Expense Tracker vs Budget Silos
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense Tracker
Effortlessly track your daily expenses with AI-powered logging and insightful chat-based queries. Visualize your spending patterns with clear charts and manage budgets automatically. Your financial data remains private and secure on your device.
- AI-powered expense logging via text or receipts
- Chat interface for asking spending questions
- Visual spending charts and calendar view
- Automatic recurring bill logging
- Monthly budget tracking
- Data privacy with no bank login required
- CSV/Excel import for history migration
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It's not another budgeting app. It's knowing exactly where every dollar goes, every day. Type "Coffee $4" and AI logs it with the right category. Snap a receipt and AI extracts every line. Ask "How much on food this month?" and get an instant answer in chat. Three seconds a day. Total clarity on your money. Switching from another app? Bring your history with you. Import CSV or Excel exports in minutes. EFFORTLESS LOGGING Logging an expense takes one short sentence. Type "Lunch $12 yesterday" and DaTrack picks the date, amount, and category. Snap a receipt and AI extracts every item. No forms. No dropdowns. No friction. ASK YOUR MONEY ANYTHING Ever wonder where your coffee budget went? Ask DaTrack. The AI Chat reads your spending and answers in plain English. "How much on food this month?" "What did I spend last weekend?" Get instant clarity without digging through spreadsheets. SEE THE FULL PICTURE A clean calendar shows every day's spending at a glance. Tap any day for the details. Switch to charts and watch your money flow across categories, weeks, and months. Patterns you never noticed become obvious. STAY ON TRACK AUTOMATICALLY Set a monthly budget once and watch your remaining balance live. Add recurring bills like rent or subscriptions and DaTrack logs them for you. A daily reminder keeps the habit going without nagging. PRIVATE BY DEFAULT No bank login. No account required. Your spending stays on your device, secured by iCloud. We never see your data. WHAT PRO UNLOCKS DaTrack is free to start. Manual logging, calendar view, daily reminders, and CSV export are always free. Pro adds the AI that makes everything effortless: • Import your history from CSV or Excel files • Log expenses in plain words with AI • Snap receipts and let AI extract them • Ask questions about your spending in chat • Advanced charts and statistics • Monthly budgets with category allocation • Recurring expenses and bills PRO SUBSCRIPTION • Yearly: best value, starts with a 7-day free trial • Monthly: no commitment, cancel anytime • Lifetime: one payment, Pro for good, no subscription Your exact price is shown above in your local currency. Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless canceled at least 24 hours before the end of the current period. You can manage and cancel subscriptions in your Account Settings. Any unused portion of a free trial will be forfeited upon purchasing a subscription. Privacy Policy: https://quoc48.github.io/datrack-legal/privacy Terms of Use: https://quoc48.github.io/datrack-legal/terms
Budget Silos
This app offers a private and customizable budgeting experience without intrusive ads or data selling. It focuses on isolating cash flow for pure financial control on your own terms, providing a straightforward utility at an affordable price.
- Highly personalizable budgeting
- Private financial control
- Isolates cash flow
- No data selling
- No external ads
- Affordable premium utility
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Too many budgeting apps on the market today feel like corporate traps drowning you in credit card offers, or overpriced platforms that charge a massive premium for a rigid, one-size-fits-all ideology. Budget Silos was built as a breath of fresh air. We offer an affordable, highly personalizable, and private niche space designed to give you pure financial control on your own terms. Any tracking here is strictly functional—built entirely to help you isolate your cash flow, never to sell your data or serve you external ads. Our only goal is to provide a straightforward, premium utility that actually works for you. If you want a private, no-nonsense budget customized your way without the heavy price tag, this is it. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is review sentiment: Budget Silos at 100% against Expense Tracker's 67%. Budget Silos also leads on rating (5.0 vs 4.8). Expense Tracker's advantage is ratings volume (781 vs 1) and chart position (#151 vs unranked). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Tracker sells 2 in-app purchases, starting at $4.99 per month and Budget Silos sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Budget Silos holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Expense Tracker has 781 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 67% of Expense Tracker's written reviews are positive against 100% of Budget Silos's.
Expense Tracker ships an update every 4 days, Budget Silos every 9 days. The most recent releases landed on September 29, 2026 and September 22, 2026 respectively.
| Parameter | Expense Tracker | Budget Silos |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (781 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 66.7% of reviews | 100.0% of reviews — better |
| Number of ratings | 781 — better | 1 |
| Update frequency | Every 4 days — better | Every 9 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Freemium |
| Best chart rank | #151 — better | — |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 17.0 — better | 26.4 |
| Further details — not scored | ||
| Size | 26 MB | 24 MB |
| Age rating | 4+ | 17+ |
| Developer | Quoc Phan | Atech Operating LLC |
Customer experience
Expense Tracker
Budget Silos
In-app purchases
Expense Tracker
- Pro Monthly$4.991 Month
- Pro Yearly7 Days trial$34.991 Year
Budget Silos
- Starter Monthly$1.991 Month
- Budget Silos Pro$7.991 Month
- Budget Silos Pro$59.991 Year





