Comparison

Splitko vs ExpenseFlow

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splitko

Effortlessly split bills and track group expenses with AI receipt scanning. Assign items to friends, settle up with one tap, and manage household budgets. Works offline and supports multiple currencies.

Highlights
  • AI receipt scanning
  • Live receipt splitting
  • Group expense management
  • Smart settle up
  • Household budget tracking
  • Offline functionality
  • Multi-currency support
Features
Read full description

Splitko makes splitting bills and tracking group expenses effortless. Snap a photo of any receipt — AI reads every item in seconds — assign items to friends, and settle up with one tap. No spreadsheets, no awkward money talks. WHY SPLITKO - AI RECEIPT SCANNER — Point your camera at a receipt and Splitko itemizes it automatically. Works out of the box, nothing to configure. 5 free scans every day, and a short ad buys you one more. - LIVE RECEIPT SPLITTING — Split a restaurant bill together in real time. Everyone taps their own items on their own phone. Done before the waiter returns. - GROUP EXPENSES — Trips, roommates, couples, events. Create a group, add expenses, and Splitko keeps a running balance of who owes whom. - SMART SETTLE UP — Splitko minimizes the number of transfers needed. Settle via Revolut with one tap, or mark payments manually. - QUICK SPLIT — Split a one-off bill without creating a group. Perfect for a spontaneous dinner. - HOUSEHOLD BUDGET — Scan the shopping and every line lands in its own category. Set monthly limits, see what the same product cost last time, and keep warranties from your receipts with a reminder before they lapse. - WORKS OFFLINE — Add expenses anywhere, even without internet. Everything syncs when you're back online. - MULTI-CURRENCY — Traveling? Mix currencies in one group; Splitko converts automatically. - BUDGETS AND REPORTS — Set a budget for a trip or a household and see in real time how you're doing. Export a whole group — expenses, balances, settlements — as a PDF. INVITE IN SECONDS Share a link or QR code. Friends join your group instantly — even if they install Splitko after tapping the link, they land right in the group. FREE, WITH ADS Every feature is free: unlimited groups and members, the household budget, statistics and PDF export. Nothing is locked. The free plan includes 5 AI receipt scans a day and shows ads — never while you are adding an expense, scanning a receipt or settling up. Premium removes the ads and the daily scan cap. Invite friends to earn free Premium days. PERFECT FOR Holidays with friends · roommates & shared flats · couples · stag/hen parties · ski trips · office lunches · festivals · family budgets Download Splitko and never chase your friends for money again. Questions? hello@splitko.app Terms of Use: https://splitko.app/terms Privacy Policy: https://splitko.app/privacy-policy Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

ExpenseFlow

Effortlessly track business expenses and scan receipts using AI. Log mileage for automatic reimbursement calculations and monitor spending with detailed dashboards. Export tax-ready reports for your accountant.

Highlights
  • AI receipt scanning
  • Automatic mileage tracking
  • Spending dashboard with charts
  • CSV/PDF export for accountants
  • Smart tax categories
  • Offline functionality
Features
Read full description

ExpenseFlow is the fastest way for freelancers, contractors and self-employed professionals to scan receipts, track business expenses and mileage, and be ready for tax season — all in one simple app. SCAN ANY RECEIPT IN SECONDS Point your camera at a receipt. ExpenseFlow straightens it and reads the merchant, total, date and even the card used (like "Visa •••• 5643"). Review the details, tap Save — done. Upload receipts from Photos, too. KNOW WHERE EVERY DOLLAR GOES See this week, month, quarter or year at a glance. A clear chart breaks spending down by category, by client project or by payment method, and compares it with the previous period. Set a monthly budget and watch how much is left. LOG BUSINESS MILES AT IRS RATES Record trips in seconds. ExpenseFlow applies the IRS standard mileage rate for the trip date automatically — including the 2026 mid-year change from 72.5¢ to 76¢ per mile — or use your own custom rate. TAX TIME, SORTED Every receipt is mapped to its Schedule C line. The Tax Summary shows potential deductions by tax line plus your vehicle deduction, ready to export as a PDF for you or your accountant. TAX-READY EXPORTS Export everything as a clean PDF report or a CSV that opens in Excel, Numbers or Google Sheets. FIND ANY RECEIPT INSTANTLY Search by vendor, category, project or notes, filter by category, or find receipts straight from iPhone Spotlight search. Start a scan from Siri or the Shortcuts app. PRIVATE BY DESIGN No account. No ads. Your receipts and photos stay on your device. EXPENSEFLOW PRO The free plan includes 2 receipts. Upgrade to Pro for: • Unlimited receipt scans • PDF & CSV exports • IRS mileage log • Schedule C tax summary Pro is available as a monthly or yearly auto-renewing subscription. Payment is charged to your Apple ID at confirmation of purchase. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel any time in your App Store account settings. Privacy Policy: https://sites.google.com/view/expenseflow/privacy-policy Terms of Use: https://sites.google.com/view/expenseflow/terms-of-use ExpenseFlow organizes your records and estimates potential deductions; it doesn't give tax advice. Confirm deductions with a tax professional.

Screenshots

Splitko4 screens
ExpenseFlow4 screens

Verdict

The call

The clearest difference is update cadence: Splitko at every 5 days against ExpenseFlow's every 6 months. On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splitko sells 2 in-app purchases, starting at $2.99 per month and ExpenseFlow sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Splitko against 5.0 for ExpenseFlow. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

UpkeepUpdate frequency

Splitko ships an update every 5 days, ExpenseFlow every 6 months. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

Scorecard1 real difference · 9 level
Splitko versus ExpenseFlow: the parameters behind the verdict, then further details
ParameterSplitkoExpenseFlow
PriceFreeFree
Rating5.0 (1 ratings)5.0 (1 ratings)
Positive reviews100.0% of reviews—
Number of ratings11
Update frequencyEvery 5 days — betterEvery 6 months
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.5 — better16.0
Further details — not scored
Size66 MB2 MB
Age rating4+4+
DeveloperMichal LelekMuhammad Uzair baigy

Customer experience

Splitko

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

ExpenseFlow

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

Splitko

Subscriptions2
  • Splitko Premium Monthly$2.991 Month
  • Splitko Premium Yearly$22.991 Year
2 purchases

ExpenseFlow

Subscriptions2
  • Monthly Plan$3.991 Month
  • Yearly Plan$17.991 Year

Questions

Is Splitko free?
Splitko is free to download, with in-app purchases available.
Is ExpenseFlow free?
ExpenseFlow is free to download, with in-app purchases available.
Which has better reviews, Splitko or ExpenseFlow?
Splitko and ExpenseFlow are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.
Do Splitko or ExpenseFlow have ads?
Neither Splitko nor ExpenseFlow shows ads.
Which is updated more often, Splitko or ExpenseFlow?
Splitko ships an update every 5 days, and ExpenseFlow every 6 months. Most recently, Splitko was updated on October 24, 2026 and ExpenseFlow on October 28, 2026.

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