Expense Tracker vs Finanty
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense Tracker
Effortlessly track your daily expenses with AI-powered logging and insightful chat-based queries. Visualize your spending patterns with clear charts and manage budgets automatically. Your financial data remains private and secure on your device.
- AI-powered expense logging via text or receipts
- Chat interface for asking spending questions
- Visual spending charts and calendar view
- Automatic recurring bill logging
- Monthly budget tracking
- Data privacy with no bank login required
- CSV/Excel import for history migration
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It's not another budgeting app. It's knowing exactly where every dollar goes, every day. Type "Coffee $4" and AI logs it with the right category. Snap a receipt and AI extracts every line. Ask "How much on food this month?" and get an instant answer in chat. Three seconds a day. Total clarity on your money. Switching from another app? Bring your history with you. Import CSV or Excel exports in minutes. EFFORTLESS LOGGING Logging an expense takes one short sentence. Type "Lunch $12 yesterday" and DaTrack picks the date, amount, and category. Snap a receipt and AI extracts every item. No forms. No dropdowns. No friction. ASK YOUR MONEY ANYTHING Ever wonder where your coffee budget went? Ask DaTrack. The AI Chat reads your spending and answers in plain English. "How much on food this month?" "What did I spend last weekend?" Get instant clarity without digging through spreadsheets. SEE THE FULL PICTURE A clean calendar shows every day's spending at a glance. Tap any day for the details. Switch to charts and watch your money flow across categories, weeks, and months. Patterns you never noticed become obvious. STAY ON TRACK AUTOMATICALLY Set a monthly budget once and watch your remaining balance live. Add recurring bills like rent or subscriptions and DaTrack logs them for you. A daily reminder keeps the habit going without nagging. PRIVATE BY DEFAULT No bank login. No account required. Your spending stays on your device, secured by iCloud. We never see your data. WHAT PRO UNLOCKS DaTrack is free to start. Manual logging, calendar view, daily reminders, and CSV export are always free. Pro adds the AI that makes everything effortless: • Import your history from CSV or Excel files • Log expenses in plain words with AI • Snap receipts and let AI extract them • Ask questions about your spending in chat • Advanced charts and statistics • Monthly budgets with category allocation • Recurring expenses and bills PRO SUBSCRIPTION • Yearly: best value, starts with a 7-day free trial • Monthly: no commitment, cancel anytime • Lifetime: one payment, Pro for good, no subscription Your exact price is shown above in your local currency. Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless canceled at least 24 hours before the end of the current period. You can manage and cancel subscriptions in your Account Settings. Any unused portion of a free trial will be forfeited upon purchasing a subscription. Privacy Policy: https://quoc48.github.io/datrack-legal/privacy Terms of Use: https://quoc48.github.io/datrack-legal/terms
Finanty
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Finanty is an expense tracker that fits the way you already live. Log a purchase in seconds — type it, say it out loud, or let an iPhone shortcut do it for you. Emoji categories, clear charts, and monthly budgets show you where your money goes, without a single spreadsheet. WHAT YOU CAN DO • Log fast: amount, category, note, and date on one screen. • Speak it: say "lunch 15 dollars yesterday" and Finanty works out the amount, the category, and the date. • Emoji categories: twelve to start with, plus any you want to add. • See the shape of your month: bar and donut charts of your top categories. • History and filters: browse by period, category, or currency; edit or delete with a swipe. • Monthly budget: set a limit per currency and get a nudge at 75%, 90%, and 100%. • Multi-currency: keep USD, EUR, CLP, and more apart — totals always use the active one. • Card payments: an optional Shortcuts automation logs a purchase the moment you pay. • No account required: everything works on your device from the first launch. Create an account only if you want your data on more than one device. • Private by design: your data is yours alone, and it is never sold. Start free.
Screenshots
Verdict
The clearest difference is in-app purchases: Finanty at none against Expense Tracker's 4. Expense Tracker's advantage is chart position (#196 vs unranked). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Tracker sells 4 in-app purchases, starting at $4.99 per month. Finanty asks for nothing beyond the download.
| Parameter | Expense Tracker | Finanty |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (786 ratings) — better | — |
| Positive reviews | 71.4% of reviews | — |
| Number of ratings | 786 — better | — |
| Update frequency | Every 4 days | — |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | — |
| Best chart rank | #196 — better | — |
| Devices | iPhone | iPhone |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 26 MB | 14 MB |
| Age rating | +4 | 4+ |
| Developer | Quoc Phan | Sebastian Ceron |
In-app purchases
Expense Tracker
- Pro Monthly$4.991 Month
- Pro Yearly7 Days trial$34.991 Year
- DaTrack Pro Lifetime Launch$69.99
- DaTrack Pro Lifetime$99.99
Finanty
No in-app purchases









