Comparison

Cenno vs Net Worth Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cenno

Manage your finances, goals, exercise, and medications in one private app. An AI assistant runs entirely on your device, ensuring your data never leaves. Track budgets, log workouts, and monitor medication expiry with secure, offline functionality.

Highlights
  • On-device AI assistant
  • Smart budgeting with 27+ categories
  • Annual goal tracking with photos
  • Exercise logging for 13+ types
  • Medicine cabinet with expiry alerts
  • One-tap iCloud backup
Features
Read full description

Your life. Your data. Yours alone. Cenno brings budgets, goals, exercise, medications, and more into one app - with an AI assistant that runs entirely on your device. No cloud. No accounts. No data ever leaves your iPhone. - ON-DEVICE AI - Chat about your spending, budget, and goals. Fully offline after download. - SMART BUDGETS - Track income & expenses. Refunds auto-deduct. 27+ categories. - ANNUAL GOALS - Travel, reading, sports, savings. Add photos. Track progress. - EXERCISE LOG - Running, gym, swimming & 13+ types. 50+ gym exercises with sets & reps. - MEDICINE CABINET - Track meds, expiry dates. Get alerts before they expire. - iCLOUD BACKUP - One-tap backup. Restore on any device. 8 languages | Light & dark mode Privacy first.

About

Net Worth Tracker

Track your net worth and investments privately without sharing bank login details. Organize assets and debts, monitor portfolio performance over time, and generate detailed reports. All your financial data stays on your device by default.

Highlights
  • Private net worth and portfolio tracking
  • Track stocks, ETFs, crypto, property, and debts
  • Organize holdings with flexible tag groups
  • Monitor daily, weekly, monthly, and yearly P&L
  • Multi-currency support
  • Export Excel and PDF reports
  • On-device data storage with iCloud sync option
Features
Read full description

WorthTrail is a private net worth and portfolio tracker for people who want a clear picture of every asset and debt without handing over bank logins. SEE YOUR WHOLE NET WORTH View net worth, total assets, liabilities and daily changes in one clear dashboard. Track stocks, ETFs, funds, crypto, property, private investments, custom assets, debts and short positions together. ORGANIZE YOUR PORTFOLIO YOUR WAY Use flexible tag groups for accounts, family members, industries, regions, strategies, goals or risk levels. Switch perspectives without duplicating holdings, understand allocation at a glance, and arrange Overview and Analysis modules around what matters to you. UNDERSTAND RETURNS OVER TIME Build history with automatic records and snapshots, then review daily, weekly, monthly and yearly P&L. Track cost basis, realized and unrealized returns, net worth growth, drawdowns and recovery across flexible date ranges. TRACK GLOBAL MARKETS AND CURRENCIES Refresh supported market prices, use historical quotes and manage custom assets. Multi-currency conversion brings USD, EUR, GBP, JPY and other currencies into one consistent view. EXPORT EXCEL AND PDF REPORTS Export structured Excel workbooks for deeper analysis and polished PDF reports for archiving or sharing. Widgets keep important trends close at hand. PRIVACY BY DESIGN Your data stays on your device by default and can sync through your private iCloud database. WorthTrail requires no bank login and includes no ads or third-party analytics SDKs. Face ID or password lock adds another layer of protection. Flexible tag groups organize your assets, and automatic daily records build a consistent asset history. WorthTrail is for asset recording and analysis only. It does not provide investment advice. Market data may be delayed, incomplete or inaccurate. Please refer to your actual accounts and official data. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Cenno4 screens
Net Worth Tracker4 screens

Verdict

The call

The clearest difference is price: Net Worth Tracker at Free against Cenno's $3.99. Net Worth Tracker also leads on ratings volume (4 vs 1). Cenno's advantage is iOS requirement (15.1 vs 17.0). On rating, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Net Worth Tracker is free to download; Cenno costs $3.99 up front. Cenno sells 1 one-off in-app purchase and Net Worth Tracker sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Cenno against 5.0 for Net Worth Tracker. Both are backed by a comparable volume of ratings — 1 and 4 respectively.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 days. The most recent releases landed on September 16, 2026 and September 26, 2026 respectively.

Scorecard4 real differences · 6 level
Cenno versus Net Worth Tracker: the parameters behind the verdict, then further details
ParameterCennoNet Worth Tracker
Price$3.99Free — better
Rating5.0 (1 ratings)5.0 (4 ratings)
Positive reviews—100.0% of reviews
Number of ratings14 — better
Update frequencyEvery 3 daysEvery 3 days
AdsNoNo
In-app purchasesYesYes
MonetizationPaidFree with in-app purchases — better
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better17.0
Further details — not scored
Size85 MB66 MB
Age rating4+4+
Developer明慧 张健波 徐

Customer experience

Cenno

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Net Worth Tracker

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews16 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

Cenno

One-time1
  • Cenno Pro Lifetime$3.99
3 purchases

Net Worth Tracker

Subscriptions2
  • WorthTrail Pro 月度订阅$0.991 Month
  • WorthTrail Pro 年度订阅$7.991 Year
One-time1
  • WorthTrail Pro$24.99

Questions

Is Cenno free?
Cenno costs $3.99, and also offers in-app purchases.
Is Net Worth Tracker free?
Net Worth Tracker is free to download, with in-app purchases available.
Which has better reviews, Cenno or Net Worth Tracker?
Cenno and Net Worth Tracker are both rated 5.0 out of 5 on the App Store, from 1 and 4 ratings respectively.
Do Cenno or Net Worth Tracker have ads?
Neither Cenno nor Net Worth Tracker shows ads.
Which is updated more often, Cenno or Net Worth Tracker?
Cenno ships an update every 3 days, and Net Worth Tracker every 3 days. Most recently, Cenno was updated on September 16, 2026 and Net Worth Tracker on September 26, 2026.

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