Mouda vs MoneyStack

Daily budgeting apps burn you out. Mouda doesn't. Record what you own just once a month, and watch your net worth take shape — not over days, but over years. Knowing where you stand and where you're headed matters more than tracking every coffee. Mouda answers that bigger question. ■ Made for people who • Have tried — and given up on — daily expense tracking • Want the big picture of their wealth, not every transaction • Are tired of adding up balances across banking and brokerage apps • Don't want their financial data living on someone else's server ■ Core features • Monthly asset snapshots At the end of each month, record what you own. No transaction logs, no receipts — just "this is what I have right now." • Ten intuitive categories Real Estate, Savings, Investments, Loans, Gold, Crypto, Pension, Severance Pay, Vehicles, and Other. No complex taxonomy — organize wealth the way you actually think about it. • Automatic net worth calculation Loans are treated as liabilities by default. What you see is your true net position — nothing inflated. • Month-over-month change tracking Every asset shows its change and percentage from last month. See at a glance what grew and what didn't. • Swipe through your history Slide left or right to revisit past months. Compare yourself today to a year ago in a single gesture. • Asset allocation chart (Pro) Visualize your portfolio composition as a clean donut chart. Spot imbalances and rebalance with intent. • Multi-currency support Format values in the currency you use. Hold assets across different markets without mental conversion. • English, Chinese, Japanese, Korean and Hindi ■ Privacy by design All your data stays on your device. Nothing else. No sign-up. No login. No bank account linking. No credentials to hand over — ever. Financial data is among the most sensitive information you own. Mouda was built local-first from day one because we believe it should stay that way. Your assets are yours alone. ■ Five minutes a month, a lifetime of clarity Wealth isn't built from daily spending — it's built from monthly habits. Spend five minutes with Mouda each month recording what you own. In a year, in five years, in ten, the arc of your financial life becomes unmistakable. Start today. Gather your scattered assets — in one place.

Stop just looking at where your money went. Start stacking it. Are you tired of just tracking your past spending? While traditional account books are mere "retrospects" of what you’ve already lost, MoneyStack is a "Financial Roadmap" for what you will achieve. Build a routine to stack your salary before it scatters. From buying your first home to reaching your first $10,000, we help you turn goals into reality. ■ In MoneyStack: - Create Your Own Spaces: Build custom spaces for each goal and feel the joy as your wealth grows! - Savings Space: Set a target and consistently build your lump sum. - Reserve Space: Keep track of your emergency funds and extra cash at a glance. - Spending Space: Plan and manage your fixed costs and daily living expenses. - Visual Growth: Watch each space grow visually as your balance increases. ■ What is a "Space"? A Space is not a bank account. It is a Virtual Money Container designed to help you allocate your salary by purpose. Create your own spaces and visualize the growth of your assets in the most aesthetic way.