Comparison

OnlyDividends Dividend Tracker vs Borrowed Time

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OnlyDividends Dividend Tracker

This app helps dividend investors visualize their income. It forecasts payouts for the next eight months, net of taxes, and sends celebratory notifications on payday. Track your portfolio's growth and set income goals.

Highlights
  • Dividend income calendar (12 months)
  • Net-of-tax payout forecasts
  • Payday push notifications
  • Monthly income chart
  • Portfolio breakdown
  • Automatic stock split adjustments
  • Goal tracking
Read full description

Make dividend day feel like payday. OnlyDividends is the dividend tracker that shows you what your stocks could pay, and when. Add a ticker and the number of shares you own. No brokerage login, no spreadsheets. You get a payout calendar, income estimates after tax and a reminder on the day each dividend is scheduled to land. KNOW WHAT’S PAYING NEXT See upcoming payment dates with estimated amounts on a monthly calendar. Look back three months and plan up to eight months ahead, with received, confirmed and estimated payouts clearly labeled. ONE APP, EVERY PORTFOLIO Keep your brokerage, Roth IRA and HSA separate, or see the combined total in one view. With Premium, create up to five portfolios, each with its own name, color and tax rate. ESTIMATE WHAT YOU’LL KEEP AFTER TAX Set an estimated tax rate once, or choose a different rate for each portfolio. Every projection updates to show net dividends. These are estimates based on your settings, not a calculation of your final tax bill. GET A REMINDER ON DIVIDEND DAY Turn on notifications and OnlyDividends tells you which stock is paying, how much to expect and which portfolio it belongs to, on the scheduled payment date. TRACK YOUR INCOME OVER TIME Follow your dividend income month by month, compare it with the same month last year and watch your progress toward a monthly income goal. Break your portfolio down by stock or by sector. TWO INPUTS. THAT’S IT. Search for a stock, enter how many shares you own, and you’re done. Quantities adjust automatically after stock splits and ticker changes. Update a holding whenever you buy or sell. YOUR LANGUAGE, YOUR CURRENCY Use OnlyDividends in English, French or Spanish. Display everything in US dollars (USD), euros (EUR), British pounds (GBP), Canadian dollars (CAD), Swiss francs (CHF) or Australian dollars (AUD). FREE AND PREMIUM Free: up to 3 stocks in one portfolio. Premium: up to 250 stocks across up to 5 portfolios, with a tax rate per portfolio. A stock held in two portfolios counts as two holdings. Prices and renewal terms are shown before you subscribe. Dividend amounts and dates can change. Projections depend on available data and your settings. Notifications are payment-date reminders and do not confirm a deposit in your account. Add your first stock and watch your dividend calendar take shape. Logos provided by Logo.dev Privacy Policy: https://onlydividends.app/en/privacy Terms of Use: https://onlydividends.app/en/terms

About

Borrowed Time

This app displays the live U.S. national debt, updated in real-time from official Treasury data. It also features daily rotating American-themed backdrops, historical quotes, and a home-screen widget. No account or tracking is required.

Highlights
  • Live national debt ticker
  • Official U.S. Treasury data
  • Per-person and per-household debt share
  • Daily rotating American art backdrops
  • Historical American voices and quotes
  • Home-screen widget
  • Monthly public domain historical photos
Features
Read full description

Borrowed Time is a live debt clock for people who still get taxes taken out of their paychecks. The number is official — pulled straight from the U.S. Treasury's Debt to the Penny dataset and animated between updates at the pace Treasury actually reported. No estimates pulled from thin air, no drama without a citation. THE BIG BOARD • Total public debt outstanding, ticking live • Debt held by the public and intragovernmental holdings • Your share — per person and per household, from Census figures • The interest burn: what carrying the debt costs this fiscal year, accruing every second • A 90-day trajectory chart of real Treasury records A NEW BACKDROP EVERY DAY The app's look rotates daily through eight original, hand-drawn slices of classic Americana — Route 66 at dusk, a neon roadside diner, a night ballgame, the drive-in, a WPA national-parks poster, Main Street bunting, the space race, and heartland prairie. Same honest number, different view of the country carrying it. AMERICAN VOICES A rotating deck pairs defining words from American history and public life with sourced fiscal, civic, and accountability facts. Each card names the speaker and links separately to the quotation record and the underlying source. WIDGET INCLUDED A home-screen widget with the live number, the daily backdrop, and an American voice of the day. FROM THE AMERICAN ARCHIVE Each month surfaces one public-domain photograph from the national collections — Ansel Adams' Tetons, Lange's Migrant Mother, Earthrise, the March on Washington — with its citation and a link to the holding institution. No account. No tracking. No data collected. Free with no ads; an optional tip jar supports development and unlocks nothing. Just the scoreboard, its sources, and voices from American history.

Screenshots

OnlyDividends Dividend Tracker4 screens
Borrowed Time4 screens

Verdict

The call

OnlyDividends Dividend Tracker and Borrowed Time both sit at 5.0 stars, but that hides the real split: 100% of Borrowed Time's written reviews are positive against 50% of OnlyDividends Dividend Tracker's. Borrowed Time also leads on monetization model (free vs freemium). OnlyDividends Dividend Tracker's advantage is update cadence (fortnightly vs every 5 weeks). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. OnlyDividends Dividend Tracker sells 2 in-app purchases, starting at $6.99 per month and Borrowed Time sells 3 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for OnlyDividends Dividend Tracker against 5.0 for Borrowed Time. Both are backed by a comparable volume of ratings — 4 and 3 respectively. Written reviews are what separate them: 50% of OnlyDividends Dividend Tracker's written reviews are positive against 100% of Borrowed Time's.

UpkeepUpdate frequency

OnlyDividends Dividend Tracker ships an update fortnightly, Borrowed Time every 5 weeks. The most recent releases landed on October 13, 2026 and October 17, 2026 respectively.

Scorecard3 real differences · 7 level
OnlyDividends Dividend Tracker versus Borrowed Time: the parameters behind the verdict, then further details
ParameterOnlyDividends Dividend TrackerBorrowed Time
PriceFreeFree
Rating5.0 (4 ratings)5.0 (3 ratings)
Positive reviews50.0% of reviews100.0% of reviews — better
Number of ratings4 — better3
Update frequencyFortnightly — betterEvery 5 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree — better
DevicesiPhoneiPhone, iPad — better
Requires iOS16.0 — better17.0
Further details — not scored
Size61 MB15 MB
Age rating4+4+
DeveloperMourad SroutouJustin Patterson

Customer experience

OnlyDividends Dividend Tracker

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive50.0%
Neutral50.0%
Negative0.0%

Borrowed Time

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

OnlyDividends Dividend Tracker

Subscriptions2
  • Premium Monthly$6.991 Month
  • Premium Annual$49.991 Year
3 purchases

Borrowed Time

One-time3
  • Small Tip$1.99
  • Medium Tip$4.99
  • Large Tip$9.99

Questions

Is OnlyDividends Dividend Tracker free?
OnlyDividends Dividend Tracker is free to download, with in-app purchases available.
Is Borrowed Time free?
Borrowed Time is free to download, with in-app purchases available.
Which has better reviews, OnlyDividends Dividend Tracker or Borrowed Time?
OnlyDividends Dividend Tracker and Borrowed Time are both rated 5.0 out of 5 on the App Store, from 4 and 3 ratings respectively.
Do OnlyDividends Dividend Tracker or Borrowed Time have ads?
Neither OnlyDividends Dividend Tracker nor Borrowed Time shows ads.
Which is updated more often, OnlyDividends Dividend Tracker or Borrowed Time?
OnlyDividends Dividend Tracker ships an update fortnightly, and Borrowed Time every 5 weeks. Most recently, OnlyDividends Dividend Tracker was updated on October 13, 2026 and Borrowed Time on October 17, 2026.

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