Comparison

ZeroBudget vs Budgitrack

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ZeroBudget

Features
Read full description

ZeroBudget is an expense and income tracker for iPhone built for total privacy. Your data stays on your phone: we have no servers, no sign-up and no bank linking. No one else can see your information, not even us. — YOUR PRIVACY — • Everything is stored only on your iPhone • The app never sends your data to any server, and we have no access to it • No account, no email and no bank connection • Works offline • No ads or trackers: the App Store privacy label says "Data Not Collected" • Protected with Face ID, Touch ID or PIN If you back up to iCloud Drive or share via AirDrop, you decide where your data goes. — WHAT YOU CAN DO — • Zero-based budget: every dollar of your income gets a job • Heatmap to see where your money goes at a glance (Pro; free for 30 days when you install) • Log expenses in seconds, scan receipts or just tell Siri • Credit cards with statement and payment dates, plus installment plans (buy now, pay later) • Split expenses with family or friends and see who owes you • Grocery list with a live total that becomes an expense when you're done • Savings goals, recurring expenses, widgets and reminders — FREE AND PRO — The essentials are free forever, with up to 2 accounts plus cash, 1 goal, 2 installment plans, 2 split expenses and 1 shopping list active at a time. When you install, you try Pro free for 30 days. Pro adds the spending Heatmap, analytics with an end-of-month estimate, import from Excel or CSV, password-protected backup and unlimited everything. Monthly or annual subscription; cancel anytime. Terms: https://araniosoft.com/zeroBudget/terms-en.html Privacy: https://araniosoft.com/zeroBudget/privacy-en.html Support: soporte@araniosoft.com

About

Budgitrack

Features
Read full description

Budgitrack is the simplest way to know how much disposable income you have each month, without giving any app access to your bank. You enter your income and recurring expenses. Budgitrack normalises everything across weekly, bi-weekly, and monthly cycles and tells you exactly what's left. Setup takes a minute. PRIVACY-FIRST, NOT PRIVACY-LATER • No bank linking, ever. Every figure is entered by you. • No accounts, no email collection, no ads, no tracking. • Your data stays on your iPhone. If you delete the app, it goes with it. WHAT IT DOES • Shows your disposable income at a glance, the figure that actually matters. • Categorises spending without the noise of bank-feed clutter. • Handles weekly, bi-weekly, and monthly cycles in a single budget. • Home Screen widgets so you can check your balance without opening the app. • Beautiful dark mode. FREE AND PREMIUM The free tier covers one budget, one income source, and ten expenses, enough to test the core idea. Premium unlocks unlimited tracking across every category, available as monthly, yearly, or one-time lifetime. Made by Recurse Ltd in the UK. Terms of Use: https://budgitrack.com/terms Privacy Policy: https://budgitrack.com/privacy

Screenshots

ZeroBudget4 screens
Budgitrack4 screens

Verdict

The call

The clearest difference is update cadence: Budgitrack at every 4 days against ZeroBudget's weekly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. ZeroBudget sells 2 in-app purchases, starting at $5.99 per month and Budgitrack sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

ZeroBudget ships an update weekly, Budgitrack every 4 days. The most recent releases landed on October 4, 2026 and September 24, 2026 respectively.

Scorecard1 real difference Ā· 5 level
ZeroBudget versus Budgitrack: the parameters behind the verdict, then further details
ParameterZeroBudgetBudgitrack
PriceFreeFree
Update frequencyWeeklyEvery 4 days — better
AdsNoNo
In-app purchasesYesYes
DevicesiPhoneiPhone
Requires iOS17.0 — better17.6
Further details — not scored
Size12 MB4 MB
Age rating4+4+
DeveloperRAUL DOMINGUEZ UGARTERECURSE LTD

In-app purchases

2 purchases

ZeroBudget

Subscriptions2
  • ZeroBudget Pro Monthly$5.991 Month
  • ZeroBudget Pro Anual$39.991 Year
3 purchases

Budgitrack

Subscriptions2
  • Budgitrack Premium$1.991 Month
  • Budgitrack Premium (Annual)$19.991 Year
One-time1
  • Budgitrack Premium (Lifetime)$29.99

Questions

Is ZeroBudget free?
ZeroBudget is free to download, with in-app purchases available.
Is Budgitrack free?
Budgitrack is free to download, with in-app purchases available.
Do ZeroBudget or Budgitrack have ads?
Neither ZeroBudget nor Budgitrack shows ads.
Which is updated more often, ZeroBudget or Budgitrack?
ZeroBudget ships an update weekly, and Budgitrack every 4 days. Most recently, ZeroBudget was updated on October 4, 2026 and Budgitrack on September 24, 2026.

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