OnlyDividends Dividend Tracker vs Borrowed Time
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OnlyDividends Dividend Tracker
This app helps dividend investors visualize their income. It forecasts payouts for the next eight months, net of taxes, and sends celebratory notifications on payday. Track your portfolio's growth and set income goals.
- Dividend income calendar (12 months)
- Net-of-tax payout forecasts
- Payday push notifications
- Monthly income chart
- Portfolio breakdown
- Automatic stock split adjustments
- Goal tracking
Read full descriptionHide full description
Make dividend day feel like payday. OnlyDividends is the dividend tracker that shows you what your stocks could pay, and when. Add a ticker and the number of shares you own. No brokerage login, no spreadsheets. You get a payout calendar, income estimates after tax and a reminder on the day each dividend is scheduled to land. KNOW WHAT’S PAYING NEXT See upcoming payment dates with estimated amounts on a monthly calendar. Look back three months and plan up to eight months ahead, with received, confirmed and estimated payouts clearly labeled. ONE APP, EVERY PORTFOLIO Keep your brokerage, Roth IRA and HSA separate, or see the combined total in one view. With Premium, create up to five portfolios, each with its own name, color and tax rate. ESTIMATE WHAT YOU’LL KEEP AFTER TAX Set an estimated tax rate once, or choose a different rate for each portfolio. Every projection updates to show net dividends. These are estimates based on your settings, not a calculation of your final tax bill. GET A REMINDER ON DIVIDEND DAY Turn on notifications and OnlyDividends tells you which stock is paying, how much to expect and which portfolio it belongs to, on the scheduled payment date. TRACK YOUR INCOME OVER TIME Follow your dividend income month by month, compare it with the same month last year and watch your progress toward a monthly income goal. Break your portfolio down by stock or by sector. TWO INPUTS. THAT’S IT. Search for a stock, enter how many shares you own, and you’re done. Quantities adjust automatically after stock splits and ticker changes. Update a holding whenever you buy or sell. YOUR LANGUAGE, YOUR CURRENCY Use OnlyDividends in English, French or Spanish. Display everything in US dollars (USD), euros (EUR), British pounds (GBP), Canadian dollars (CAD), Swiss francs (CHF) or Australian dollars (AUD). FREE AND PREMIUM Free: up to 3 stocks in one portfolio. Premium: up to 250 stocks across up to 5 portfolios, with a tax rate per portfolio. A stock held in two portfolios counts as two holdings. Prices and renewal terms are shown before you subscribe. Dividend amounts and dates can change. Projections depend on available data and your settings. Notifications are payment-date reminders and do not confirm a deposit in your account. Add your first stock and watch your dividend calendar take shape. Logos provided by Logo.dev Privacy Policy: https://onlydividends.app/en/privacy Terms of Use: https://onlydividends.app/en/terms
Borrowed Time
This app displays the live U.S. national debt, updated in real-time from official Treasury data. It also features daily rotating American-themed backdrops, historical quotes, and a home-screen widget. No account or tracking is required.
- Live national debt ticker
- Official U.S. Treasury data
- Per-person and per-household debt share
- Daily rotating American art backdrops
- Historical American voices and quotes
- Home-screen widget
- Monthly public domain historical photos
Read full descriptionHide full description
Borrowed Time is a live debt clock for people who still get taxes taken out of their paychecks. The number is official — pulled straight from the U.S. Treasury's Debt to the Penny dataset and animated between updates at the pace Treasury actually reported. No estimates pulled from thin air, no drama without a citation. THE BIG BOARD • Total public debt outstanding, ticking live • Debt held by the public and intragovernmental holdings • Your share — per person and per household, from Census figures • The interest burn: what carrying the debt costs this fiscal year, accruing every second • A 90-day trajectory chart of real Treasury records A NEW BACKDROP EVERY DAY The app's look rotates daily through eight original, hand-drawn slices of classic Americana — Route 66 at dusk, a neon roadside diner, a night ballgame, the drive-in, a WPA national-parks poster, Main Street bunting, the space race, and heartland prairie. Same honest number, different view of the country carrying it. AMERICAN VOICES A rotating deck pairs defining words from American history and public life with sourced fiscal, civic, and accountability facts. Each card names the speaker and links separately to the quotation record and the underlying source. WIDGET INCLUDED A home-screen widget with the live number, the daily backdrop, and an American voice of the day. FROM THE AMERICAN ARCHIVE Each month surfaces one public-domain photograph from the national collections — Ansel Adams' Tetons, Lange's Migrant Mother, Earthrise, the March on Washington — with its citation and a link to the holding institution. No account. No tracking. No data collected. Free with no ads; an optional tip jar supports development and unlocks nothing. Just the scoreboard, its sources, and voices from American history.
Screenshots
Verdict
OnlyDividends Dividend Tracker and Borrowed Time both sit at 5.0 stars, but that hides the real split: 100% of Borrowed Time's written reviews are positive against 50% of OnlyDividends Dividend Tracker's. Borrowed Time also leads on monetization model (free vs freemium). OnlyDividends Dividend Tracker's advantage is update cadence (fortnightly vs every 5 weeks). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. OnlyDividends Dividend Tracker sells 2 in-app purchases, starting at $6.99 per month and Borrowed Time sells 3 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for OnlyDividends Dividend Tracker against 5.0 for Borrowed Time. Both are backed by a comparable volume of ratings — 4 and 3 respectively. Written reviews are what separate them: 50% of OnlyDividends Dividend Tracker's written reviews are positive against 100% of Borrowed Time's.
OnlyDividends Dividend Tracker ships an update fortnightly, Borrowed Time every 5 weeks. The most recent releases landed on October 13, 2026 and October 17, 2026 respectively.
| Parameter | OnlyDividends Dividend Tracker | Borrowed Time |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (4 ratings) | 5.0 (3 ratings) |
| Positive reviews | 50.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 4 — better | 3 |
| Update frequency | Fortnightly — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free — better |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 61 MB | 15 MB |
| Age rating | 4+ | 4+ |
| Developer | Mourad Sroutou | Justin Patterson |
Customer experience
OnlyDividends Dividend Tracker
Borrowed Time
In-app purchases
OnlyDividends Dividend Tracker
- Premium Monthly$6.991 Month
- Premium Annual$49.991 Year
Borrowed Time
- Small Tip$1.99
- Medium Tip$4.99
- Large Tip$9.99
Questions
Is OnlyDividends Dividend Tracker free?
Is Borrowed Time free?
Which has better reviews, OnlyDividends Dividend Tracker or Borrowed Time?
Do OnlyDividends Dividend Tracker or Borrowed Time have ads?
Which is updated more often, OnlyDividends Dividend Tracker or Borrowed Time?
Other comparisons















