Monthly$2.991 Month
- Splitko Premium Yearly$22.991 Year
ExpenseFlow
- Monthly Plan$3.991 Month
- Yearly Plan$17.991 Year









