Mouda vs NetWorth

Daily budgeting apps burn you out. Mouda doesn't. Record what you own just once a month, and watch your net worth take shape — not over days, but over years. Knowing where you stand and where you're headed matters more than tracking every coffee. Mouda answers that bigger question. ■ Made for people who • Have tried — and given up on — daily expense tracking • Want the big picture of their wealth, not every transaction • Are tired of adding up balances across banking and brokerage apps • Don't want their financial data living on someone else's server ■ Core features • Monthly asset snapshots At the end of each month, record what you own. No transaction logs, no receipts — just "this is what I have right now." • Ten intuitive categories Real Estate, Savings, Investments, Loans, Gold, Crypto, Pension, Severance Pay, Vehicles, and Other. No complex taxonomy — organize wealth the way you actually think about it. • Automatic net worth calculation Loans are treated as liabilities by default. What you see is your true net position — nothing inflated. • Month-over-month change tracking Every asset shows its change and percentage from last month. See at a glance what grew and what didn't. • Swipe through your history Slide left or right to revisit past months. Compare yourself today to a year ago in a single gesture. • Asset allocation chart (Pro) Visualize your portfolio composition as a clean donut chart. Spot imbalances and rebalance with intent. • Multi-currency support Format values in the currency you use. Hold assets across different markets without mental conversion. • English, Chinese, Japanese, Korean and Hindi ■ Privacy by design All your data stays on your device. Nothing else. No sign-up. No login. No bank account linking. No credentials to hand over — ever. Financial data is among the most sensitive information you own. Mouda was built local-first from day one because we believe it should stay that way. Your assets are yours alone. ■ Five minutes a month, a lifetime of clarity Wealth isn't built from daily spending — it's built from monthly habits. Spend five minutes with Mouda each month recording what you own. In a year, in five years, in ten, the arc of your financial life becomes unmistakable. Start today. Gather your scattered assets — in one place.

NetWorth is the private way to track your full financial picture — on your device, without bank logins, accounts, or cloud syncing. Whether you're working toward financial independence, tracking long-term wealth, or simply want a clear picture of what you own and owe, NetWorth gives you a calm, professional view of your money — without giving up your data. WHAT YOU CAN TRACK - Bank accounts and cash, in any currency - Stocks and ETFs with live US market prices - Crypto holdings with real-time prices for Bitcoin, Ethereum, and more - Real estate, vehicles, and other tangible assets - Mortgages, loans, and other liabilities YOUR DATA STAYS YOURS - 100% offline storage on your device - No bank linking, no Plaid, no third-party data sharing - No account or sign-up required - No analytics, no tracking, no ads - Live prices are fetched anonymously — your portfolio is never sent anywhere MONTHLY SNAPSHOTS Lock your net worth each month to build a private, tamper-resistant timeline of your wealth. See how every asset class has grown — or shrunk — over time. Premium subscribers can edit locked snapshots when records change. CLEAN, FOCUSED DESIGN NetWorth uses an iOS-native dark interface designed to feel calm and uncluttered. Add assets in seconds via clear, dedicated input sheets for each type. No clutter, no upsells, no noise. NetWorth FREE - Up to 3 assets - Up to 3 monthly snapshots - All asset types and live prices included NetWorth PREMIUM - Unlimited assets and liabilities - Unlimited monthly snapshots - Edit any locked snapshot - CSV export (coming soon) - All future features included Premium is $4.99/month or $29.99/year (save 50%). Subscriptions auto-renew unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Privacy Policy: https://hyperbolic-cube.github.io/networth-legal/privacy.html Terms of Service: https://hyperbolic-cube.github.io/networth-legal/terms.html