Recontrol vs Inkapify

Recontrol brings every bank account, card, loan and investment into one money app, with budgets and goals that always add up: on your own, or with the people you share costs with. See where your money stands Assets, Liabilities, Income Sources and Expenses each have their own screen, with clear charts and every account behind them. Each account keeps its own currency, and the space adds them up in the currency you pick, at each day's rate. Every transaction says where money came from and where it went From and To, on every transaction, so a transfer is never counted twice and every balance checks out. A day-by-day list with search and filters. Set rent or a subscription to recur, and record it with a tap when it's due. Budgets that tell you where you stand Set a limit for a week, a month, a quarter or a year on the categories you spend through. Each budget shows what's spent, what's left and the days it has to last. Its figure turns red once the limit is passed. Goals and watchlists Save toward a goal or pay a debt down, and see whether you're on track. Follow any total you care about, like cash on hand or a portfolio, with a watchlist. A space for each part of your life Personal is yours alone. A Household shares the bills and shows what each of you has put in. A Group shares costs with friends, housemates or a trip, even people not on Recontrol, and shows the payments that settle it. A Company shows what the business owes each person who paid for it. Everyone in a space sees what's in it; a role decides what each person can change. Connect your banks Link bank accounts and cards in the US and Canada through Plaid, and stock and mutual fund holdings from Zerodha in India, so balances and transactions arrive by themselves. Or keep everything by hand. Recontrol only reads: it can never move your money. Ask Chat, or your own AI tool Ask about your money in plain words and get answers worked out from your own accounts. Or connect Claude or ChatGPT to your books, free. Private by design Lock the app with your face or fingerprint. Hide amounts with one tap. Choose how money is coloured: Green & Red, Blue & Orange, or Monochrome. No ads, and your data is never sold. Your accounts, transactions, plans, spaces and shared costs are free. A subscription adds bank sync and Chat. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms of Service: https://recontrol.money/docs/legal/terms Privacy Policy: https://recontrol.money/docs/legal/privacy

Take control of your money with Inkapify — The personal finance app built around Inka, your AI-powered finance assistant. Try Pro free for 7 days. FREE TRIAL: Eligible new subscribers get 7 days of Pro free. Monthly or annual plans, billed to your Apple ID. Auto-renews unless cancelled at least 24 hours before the trial or period ends. Manage in App Store settings. Track expenses, manage budgets, monitor net worth, and plan for goals — all in one place. Works completely offline, so your finances are always available even without a connection. INKA AI: Ask Inka anything about your finances in plain language: • "What's my biggest expense this month?" • "Am I on track with my grocery budget?" • "How much did I spend on dining last quarter?" Inka reads your real data and gives personalized answers — not generic advice. • Free: 15 questions/month • Pro: 200 questions/month TRACK EVERY TRANSACTION: • Add expenses, income, and transfers in seconds • Split transactions across multiple categories • Attach receipts to any transaction • Import via CSV or PDF bank statement (AI-powered) • Scan receipts with your camera — AI fills in the details • Multi-currency support with live exchange rates • Soft delete with Trash — restore anything in one tap BUDGETS THAT WORK: • Set budgets by category, subcategory, or group • Monthly, quarterly, or yearly budget periods • Rollover unused budget to next month • Visual progress bars with today marker • Available-to-spend shown prominently • Instant alerts when you're close to your limit 20+ REPORTS & INSIGHTS: • Spending by Category — pie, bar, donut, or line chart • Income vs Expense — monthly net trend • Net Worth — track your financial growth over time • Monthly Summary — income, expense, savings by month • By Tag — spending across custom tags (Pro) • By Payee — where your money goes per merchant (Pro) • Budget Performance — actuals vs targets • Credit Card Rewards — cashback and points earned (Pro) • Subscription Tracker — all recurring charges in one view (Pro) • Year Over Year — compare any report across years side by side (Pro) • Spending Pace — where this month is heading • Monthly Recap — last month at a glance • Unusual Spending, Fixed vs Flexible, Money Flow (Pro) • Drill down from any chart to its transactions (Pro) RECURRING RULES: • Set up any recurring transaction (salary, rent, EMI, subscriptions) • Daily, weekly, biweekly, monthly, quarterly, yearly • Auto-enter transactions on their due date • Upcoming tab shows all future entries for the next 12 months • Confirm or skip individual upcoming entries ACCOUNTS FOR EVERYTHING: • Banking, Cash, Credit Card, Investment, Fixed Deposit • Loans and Mortgages with full amortization schedule (Pro) • Property accounts with value tracking • Automatic loan EMI breakdown — interest, principal, escrow GOALS & DEBTS: • Set savings goals with target amounts and dates • Track progress with contribution history • Log money lent or borrowed with partial payment tracking • Automatic reminders before debt due dates WORKS OFFLINE — BUILT FOR PRIVACY: • No account required — no sign-up, no login, ever • Your financial data lives only on your device — never uploaded to any server • AI features only send content you explicitly share, and only when you trigger them • Encrypted backup — export and restore as a secure backup file or to iCloud Drive • App Lock with Face ID, Touch ID, and PIN fallback • Hide all amounts with one tap • Export your data anytime as CSV PERSONALISE EVERYTHING: • 10 themes free, 23 with Pro — light, dark, and coloured • Adjustable font size • Configurable dashboard — choose and arrange 20 tile types • Multi-currency with 170+ currencies supported PLANS: Free: track transactions, accounts, and basic reports forever. Pro: unlock PDF import, receipt scanning, advanced Inka AI, advanced reports, and more. Questions? support@inkapify.com Privacy Policy: https://inkapify.com/privacy/ Terms of Use: https://inkapify.com/terms/