MONEY TRACKER (RCH) vs Moniq
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MONEY TRACKER (RCH)
Manage your personal and shared budgets with this intuitive tool. It offers quick expense entry, insightful visual analytics, and real-time synchronization for family or business partners. Enjoy a private and secure financial tracking experience.
- Quick expense entry
- Visual analytics
- Real-time sync
- Personal budgeting
- Shared finance tracking
- Private and secure
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Take full control of your finances. RCH MONEY is a simple yet powerful tool for personal and shared budget tracking. Sync with family or business partners in real-time. • Quick entry in 3 seconds. • Visual analytics that make sense. • 100% private and secure.
Moniq
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Log an expense in two taps. Moniq is a simple, private budget app: no account, no ads, no tracking. Your data stays on your device. iCloud sync is optional, and you can import or export everything anytime. • Two taps to log spending, on iPhone or Apple Watch • See where your money goes with clear insights and trends • Set your own targets for needs, wants and savings • Track subscriptions and bills, with optional reminders • Unusual spending is flagged for you • Search every transaction by name, category or amount • Widgets for the Home Screen, Lock Screen and Apple Watch • Your currency, your theme Free, with no subscriptions. If Moniq helps you, an optional tip unlocks two supporter themes. From the developer: “I’ve used money trackers for a decade. The good ones keep disappearing, and the new ones are bloated or cost more than they’re worth. So I’m building the one I want to use, for myself and for anyone who wants the same.”
Screenshots
Verdict
The clearest difference is in-app purchases: MONEY TRACKER (RCH) at none against Moniq's 4. MONEY TRACKER (RCH) also leads on update cadence (every 3 days vs every 3 weeks) and iOS requirement (17.0 vs 26.0). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Moniq sells 4 one-off in-app purchases. MONEY TRACKER (RCH) asks for nothing beyond the download.
MONEY TRACKER (RCH) ships an update every 3 days, Moniq every 3 weeks. The most recent releases landed on October 16, 2026 and October 25, 2026 respectively.
| Parameter | MONEY TRACKER (RCH) | Moniq |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 3 days — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone | iPhone, Apple Watch — better |
| Requires iOS | 17.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 9 MB | 23 MB |
| Age rating | 4+ | 4+ |
| Developer | Ruslan Chanyshev | Sebastian Vogel |
In-app purchases
MONEY TRACKER (RCH)
No in-app purchases
Moniq
- Small Tip$0.99
- Moniq Supporter$2.99
- Medium Tip$3.99
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- Large Tip$8.99







