Comparison

Monthly vs Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Monthly

This app helps you understand your real monthly budget by automatically accounting for fixed costs like rent and subscriptions. It provides clear statistics and payment reminders to help you manage your finances without manual entry.

Highlights
  • Automatic fixed cost calculation
  • Income and expense tracking
  • Payment reminders
  • Category-based spending statistics
  • CSV data export
  • Home screen widgets
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Monthly shows what’s left of your income after rent, bills, and subscriptions – without tracking every coffee. Add your income and recurring expenses once. Monthly uses their schedules and due dates to work out your budget. FIXED COSTS WITHOUT THE MATH Rent every month, insurance once a year: Monthly includes each payment in the budget month it falls in. You can plan for one-time income and expenses, too. YOUR BUDGET, YOUR SCHEDULE Choose when your budget month starts, whether that’s payday or another date that suits you. Roll your remaining budget into the next month if you want to, and make adjustments when needed. HOUSEHOLDS & ACCOUNTS Manage separate households and assign income and expenses to accounts. See the budget for each account as well as your household total. REMINDERS ON YOUR TERMS Set a reminder for an individual expense. You choose the day and time, and Monthly sends you a notification. CATEGORIES & INSIGHTS Group expenses into categories such as housing, transportation, or leisure, with colors and icons of your choice. See how your income, expenses, and budget change over time. HOME SCREEN WIDGETS Check your monthly budget and upcoming expenses from your Home Screen, without opening Monthly. CSV EXPORT Export your income and expenses as a CSV file to review them in a spreadsheet or use them elsewhere. FREE & PRIVATE No ads, tracking, subscription fees, or sign-up. Monthly stores your entries locally on your device, with no cloud syncing. Plan your month knowing what’s left for you.

About

Expense Tracker

Effortlessly track your daily expenses with AI-powered logging and insightful chat-based queries. Visualize your spending patterns with clear charts and manage budgets automatically. Your financial data remains private and secure on your device.

Highlights
  • AI-powered expense logging via text or receipts
  • Chat interface for asking spending questions
  • Visual spending charts and calendar view
  • Automatic recurring bill logging
  • Monthly budget tracking
  • Data privacy with no bank login required
  • CSV/Excel import for history migration
Currently charting
Read full description

It's not another budgeting app. It's knowing exactly where every dollar goes, every day. Type "Coffee $4" and AI logs it with the right category. Snap a receipt and AI extracts every line. Ask "How much on food this month?" and get an instant answer in chat. Three seconds a day. Total clarity on your money. Switching from another app? Bring your history with you. Import CSV or Excel exports in minutes. EFFORTLESS LOGGING Logging an expense takes one short sentence. Type "Lunch $12 yesterday" and DaTrack picks the date, amount, and category. Snap a receipt and AI extracts every item. No forms. No dropdowns. No friction. ASK YOUR MONEY ANYTHING Ever wonder where your coffee budget went? Ask DaTrack. The AI Chat reads your spending and answers in plain English. "How much on food this month?" "What did I spend last weekend?" Get instant clarity without digging through spreadsheets. SEE THE FULL PICTURE A clean calendar shows every day's spending at a glance. Tap any day for the details. Switch to charts and watch your money flow across categories, weeks, and months. Patterns you never noticed become obvious. STAY ON TRACK AUTOMATICALLY Set a monthly budget once and watch your remaining balance live. Add recurring bills like rent or subscriptions and DaTrack logs them for you. A daily reminder keeps the habit going without nagging. PRIVATE BY DEFAULT No bank login. No account required. Your spending stays on your device, secured by iCloud. We never see your data. WHAT PRO UNLOCKS DaTrack is free to start. Manual logging, calendar view, daily reminders, and CSV export are always free. Pro adds the AI that makes everything effortless: • Import your history from CSV or Excel files • Log expenses in plain words with AI • Snap receipts and let AI extract them • Ask questions about your spending in chat • Advanced charts and statistics • Monthly budgets with category allocation • Recurring expenses and bills PRO SUBSCRIPTION • Yearly: best value, starts with a 7-day free trial • Monthly: no commitment, cancel anytime • Lifetime: one payment, Pro for good, no subscription Your exact price is shown above in your local currency. Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless canceled at least 24 hours before the end of the current period. You can manage and cancel subscriptions in your Account Settings. Any unused portion of a free trial will be forfeited upon purchasing a subscription. Privacy Policy: https://quoc48.github.io/datrack-legal/privacy Terms of Use: https://quoc48.github.io/datrack-legal/terms

Screenshots

Monthly4 screens
Expense Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Monthly at none against Expense Tracker's 4. Monthly also leads on review sentiment (95% vs 71%). Expense Tracker's advantage is ratings volume (784 vs 36) and chart position (#151 vs unranked). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Tracker sells 4 in-app purchases, starting at $4.99 per month. Monthly asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Monthly against 4.8 for Expense Tracker. That said, the two scores are not equally well evidenced: Expense Tracker has 784 ratings behind it against 36, so its average is the more settled of the two. Written reviews are what separate them: 95% of Monthly's written reviews are positive against 71% of Expense Tracker's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 4 days. The most recent releases landed on October 17, 2026 and October 20, 2026 respectively.

Scorecard6 real differences · 5 level
Monthly versus Expense Tracker: the parameters behind the verdict, then further details
ParameterMonthlyExpense Tracker
PriceFreeFree
Rating4.7 (36 ratings)4.8 (784 ratings) — better
Positive reviews94.7% of reviews — better71.4% of reviews
Number of ratings36784 — better
Update frequencyEvery 4 daysEvery 4 days
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
Best chart rank—#151 — better
DevicesiPhoneiPhone
Requires iOS26.117.0 — better
Further details — not scored
Size12 MB26 MB
Age rating4++4
DeveloperArno RichterQuoc Phan

Customer experience

Monthly

All ratings36 ratings
Positive91.7%
Neutral2.8%
Negative5.6%
Written reviews19 reviews
Positive94.7%
Neutral0.0%
Negative5.3%

Expense Tracker

All ratings784 ratings
Positive94.8%
Neutral3.6%
Negative1.7%
Written reviews7 reviews
Positive71.4%
Neutral0.0%
Negative28.6%

In-app purchases

None

Monthly

No in-app purchases

4 purchases

Expense Tracker

Subscriptions2
  • Pro Monthly$4.991 Month
  • Pro Yearly7 Days trial$34.991 Year
One-time2
  • DaTrack Pro Lifetime Launch$69.99
  • DaTrack Pro Lifetime$99.99

Questions

Is Monthly free?
Monthly is free to download, with no in-app purchases.
Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Which has better reviews, Monthly or Expense Tracker?
Expense Tracker is rated higher. Monthly averages 4.7 out of 5 from 36 ratings, while Expense Tracker averages 4.8 from 784 ratings.
Do Monthly or Expense Tracker have ads?
Neither Monthly nor Expense Tracker shows ads.
Which is updated more often, Monthly or Expense Tracker?
Monthly ships an update every 4 days, and Expense Tracker every 4 days. Most recently, Monthly was updated on October 17, 2026 and Expense Tracker on October 20, 2026.

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