Cashflow & Payoff vs Nesti · Budget Planner

This is a simple application to track payback against items purchased. It will calculate the needed monthly payments in order to pay off the item by the due date to allow you track how much you are committed to on a monthly basis

Know what’s left this month. Nesti is a calm, private manual budgeting app for iPhone and iPad. No bank connection. No account. Just a simple way to add expenses and see what’s left at any moment. —————————————————— HOW IT WORKS —————————————————— • Set your monthly budget now or later • Add expenses in a few taps — amount, category, optional note • Instantly see your remaining balance • Review spending by category at a glance • Start adding expenses right away, even if you skip budget setup at first —————————————————— OFFLINE BY DESIGN —————————————————— Your financial data stays on your device first. No bank connection. No account. No ads. Optional usage analytics help improve the app and can be turned off at any time in Settings — your raw financial data is never included. Optional iCloud sync is currently included for everyone and keeps your data private across your Apple devices. —————————————————— DESIGNED FOR IPHONE AND IPAD —————————————————— A clean, native experience on every Apple screen — from the smallest iPhone to the largest iPad. Dark Mode supported. Calm design that gets out of your way. —————————————————— ALL CURRENT FEATURES —————————————————— • Unlimited expense tracking • One monthly budget with total, spent, and left to spend • Full expense history + calm monthly summaries • Built-in spending categories + unlimited custom categories • Unlimited quick templates • Edit or delete any expense • Simple monthly review • Recurring expenses for bills, rent, and subscriptions • Budget rollover into the next month • Advanced history search • CSV export • App Lock (Face ID / Touch ID) • Optional iCloud sync across your Apple devices • Daily spending streaks — build the habit, one day at a time • Free Home Screen widgets: Money Left + Quick Add • Local-first storage on your device • Available in English, French, and Dutch Built by an independent developer who believes budgeting should be simple, private, and stress-free.