Waia vs Subtle

Waia is your personal finance companion that helps you track your net worth, investments, income, expenses, and financial goals, all in one beautifully designed app. WEALTH TRACKING • Track your net worth over time with detailed charts • Add assets (stocks, crypto, real estate, cash) and liabilities • Set and monitor financial goals • Automatic stock & crypto price updates via Yahoo Finance and CoinGecko AI COACH • Chat with your AI powered financial coach • Get personalized insights about your portfolio • Voice message support for hands free interaction • Manage your portfolio through natural language CASHFLOW MANAGEMENT • Track income and expenses by category • Monitor recurring subscriptions • Visualize money flow with Sankey diagrams • Stay organized with a built in to do list MARKET • Follow your favorite stocks and cryptocurrencies • Real time price tracking and watchlists • Company logos and detailed asset information SOCIAL • Share your financial journey with friends • Follow other users and see their insights • Like and comment on posts • Build your financial community Waia: your wealth, your way. Terms of Use: https://gokhanazap.github.io/waia-legal/terms-of-service.html Privacy Policy: https://gokhanazap.github.io/waia-legal/privacy-policy.html

Every subscription, finally in one place. Subtle keeps every recurring payment in one clean view: streaming, music, AI tools, the gym, domains, even that app you forgot about. It tells you what's coming before it hits your card. ADD SUBSCRIPTIONS IN SECONDS • Scan a screenshot of any receipt, paywall, or renewal email. Subtle reads it on your device and fills in the details. • Choose from a built-in catalog of 256 popular services worldwide, logos included. • Import a bank or card statement (PDF or CSV) and confirm the charges it finds. • Add anything custom with your own icon, emoji, or colour. STAY AHEAD OF EVERY RENEWAL • A clean dashboard and calendar show what renews and when. • Reminders a few days before each charge. • Home and lock screen widgets keep renewals one glance away. KNOW WHERE YOUR MONEY GOES • Monthly and yearly totals in your home currency, with automatic conversion. • Spending by category, trends over time, and simple insights. CANCEL WHAT YOU DON'T WANT • Step-by-step cancellation guides for top services, built right in. START FREE, GO PRO WHEN YOU NEED MORE Subtle is free to track your subscriptions and stay on top of renewals. Subtle Pro unlocks the advanced tools when you want them: • Unlimited subscriptions • Screenshot and statement scanning • Calendar view, statistics, and budgets • Data export and home screen widgets Subtle Pro is a yearly plan with a free trial, or a one-time lifetime purchase. Cancel anytime. PRIVATE BY DESIGN • Your data stays on your device and in your own private iCloud, so we never see it. • Screenshot scanning runs entirely on your device. Nothing is uploaded. • No bank linking, no email scanning, and no ads inside the app. Anonymous analytics only, and you can turn them off. Subtle works in light and dark mode and is built for a global audience. Privacy Policy: https://subtle.northstud.io/privacy Terms of Use: https://subtle.northstud.io/terms Questions or ideas? Email support@northstud.io