Mouda vs TripLedger

Daily budgeting apps burn you out. Mouda doesn't. Record what you own just once a month, and watch your net worth take shape — not over days, but over years. Knowing where you stand and where you're headed matters more than tracking every coffee. Mouda answers that bigger question. ■ Made for people who • Have tried — and given up on — daily expense tracking • Want the big picture of their wealth, not every transaction • Are tired of adding up balances across banking and brokerage apps • Don't want their financial data living on someone else's server ■ Core features • Monthly asset snapshots At the end of each month, record what you own. No transaction logs, no receipts — just "this is what I have right now." • Ten intuitive categories Real Estate, Savings, Investments, Loans, Gold, Crypto, Pension, Severance Pay, Vehicles, and Other. No complex taxonomy — organize wealth the way you actually think about it. • Automatic net worth calculation Loans are treated as liabilities by default. What you see is your true net position — nothing inflated. • Month-over-month change tracking Every asset shows its change and percentage from last month. See at a glance what grew and what didn't. • Swipe through your history Slide left or right to revisit past months. Compare yourself today to a year ago in a single gesture. • Asset allocation chart (Pro) Visualize your portfolio composition as a clean donut chart. Spot imbalances and rebalance with intent. • Multi-currency support Format values in the currency you use. Hold assets across different markets without mental conversion. • English, Chinese, Japanese, Korean and Hindi ■ Privacy by design All your data stays on your device. Nothing else. No sign-up. No login. No bank account linking. No credentials to hand over — ever. Financial data is among the most sensitive information you own. Mouda was built local-first from day one because we believe it should stay that way. Your assets are yours alone. ■ Five minutes a month, a lifetime of clarity Wealth isn't built from daily spending — it's built from monthly habits. Spend five minutes with Mouda each month recording what you own. In a year, in five years, in ten, the arc of your financial life becomes unmistakable. Start today. Gather your scattered assets — in one place.

TripLedger is your personal travel finance companion, built for people who love to explore but hate the financial mess that comes after. Whether you're on a weekend getaway or a month-long international trip, TripLedger helps you log expenses on the go, stay within budget, and understand your spending patterns, all without needing an account or internet connection. CORE FEATURES TRIP MANAGEMENT Create trips with a name, destination, dates, cover photo, and member count. Instantly see each trip's total spend, per person cost, budget usage, and status (Upcoming, Active, or Completed). EXPENSE TRACKING Add expenses in seconds. Organise them by custom categories like Travel, Hotel, Food, Shopping, and Activities. Each category has its own icon and colour for at a glance clarity. ANALYTICS AND INSIGHTS Dive deep into any trip with a full analytics view including donut charts for category breakdown, daily spending trend charts, and smart insights like average daily spend and biggest expense category. BUDGET TRACKING Set a budget per trip and watch a live progress bar show how much you have spent. Get a clear over or under budget status at a glance. MULTI CURRENCY SUPPORT Switch between INR, USD, EUR, GBP, and JPY. Your preferred currency applies across all trips, stats, and analytics automatically. TRAVEL BADGES Earn badges as you complete more trips including First Flight, Explorer, Globetrotter, Jet Setter, and Legendary. Your journey stats live in your profile. LIGHT AND DARK MODE Fully supports Light, Dark, and System appearance. Everything from trip cards to analytics charts adapts beautifully. WHY TRIPLEDGER No account required. Open and start immediately. 100% offline. All data stays on your device. No ads, no tracking, no subscriptions. Clean, modern design that is a pleasure to use every day. TripLedger is made for real travellers who want a simple, private, and powerful way to keep their travel finances in check. Start your first trip today.