Mouda vs Asset Log

Daily budgeting apps burn you out. Mouda doesn't. Record what you own just once a month, and watch your net worth take shape — not over days, but over years. Knowing where you stand and where you're headed matters more than tracking every coffee. Mouda answers that bigger question. ■ Made for people who • Have tried — and given up on — daily expense tracking • Want the big picture of their wealth, not every transaction • Are tired of adding up balances across banking and brokerage apps • Don't want their financial data living on someone else's server ■ Core features • Monthly asset snapshots At the end of each month, record what you own. No transaction logs, no receipts — just "this is what I have right now." • Ten intuitive categories Real Estate, Savings, Investments, Loans, Gold, Crypto, Pension, Severance Pay, Vehicles, and Other. No complex taxonomy — organize wealth the way you actually think about it. • Automatic net worth calculation Loans are treated as liabilities by default. What you see is your true net position — nothing inflated. • Month-over-month change tracking Every asset shows its change and percentage from last month. See at a glance what grew and what didn't. • Swipe through your history Slide left or right to revisit past months. Compare yourself today to a year ago in a single gesture. • Asset allocation chart (Pro) Visualize your portfolio composition as a clean donut chart. Spot imbalances and rebalance with intent. • Multi-currency support Format values in the currency you use. Hold assets across different markets without mental conversion. • English, Chinese, Japanese, Korean and Hindi ■ Privacy by design All your data stays on your device. Nothing else. No sign-up. No login. No bank account linking. No credentials to hand over — ever. Financial data is among the most sensitive information you own. Mouda was built local-first from day one because we believe it should stay that way. Your assets are yours alone. ■ Five minutes a month, a lifetime of clarity Wealth isn't built from daily spending — it's built from monthly habits. Spend five minutes with Mouda each month recording what you own. In a year, in five years, in ten, the arc of your financial life becomes unmistakable. Start today. Gather your scattered assets — in one place.

A monthly check-in for your net worth. Tracking every purchase can feel like a chore. Asset Log offers a simpler habit: enter your total assets and debts, then see how your financial picture changes over time. RECORD TWO AMOUNTS Enter what you own and what you owe. Your net worth is calculated automatically. Start with a monthly check-in and add records whenever you need. SEE YOUR PROGRESS View total assets, net worth, and debts together in a chart. Explore six months, one year, or your full history. Select a record to see its date and amounts. COMPARE YOUR RECORDS See how your net worth has changed since your previous record or a six-month or one-year reference point. The actual comparison date is always shown. NO ACCOUNT OR BANK LINKING Start without signing up or connecting a bank account. Your financial records are stored on your device. Asset amounts, record dates, and notes are not sent with advertising requests. PASSWORD-PROTECTED BACKUPS Export an encrypted backup file and restore it when needed. Keep your backup file and password safe before changing devices or deleting the app. Automatic cloud sync is not provided. GENTLE REMINDERS Choose monthly or quarterly reminders and set the day and time that work for you. MAKE IT YOUR OWN Edit dates and amounts, add notes, and use dark mode. Available in Korean and English, with 19 display currencies. Changing the display currency does not convert your saved numbers using exchange rates. Asset Log does not automatically combine balances in different currencies or retrieve financial account data. Asset Log is free and includes banner ads. There are no subscriptions or in-app purchases. Advertising uses an internet connection. Build a simple habit. See how your net worth changes.