Cenno vs SettledBills

Cenno is an offline expense tracker for iPhone and iPad. No account, no ads and no bank connection required. Record everyday spending while keeping control of your ledger. Start with an amount or an expression such as 24+3.5. Reuse templates, record several entries in a row, attach receipt photos, and search merchants, notes, tags or amounts locally. Keep monthly and category budgets, carry unused amounts forward, and review accounts, credit cards, assets and liabilities. Ordinary bookkeeping includes transfers and refunds linked to an expense. Your ledger is processed on device and is not uploaded to the developer. Free, optional iCloud sync uses your own iCloud container and is off by default. Feedback is sent only when you choose to submit it. Free everyday tracking includes unlimited basic records, budgets, accounts, refunds, iCloud sync, CSV export and restorable backups with receipt attachments. The optional piggy-bank activity records savings from skipping a takeaway; no real purchase or transfer takes place. Optional Cenno Pro adds statement import, multiple ledgers, advanced reports, recurring entries, the reimbursement center and personalization. Choose a yearly subscription or one-time lifetime purchase; current local prices are shown by the App Store. Purchases work on iPhone and iPad. Users who bought version 1.0 receive Pro lifetime in 2.0. Interface: English, Simplified Chinese and French. Light and dark appearance. Requires iOS 17 / iPadOS 17 or later. Privacy Policy: https://cenno.app/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Know what's due, and what covers it — before the day it's due. SettledBills never connects to your bank. You add your bills once — rent, phone, Netflix, the gym — and it quietly keeps track from there. Offline, private, and out of your way. WHAT YOU GET • This month, at a glance — every bill sorted by due date, account or category. One swipe marks it paid • Know what pays for what — tag each bill with the account or card it comes from, so you're never guessing • Payday view (optional) — see what's due before your next payday, and what can wait until after • One reminder that matters — a single daily notice listing what's due, timed to - the day it's due, a day before, or three days before, your choice • Your subscriptions, covered too — add Netflix, Spotify, or anything recurring; SettledBills recognizes the common ones automatically and totals what subscriptions cost you a year, right inside Insights, no separate subscription app needed • Home Screen widget — check what's still unpaid without opening the app • Fixed or variable — some bills are the same every month, some aren't; SettledBills handles both, and asks the real amount when you mark a variable one paid • Quiet insights — an honest look at what you spend monthly and yearly, by category and by account, with charts that don't need a legend to understand • Card on file — track services like Uber or food delivery where your card is saved but there's no scheduled bill to pay • Smart search — find any bill, category, or card by typing a few letters, all in the same place • Your data, your file, on every plan — export everything as CSV or a full backup, free or Pro, anytime; we don't hold your own data behind a paywall WHO IT'S FOR Anyone who's been caught by a bill they forgot was due, or moved money around and guessed wrong account its paid from. If you'd rather not hand your bank login to another app just to see what you owe, this is built for you. PRIVATE BY DEFAULT No sign-in. No server holding your bills. No ads. No tracking — not "we don't sell your data," but we never collect it in the first place. FREE, HONESTLY Your first 10 bills are free, forever — not a trial, not a countdown — and that covers most people outright. Need more? SettledBills Pro unlocks unlimited bills and can be shared with your family through Apple Family Sharing. Cancel anytime — you're never locked out, you just drop back to your free 10, forever. SUBSCRIPTION & PRICING TERMS SettledBills Pro is an auto-renewing subscription: USD$3.99/month or USD$39.99/year. Payment is charged to your Apple ID account at confirmation of purchase, and renews automatically within 24 hours of the end of each period unless cancelled at least 24 hours before renewal. Manage or cancel anytime in iPhone Settings → your name → Subscriptions. Prices may vary by region. Terms of Use: https://settledbills.com/terms Privacy Policy: https://settledbills.com/privacy Support: settledbills.support@icloud.com If SettledBills saves you one overdraft fee, it's already paid for itself.