MyFinance vs Kakeibo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MyFinance
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Make everyday money easier to record and understand. MyFinance helps you turn voice or text into editable transaction drafts, review the details, and save with confidence. Prefer the keypad? You can also enter transactions manually. REVIEW BEFORE YOU SAVE Describe income and expenses naturally. The assistant can organize multiple entries into drafts. Check amounts, dates and categories before saving; drafts are not posted automatically. A LEDGER FOR EACH PART OF LIFE Keep personal, family and travel finances organized. Shared ledgers and collaboration are available with eligible membership plans. MULTIPLE CURRENCIES, CONNECTED RECORDS Choose TWD, USD, JPY, EUR or HKD as the base currency for a new ledger. For foreign-currency entries, provide an exchange rate or the actual booked amount. Reports, budgets and offsets use the ledger base currency. Exchange rates are not downloaded or changed automatically, and changing a setting does not convert existing records. KEEP REPAYMENTS IN VIEW Follow advances, repayments and partial offsets, with linked records you can revisit. SEE WHERE YOUR MONEY GOES Use the dashboard, category reports and weekly spending trends to review expenses. Organize budgets, assets and recurring income or expenses. KEEP YOUR DATA PORTABLE Use full backups and supported CSV import or export. Preview and confirm imports before applying them. Basic bookkeeping is free and includes 50 on-device smart parsing uses per month. Additional ledgers, collaboration and cloud AI depend on your membership plan. MyFinance standard CSV import, CSV export, advanced charts and insights, and asset expansions are available as separate one-time purchases. A separate free migration tool supports selected formats from other apps, with TWD target ledgers only. See Membership & Features in the app for current benefits, limits and local pricing. Before cloud AI use, the app explains the information shared and asks for your consent. You can cancel or withdraw consent in Settings. Always review voice recognition, draft details and currency amounts. MyFinance is a tool for everyday financial records, not investment, tax or legal advice. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://nicktim1113.github.io/MyFinance-Official/en/privacy.html Support: https://nicktim1113.github.io/MyFinance-Official/
Kakeibo
This budgeting app helps you manage your finances using a traditional Japanese household budget philosophy. It offers quick expense recording, automatic categorization, receipt scanning, and detailed reports to visualize your spending.
- 2-Second Expense Entry
- AI Receipt Scanning
- Auto-categorization (Needs, Wants, Culture, Unexpected)
- Recurring Transaction Logging
- Monthly Spending Reports
- Budget Management
- CSV Data Export
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Free core, forever. No ads. No subscription. Ever. Kakeibo is a beautiful budgeting app based on the traditional Japanese household budget philosophy. 【FREE, FOREVER】 • All core features free forever • No advertisements whatsoever • No subscription, ever • Optional one-time Kakeibo Pro unlock for power features -- unlimited templates, widget quick-log, yearly reports and full-history search 【KEY FEATURES】 • 2-Second Entry — Quick expense recording with calculator keypad • Multi-Currency — Follows your region, 20 currencies to choose from • Daily Reminder — A nudge at the same time each day to log spending • Quick Templates — One-tap logging of your frequent expenses from the home screen • Siri & Shortcuts — Log expenses by voice, hands-free • Kakeibo Philosophy — Auto-categorize spending into Needs, Wants, Culture, Unexpected • Receipt OCR — Scan receipts with your camera, AI reads the amount • Recurring Transactions — Set monthly, weekly or custom rhythms; bills and income log themselves • iCloud Backup & Restore — Keep your data safe in iCloud and switch devices with one tap • Monthly Reports — Visualize spending with donut and bar charts • Yearly Reports — Review the whole year on a 12-month chart (Pro) • Category Analysis — 12 expense categories for detailed breakdown • Budget Management — Set monthly budgets, track remaining in real-time • Home Screen Widgets — Check today's spending at a glance • Interactive Widget — Log spending straight from the home screen (Pro) • Full-History Search — Search across all your records, not just this month (Pro) • CSV Export — Export your data freely • Edit Anytime — Modify or delete any transaction 【THE 4 KAKEIBO PILLARS】 • Needs — Essential living expenses • Wants — Leisure and enjoyment • Culture — Self-improvement and education • Unexpected — Surprise and emergency costs Simple design. Powerful features. Free at its core. Start managing your finances today.
Screenshots
Verdict
The clearest difference is update cadence: MyFinance at every 5 days against Kakeibo's every 10 days. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. MyFinance sells 10 in-app purchases, starting at $1.99 per month and Kakeibo sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
MyFinance ships an update every 5 days, Kakeibo every 10 days. The most recent releases landed on October 31, 2026 and October 24, 2026 respectively.
| Parameter | MyFinance | Kakeibo |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Every 5 days — better | Every 10 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | — | Free |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.5 | 18.0 — better |
| Further details — not scored | ||
| Size | 33 MB | 7 MB |
| Age rating | 4+ | 4+ |
| Developer | ChiWei Huang | 向 潘 |
In-app purchases
MyFinance
- Advanced Monthly$1.991 Month
- Pro Monthly$2.991 Month
- Advanced Yearly$14.991 Year
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- Pro Yearly$29.991 Year
- CSV Import Feature$3.99
- Asset Plus$3.99
- CSV Export Feature$3.99
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- Insights Pack$4.99
- Offset Net Statistics$4.99
- Unlimited Assets$7.99
Kakeibo
- Kakeibo Pro$3.99









