Masareef vs Mujmal

Masareef (مصاريف) is a personal-finance app built for Egypt. It turns the bank SMS you already receive into a clear, organized picture of your money - so you always know what you spent, what's coming, and where you stand. WHAT YOU CAN DO - Capture transactions from bank SMS and categorize them automatically - See spending by category, by week or month, with clean visual breakdowns - Track upcoming bills and recurring subscriptions - Ask Masareef about your money and get personalized budget help - Switch instantly between Arabic (RTL) and English (LTR) PRIVATE BY DESIGN - Local-first: your financial data is stored encrypted on your device - We never sell your data - Optional Face ID lock for the app Masareef is free to use.

Mujmal gives you a clear view of your personal finances in one place. Record your assets, liabilities, income sources and expenses, then understand your net worth, liquidity and upcoming cash flow through a structured financial picture. With Mujmal, you can: • Track assets, liabilities and net worth. • Record income, expenses and financial transactions. • See upcoming income and obligations in your financial schedule. • Review cash flow projections for the months ahead. • Understand what changed your assets and net worth. • Review monthly financial reports. • Manage assets across multiple currencies and understand currency impact. • Track gold values using market reference prices. • Organize and review Zakat through the Zakat Center. • Create password-encrypted backups. • Protect access to the app with Face ID. Mujmal does not require a separate account. Your financial data is stored on your device and can sync through your own iCloud when available. Mujmal does not display ads and does not use advertising trackers. Market prices and projections are provided for organization and general information only and may differ from actual market prices. Mujmal does not provide financial, investment, accounting, tax or legal advice.