Monohroshi vs Bill Tracker

Know where your money goes, what is safe to spend, and what comes next. Monohroshi is an expense tracker and budget planner for personal, couple, and family finances. TRACK IN SECONDS - Record income, expenses, transfers, and refunds - Split one purchase across categories - Organize transactions with custom categories and tags - Search, filter, and edit multiple transactions at once PLAN AHEAD - Use one monthly budget, category limits, or both - See what is free to spend, a daily allowance, spending pace, and past cycles - Account for upcoming recurring payments before they put a budget over its limit - Schedule rent, subscriptions, salary, and other recurring transactions - Get reminders, optionally create transactions automatically, and find repeated charges in your history - Set savings goals and follow a personalized contribution plan built around your paydays - Start your financial month on the day that matches your salary cycle SEE YOUR WHOLE FINANCIAL PICTURE - Track bank accounts, cash, savings, investments, property, vehicles, loans, and debts - See balances and net worth across multiple currencies - Follow stocks and crypto with automatically updated market prices - Separate personal finances from shared financial spaces UNDERSTAND WHAT COMES NEXT - Explore spending by category, account, tag, or person - Review your savings rate, budget performance, fixed costs, consistency, and financial health score - See a 30-day balance projection based on recurring transactions and usual spending - Try “What if…” scenarios to see how spending cuts could change your future balance, then turn them into budgets - Ask the AI assistant questions about your own financial data MOVE AND SYNC YOUR DATA - Import data from other finance apps - Import bank statements from CSV, PDF, and Excel files - Export your transactions to CSV - Sync securely across your devices - Connect supported banks for automatic balance and transaction updates; Monobank sync is available in Ukraine SHARE WITHOUT LOSING CONTROL Create a financial space with a partner, family, roommates, or a team. Everyone you invite can work with the same accounts and transactions, while your other spaces stay separate. Your data is encrypted in transit and at rest. Protect the app with a PIN and Face ID, Touch ID, or fingerprint unlock. We never sell your financial data. Some advanced features require Monohroshi Pro. Bank sync availability varies by country. Terms of Use: https://app.monohroshi.com/terms Privacy Policy: https://app.monohroshi.com/privacy

Bill Tracker is the simple envelope budgeting app for your whole household — plan your money together, log expenses in seconds, and always know what's left. Give every part of your money a home: groceries, rent, eating out, kids. Set a budget for each envelope, log spending as it happens, and let the progress bars keep you honest — no spreadsheets needed. BUDGET TOGETHER • Share a space with your partner, family, or trip crew — everyone logs, everyone sees • Invite with a link in seconds; add kids or grandparents without a device by name • See who spent what: a clear chart of everyone's share — tap a name to see just their spending ENVELOPE BUDGETING THAT STICKS • Create envelopes for the categories you actually use, with custom icons and colors • Set a total monthly budget, per-category limits — or no budget at all • Start your budget month on payday, not just the 1st • Put envelopes in your own order — press, hold and drag FAST, CLEAR TRACKING • Log an expense in seconds on a numpad made for thumbs • Or just tell Siri: “Log expense in Bill Tracker” • Track income with sources: salary, freelance, gifts, or your own • Recurring bills and salary log themselves every month — any expense you've logged can repeat monthly • Insights: income vs. expenses, top categories, and month-over-month trends MADE FOR REAL LIFE • Separate spaces for home, travel, projects — each with its own budget and currency • Every currency, with proper local formats • Paid abroad? Log it in the currency you paid — kept apart, so your budget stays accurate • Full history and CSV export of all your data • Available in English, Ukrainian, Hungarian, Norwegian, German, French, Portuguese, and Spanish PRIVATE BY DESIGN • No bank connections, no ads, no selling your data — your finances stay yours Bill Tracker Premium unlocks unlimited spaces and envelopes, household sharing, and expenses in other currencies. Choose yearly or monthly — try it free for 3 days; subscriptions renew automatically until cancelled — or pay once for Premium Lifetime. Start planning in under a minute — your first budget is three taps away.