SpendCity vs Subby Subscription Tracker

SpendCity turns receipts, invoices and bills into organized, searchable records — entirely on your phone. There is no account to create, no server to trust and nothing to sign in to. Your documents are read on the device, stored encrypted on the device, and never uploaded. The app contains no cloud AI service and no analytics. NOTHING LEAVES YOUR PHONE Most document apps send your paperwork to someone else's computer. This one does not. Capture works offline because there is nothing to be online for. READ ON DEVICE Point the camera at a receipt, an invoice or a statement and SpendCity reads the merchant, date, line items, tax and total using the intelligence built into your phone. Import a PDF or a file the same way. Check the extracted values before you file them — you always have the last word. FIND ANYTHING Search across every document you have captured. Ask what you spent at a merchant, in a category or over a period, and get an answer computed on your device from your own records. BUILT FOR TAX TIME Group spending by category, track budgets, keep warranties and their expiry dates, and export a clean pack for your accountant — CSV, PDF, or the original files. FOR WORK, TOO Track payables and their due dates, and keep per-supplier history. The Business unlock adds the rest: book spend against projects, clients and vehicles, log mileage, link related documents, close a period, and produce a compliance report with tax by rate plus a formatted pack for your accountant. YOUR SPENDING AS A CITY Districts fill as you file documents, giving you a picture of where the money actually goes. KEY FEATURES - On-device reading of receipts, invoices, bills and statements - No account, no server, no telemetry - Encrypted on-device storage - Search and questions answered from your own records - Budgets, categories and spending analytics - Warranties with expiry reminders - Payables, due dates and per-supplier history - Export as CSV, PDF or the original files - Encrypted backup you control, so a lost phone is not lost records - Eight languages, multi-currency WITH THE BUSINESS UNLOCK - Projects, clients and vehicles to book spend against - Mileage log - Compliance and VAT reports, with tax by rate - A formatted pack for your accountant - Linked document chains, and closing a period ONE-TIME PURCHASES. NO SUBSCRIPTION. Try SpendCity with 20 documents free. Personal unlocks unlimited documents. Business adds the work tools listed above. Buy either once and keep it — and if you start with Personal, you can add Business later at an upgrade price instead of paying twice. Whatever you buy or do not buy, everything you have already saved stays visible, exportable and yours to delete.

Subby remembers every subscription and bill you have, and reminds you before they charge you. No bank login. No account. Nothing to connect. You add each subscription yourself, in about twenty seconds, and it stays on your iPhone. A subscription manager, a bill organizer and a renewal reminder in one app. WHAT SUBBY DOES • Track every subscription and recurring bill: streaming, music, gym, insurance, cloud storage, software, anything that renews. • Get a reminder before every renewal, on your schedule: same day, a few days ahead, a week ahead, or a custom lead time. • Mark a payment as paid straight from the notification. • See one clear total for the month and for the year. • Keep a full payment log with monthly totals, filtered down to any single subscription. • Sort into categories and payment methods, pause what you are not using, archive what you cancel. REMINDERS THAT LAND One heads-up per charge and nothing else. If a payment goes unpaid, Subby keeps reminding you for up to a week, so a forgotten free trial does not quietly become a yearly charge. Cancel in time, or decide to keep it. Either way, you knew it was coming. INSIGHTS Due, paid and total, by month or by year, broken down by category or payment method, with a six-month trend. Your real monthly spending, on one screen, instead of a number you are guessing at. HOME SCREEN WIDGET (PRO) Your next payments and their countdowns, one glance from the Home Screen, with one-tap mark as paid. BUILT FOR REAL BILLING Weekly, every two weeks, every four weeks, monthly, every two months, quarterly, half-yearly, yearly, or a custom cycle up to every three years. 46 currencies with up-to-date exchange rates, so a subscription billed in another currency still lands in your main total. 600+ BRANDS READY TO GO Logos and brand colors are built in, so adding a service takes a couple of taps. Missing one? PRO members can request it and we add it for everyone. ADD FROM A SCREENSHOT (PRO) Snap a confirmation email, a bill or a store page, and Subby fills in the service, price and billing cycle for you. You review it before anything is saved. CLOUD BACKUP (PRO) Automatic backups to iCloud, or to your own Google Drive, so your list survives a lost or replaced iPhone. You can also back up to this device and restore from a file. IN YOUR LANGUAGE 31 languages, right to left layout included. Pick the app's language inside Subby, whatever your iPhone is set to. PRO IS ONE PAYMENT Subby is free, with ads. PRO is a single one-time purchase, not a subscription. It removes the ads and unlocks the widget, cloud backup, screenshot import and icon requests. The free app tracks everything, with no cap on how many subscriptions you add. The unlock stays with the Apple Account that bought it, and Restore Purchases brings it back on your other Apple devices. PRIVACY No account, no sign-in, no bank connection. Subby knows what you tell it, nothing more. Your subscription list lives on your device, and backups go only to storage you already own. Tracking subscriptions since 2017, by Pocket Implementation S.R.L.