Comparison

FireTracker vs NestEgg

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FireTracker

Features
Read full description

Track your path to financial independence — all in one beautifully designed app. FireTracker combines a FIRE calculator, portfolio tracker, and net worth dashboard with zero data leaving your device. **YOUR MONEY, YOUR DEVICE, YOUR PRIVACY** No account creation. No bank linking. No ads. All your financial data stays on your iPhone, always. FireTracker is built for people who value privacy as much as financial freedom. **DASHBOARD** - See your total net worth at a glance - Track FIRE progress with a visual countdown ring - View all accounts with live values **PORTFOLIO TRACKER** - Add investment accounts, crypto, property, and cash accounts - Link stocks and ETFs for automatic price updates via Yahoo Finance - Link OEICs and unit trusts via Morningstar - Multi-currency support with live exchange rates - View allocation breakdowns with interactive charts **FIRE CALCULATOR** - Calculate your FIRE number based on real expenses - Adjust withdrawal rate, returns, and inflation - See projected retirement date with compound growth - Run Monte Carlo simulations for confidence intervals (Premium) **PROGRESS TRACKING** - Automatic daily net worth snapshots - Track actual growth vs projected target - Celebrate milestones along your journey - View your full financial history in charts **FREE TO START** FireTracker Spark (free) includes 2 accounts, 5 holdings, and the full FIRE calculator. Upgrade to Ignite or Blaze to unlock unlimited accounts, live price linking, Monte Carlo simulations, and more. - Ignite (Monthly): GBP 4.99/month - Blaze (Annual): GBP 34.99/year (save 42%) Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. Manage subscriptions in Settings > Apple ID > Subscriptions. Privacy Policy: https://kingsfield-ventures-code.github.io/FireTracker/privacy.html Terms of Use: https://kingsfield-ventures-code.github.io/FireTracker/terms.html

About

NestEgg

This app models your path to financial independence, calculating your FIRE number and retirement age based on personalized withdrawal strategies, income sources, and tax implications. It offers detailed projections and scenario comparisons to help you plan for an early retirement.

Highlights
  • FIRE number calculation (Traditional, Lean, Coast, Barista, Fat)
  • Year-by-year retirement projection to age 95
  • Multiple withdrawal strategies (fixed, percent-of-portfolio, guardrails)
  • Inclusion of non-portfolio income (Social Security, pensions)
  • Detailed tax drag modeling (Traditional, Roth, taxable)
  • Scenario comparison for 'what-if' planning
  • Partner planning with shared retirement goals
Read full description

Most retirement calculators ask for three numbers and hand you a year. That's not a plan, that's a guess. NestEgg is a retirement planner and early retirement calculator that models the mechanics actually deciding whether you make it: your real return after inflation, the tax treatment of every account you draw from, and how much Social Security at 62 versus 70 changes the number you need. WHAT'S IN IT Your FIRE number, five ways — Traditional, Lean, Coast, Barista and Fat. Financial independence means something different at $40k a year than at $150k, and the app doesn't pretend otherwise. Your retirement age, not just your number. A year-by-year projection to age 95 in today's dollars, with your target drawn on the chart, the crossing year marked, and a depletion warning if the money runs out first. Withdrawal strategies. Fixed inflation-adjusted spending, percent-of-portfolio, or guardrails that trim 10% after bad stretches and take a raise after good ones. Income that isn't your portfolio. Social Security at any claim age, pensions, rental income, part-time work. Coast FIRE math falls apart if you skip this. Tax drag. Traditional, Roth and taxable modelled separately, with long-term capital gains treatment, RMDs, Roth conversion ladders and an early-retirement healthcare (ACA) bridge. Built on current IRS and SSA figures — brackets, standard deduction, 401(k) and Roth IRA limits, the wage base — updated each year. Scenario comparison. Save as many what-ifs as you like and put them next to each other. "What if we moved somewhere cheaper" is a real question with a real answer. Plan with a partner. Two incomes, two retirement ages, one shared date. YOUR DATA No ads, ever, and your figures are never sold or shared. Start with no sign-up at all — explore as a guest and attach an account later only if you want your plan to sync across your devices. You can delete your account and everything in it from Settings, instantly. WHAT IT DOESN'T DO It doesn't connect to your bank or track your spending. It's not a budgeting app and there are good ones already. NestEgg answers one question: when can you stop working, and what has to be true for that to hold. It doesn't run Monte Carlo simulations. Projections use a steady real return you pick — conservative, balanced or optimistic — so you can see the mechanics rather than a probability you can't interrogate. It's also not financial advice. It's a model, and every model is wrong about something. Use it to think, not to decide. NESTEGG PRO $1.99/month, cancel anytime — or $19.99 once, yours forever. Payment is charged to your Apple ID at confirmation of purchase. A monthly subscription renews automatically unless cancelled at least 24 hours before the period ends, and can be managed in your App Store account settings. Terms of Use: https://runebyte.app/fire-path/terms Privacy Policy: https://runebyte.app/fire-path/privacy Built by one independent developer. Bug reports get read and usually fixed within a week.

Screenshots

FireTracker4 screens
NestEgg4 screens

Verdict

The call

The clearest difference is in-app purchases: FireTracker at none against NestEgg's 2. NestEgg's advantage is device support (3 vs 1) and iOS requirement (15.1 vs 17.0). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. NestEgg sells 2 in-app purchases, starting at $1.99 per month. FireTracker asks for nothing beyond the download.

Scorecard3 real differences · 6 level
FireTracker versus NestEgg: the parameters behind the verdict, then further details
ParameterFireTrackerNestEgg
PriceFreeFree
Rating—5.0 (2 ratings) — better
Number of ratings—2 — better
Update frequency—Every 4 days
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS17.015.1 — better
Further details — not scored
Size4 MB41 MB
Age rating4+4+
DeveloperBradley SeekingsKalden Ficklin

In-app purchases

None

FireTracker

No in-app purchases

2 purchases

NestEgg

Subscriptions1
  • FIRE Path Pro — Monthly$1.991 Month
One-time1
  • FIRE Path Pro — Lifetime$19.99

Questions

Is FireTracker free?
FireTracker is free to download, with no in-app purchases.
Is NestEgg free?
NestEgg is free to download, with in-app purchases available.
Do FireTracker or NestEgg have ads?
Neither FireTracker nor NestEgg shows ads.

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