Comparison

Expense Tracker vs Budget Silos

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Tracker

Effortlessly track your daily expenses with AI-powered logging and insightful chat-based queries. Visualize your spending patterns with clear charts and manage budgets automatically. Your financial data remains private and secure on your device.

Highlights
  • AI-powered expense logging via text or receipts
  • Chat interface for asking spending questions
  • Visual spending charts and calendar view
  • Automatic recurring bill logging
  • Monthly budget tracking
  • Data privacy with no bank login required
  • CSV/Excel import for history migration
Currently charting
Read full description

It's not another budgeting app. It's knowing exactly where every dollar goes, every day. Type "Coffee $4" and AI logs it with the right category. Snap a receipt and AI extracts every line. Ask "How much on food this month?" and get an instant answer in chat. Three seconds a day. Total clarity on your money. Switching from another app? Bring your history with you. Import CSV or Excel exports in minutes. EFFORTLESS LOGGING Logging an expense takes one short sentence. Type "Lunch $12 yesterday" and DaTrack picks the date, amount, and category. Snap a receipt and AI extracts every item. No forms. No dropdowns. No friction. ASK YOUR MONEY ANYTHING Ever wonder where your coffee budget went? Ask DaTrack. The AI Chat reads your spending and answers in plain English. "How much on food this month?" "What did I spend last weekend?" Get instant clarity without digging through spreadsheets. SEE THE FULL PICTURE A clean calendar shows every day's spending at a glance. Tap any day for the details. Switch to charts and watch your money flow across categories, weeks, and months. Patterns you never noticed become obvious. STAY ON TRACK AUTOMATICALLY Set a monthly budget once and watch your remaining balance live. Add recurring bills like rent or subscriptions and DaTrack logs them for you. A daily reminder keeps the habit going without nagging. PRIVATE BY DEFAULT No bank login. No account required. Your spending stays on your device, secured by iCloud. We never see your data. WHAT PRO UNLOCKS DaTrack is free to start. Manual logging, calendar view, daily reminders, and CSV export are always free. Pro adds the AI that makes everything effortless: • Import your history from CSV or Excel files • Log expenses in plain words with AI • Snap receipts and let AI extract them • Ask questions about your spending in chat • Advanced charts and statistics • Monthly budgets with category allocation • Recurring expenses and bills PRO SUBSCRIPTION • Yearly: best value, starts with a 7-day free trial • Monthly: no commitment, cancel anytime • Lifetime: one payment, Pro for good, no subscription Your exact price is shown above in your local currency. Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless canceled at least 24 hours before the end of the current period. You can manage and cancel subscriptions in your Account Settings. Any unused portion of a free trial will be forfeited upon purchasing a subscription. Privacy Policy: https://quoc48.github.io/datrack-legal/privacy Terms of Use: https://quoc48.github.io/datrack-legal/terms

About

Budget Silos

This app offers a private and customizable budgeting experience without intrusive ads or data selling. It focuses on isolating cash flow for pure financial control on your own terms, providing a straightforward utility at an affordable price.

Highlights
  • Highly personalizable budgeting
  • Private financial control
  • Isolates cash flow
  • No data selling
  • No external ads
  • Affordable premium utility
Features
Read full description

Too many budgeting apps on the market today feel like corporate traps drowning you in credit card offers, or overpriced platforms that charge a massive premium for a rigid, one-size-fits-all ideology. Budget Silos was built as a breath of fresh air. We offer an affordable, highly personalizable, and private niche space designed to give you pure financial control on your own terms. Any tracking here is strictly functional—built entirely to help you isolate your cash flow, never to sell your data or serve you external ads. Our only goal is to provide a straightforward, premium utility that actually works for you. If you want a private, no-nonsense budget customized your way without the heavy price tag, this is it. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Expense Tracker4 screens
Budget Silos4 screens

Verdict

The call

The clearest difference is review sentiment: Budget Silos at 100% against Expense Tracker's 67%. Budget Silos also leads on rating (5.0 vs 4.8). Expense Tracker's advantage is ratings volume (781 vs 1) and chart position (#151 vs unranked). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Tracker sells 2 in-app purchases, starting at $4.99 per month and Budget Silos sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Budget Silos holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Expense Tracker has 781 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 67% of Expense Tracker's written reviews are positive against 100% of Budget Silos's.

UpkeepUpdate frequency

Expense Tracker ships an update every 4 days, Budget Silos every 9 days. The most recent releases landed on September 29, 2026 and September 22, 2026 respectively.

Scorecard6 real differences · 5 level
Expense Tracker versus Budget Silos: the parameters behind the verdict, then further details
ParameterExpense TrackerBudget Silos
PriceFreeFree
Rating4.8 (781 ratings)5.0 (1 ratings) — better
Positive reviews66.7% of reviews100.0% of reviews — better
Number of ratings781 — better1
Update frequencyEvery 4 days — betterEvery 9 days
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
Best chart rank#151 — better—
DevicesiPhoneiPhone, iPad — better
Requires iOS17.0 — better26.4
Further details — not scored
Size26 MB24 MB
Age rating4+17+
DeveloperQuoc PhanAtech Operating LLC

Customer experience

Expense Tracker

All ratings781 ratings
Positive94.8%
Neutral3.6%
Negative1.7%
Written reviews6 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

Budget Silos

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

Expense Tracker

Subscriptions2
  • Pro Monthly$4.991 Month
  • Pro Yearly7 Days trial$34.991 Year
3 purchases

Budget Silos

Subscriptions3
  • Starter Monthly$1.991 Month
  • Budget Silos Pro$7.991 Month
  • Budget Silos Pro$59.991 Year

Questions

Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Is Budget Silos free?
Budget Silos is free to download, with in-app purchases available.
Which has better reviews, Expense Tracker or Budget Silos?
Budget Silos is rated higher. Expense Tracker averages 4.8 out of 5 from 781 ratings, while Budget Silos averages 5.0 from 1 ratings.
Do Expense Tracker or Budget Silos have ads?
Neither Expense Tracker nor Budget Silos shows ads.
Which is updated more often, Expense Tracker or Budget Silos?
Expense Tracker ships an update every 4 days, and Budget Silos every 9 days. Most recently, Expense Tracker was updated on September 29, 2026 and Budget Silos on September 22, 2026.

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