Finance Planner vs WallyLedger
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Finance Planner
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Finance Planner helps you manage your personal budget in a simple and intuitive way. Enter your income and expenses, organize them by category, and always stay on top of your financial situation. View your monthly and annual balance at a glance from the main screen. The app automatically calculates your available balance and clearly shows how much you earn, spend, and save each month. KEY FEATURES Complete management of income and expenses organized by customizable categories. Automatic calculation of monthly and annual balance. Interactive charts to analyze expense distribution and compare income versus expenses. Data export in PDF and CSV format. Support for over 150 international currencies. Available in 6 languages: English, Italian, German, French, Spanish, and Japanese. Light, dark, or automatic theme. PRO VERSION Unlock all features with a single purchase, no subscriptions. The PRO version includes advanced charts, unlimited export, full history, and ad removal. Alternatively, you can access advanced charts and export by watching a short video. It also includes four professional financial calculators: the Emergency Fund calculator, which analyzes your real expenses and guides you in building a financial reserve for your security; the Savings Goal calculator, which helps you set and reach your financial objectives; the Compound Interest calculator, which lets you simulate the growth of your capital over time; the Loan/Mortgage calculator, which calculates the monthly payment and total cost of any financing. Start planning your personal finances today. Download Finance Planner and take control of your money.
WallyLedger
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WallyLedger WallyLedger is a private, offline-first personal finance app for iPhone, iPad, and Mac. Track accounts, budgets, savings goals, and recurring transactions while keeping your financial data entirely under your control. Your data stays on your device and in your private iCloud account — never on someone else’s server. No sign-up. No ads. No tracking. FEATURES • Multiple accounts — checking, savings, credit cards, cash, investments • Categorised transactions with tags, notes, and receipts • Budgets with rollover support • Recurring and scheduled transactions • Savings goals with progress tracking • Cashflow forecasts and spending insights • Credit, debt, and mortgage tracking • CSV export • Fully offline with optional iCloud sync PRIVACY FIRST WallyLedger is built with privacy by design. Your financial data is stored locally and synced through your private iCloud (CloudKit) database. We do not operate servers that store or process your financial information. • No analytics • No advertising SDKs • No trackers • No account required FREE The free version includes: • Up to 3 accounts • Up to 2 budgets • Up to 3 savings goals • Up to 3 recurring transactions • Up to 60 transactions per month • Full manual transaction tracking and reporting PREMIUM Unlock the complete WallyLedger experience: • Unlimited accounts, categories, budgets, goals, and recurring transactions • Advanced cashflow forecasts and charts • Subscription, credit, debt, and mortgage tracking • Receipt attachments and scanning • Action and notification history • Full CSV export Premium is available as: • Monthly subscription — $6.99 • Annual subscription — $59.99 • Founders Lifetime purchase — $99.99 at launch Monthly and annual plans include a 7-day free trial for eligible new subscribers. Family Sharing is supported. REQUIREMENTS • iOS 18, iPadOS 18, or macOS 15 or later • iCloud account optional for sync across devices Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current billing period. You can manage and cancel subscriptions in your Apple ID account settings after purchase. Terms of Use: https://www.apple.com/legal/macapps/stdeula/
Screenshots
Verdict
The clearest difference is ads: WallyLedger at none against Finance Planner's shown. WallyLedger also leads on update cadence (weekly vs every 3 weeks). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Finance Planner sells 1 one-off in-app purchase and WallyLedger sells 3 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.
Finance Planner ships an update every 3 weeks, WallyLedger weekly. The most recent releases landed on October 31, 2026 and November 5, 2026 respectively.
| Parameter | Finance Planner | WallyLedger |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 weeks | Weekly — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad | iPhone, iPad, Mac — better |
| Requires iOS | 18.4 | 18.0 — better |
| Further details — not scored | ||
| Size | 13 MB | 42 MB |
| Age rating | 4+ | 4+ |
| Developer | Antonio Cetrangolo | Henri La |
In-app purchases
Finance Planner
- Upgrade to PRO$3.99
WallyLedger
- WallyLedger Premium Monthly7 Days trial$6.991 Month
- WallyLedger Premium Annual7 Days trial$59.991 Year
- WallyLedger Premium Lifetime$99.99
Questions
Is Finance Planner free?
Is WallyLedger free?
Do Finance Planner or WallyLedger have ads?
Which is updated more often, Finance Planner or WallyLedger?
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